Decreased Credit Limits — Store cards may have lower credit limits, however they may work against you in the event you shop on credit, which usually
increases you financial debt ratio.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced
increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates
increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
All sectors recorded an
increase in
debt loading from the end of 2016, lifting by $ 4.5 trillion, $ 6.5 trillion, $ 4.5 trillion and $ 5.5 trillion respectively for households, non-
financial corporates, governments and the
financial sector.
Spirit AeroSystems Reports Q1 2018
Financial Results; Announces Acquisition of Asco Industries; Plans
Debt Refinancing; Announces $ 725 Million Accelerated Share Repurchase Plan;
Increased Dividend by 20 %
It's a big reason why the
Financial Accountability Officer believes Ontario's
debt will
increase to $ 350 billion by 2020.
Despite rising
debt levels and
increasing home prices, Canadians continue to allocate less income toward paying off
debt, according to the Canadian Household
Financial Health and Consumer Credit Q1 2015 report [paywall] recently published by credit rating agency DBRS.
In January, the Company replaced its existing
debt with a $ 10.0 million credit agreement to strengthen its balance sheet, provide additional cash for operations and provide
increased financial and operating flexibility through a covenant package more suitable to its business.
This will further
increase the country's
debt burden, which has risen dramatically since the onset of the
financial crisis.
The third reason she noted was that there was a build - up of «potentially serious
financial sector vulnerabilities» and that there had been a «troubling»
increase in
debt across many countries.
Examples of such projects providing marginal benefits are: improving
financial reporting systems through better information technology, minor tweaks to supply chain logistics, cutting back on marketing or
increasing low - cost advertising (like social media), «rationalization» of head count, holding average wages as low as possible, squeezing suppliers a little bit, not repatriating earnings to stave off taxation, refinancing rather than retiring
debts, and the share buyback that is insensitive to a company's current stock price.
It documents large differences in household
debt - to - GDP ratios across countries but a common
increasing trajectory that was moderated but not reversed by the global
financial crisis.
The effect of transfer payments to the
financial sector — as well as the $ 5.3 trillion
increase in U.S. Treasury
debt from taking Fannie Mae and Freddie Mac onto the public balance sheet — is to support asset prices (above all those of the banking system), not inflate commodity prices and wages.
A company with negative working capital (more liabilities than assets) is generally seen as being in
financial risk for
increased debt (which may lead to bankruptcy).
Over the period 2008 - 09 to 2014 - 15, the federal
debt increased by $ 155 billion, attributable to impact of the 2008 - 2009
financial crisis and the stimulus measures implemented by the government under its Economic Action Plans.
In contrast to banks and other
financial corporations, the non-
financial sector's foreign currency liabilities have risen since 2009, consistent with an
increase in borrowings in foreign
debt markets by larger corporations (particularly in the mining sector).
Based on the March 2013 Budget forecast, it will have taken the Government eight years to offset the fiscal impact of the 2008 — 2009
financial crisis (an
increase in the federal
debt of $ 172 billion).
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate
debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and
increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant
Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all releva
Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and
financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all releva
financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.
It said that China has accounted for almost three - quarters of the
increase in private
debt since the global
financial crisis.
The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid
financial position with reasonable
debt levels by most measures, notable return on equity,
increase in stock price during the past year and expanding profit margins.
But the one constant in our
financial universe that seems inevitable, for the foreseeable future, is
increasing debt.
Moving toward limits on interest deductibility in situations like many private equity deals where
debt has equity - like risk premiums would raise revenue and
increase financial stability.
Tying the
debt limit
increase to a Harvey bill is intended to ease early passage of a
debt limit
increase and avoid a potential stand - off over what could potentially escalate into a technical default — the outcome that is violently spooking the Bill market — and could rattle
financial markets, one of the officials said.
China's credit rating was downgraded one notch to A + by ratings agency Standard & Poor's (S&P), which cited
increased economic and
financial risks, following the significant rise in the country's
debt levels since the global
financial crisis.
The rise in LIBOR since May 2017 has imposed
increasing financial stress on the ability of leveraged companies to make
debt payments.
Politicians and central bankers will manage the crisis of 2016 - 2017 as they have most other crises (such as 1987, 1998, 2000, 2008) by
increasing spending, addressing an excess
debt problem with even more
debt, and pumping more «funny money» into the global
financial system.
The
financial intermediation service charge currently
increases the ratio by around 1.4 percentage points, of which around half is attributable to housing - related
debt.
US consumers also have more money in their pockets because, in general, they have aggressively shed their personal
debts and
increased their savings rate since the
financial crisis.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or
increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and
increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing
debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing
debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and
financial markets, which may adversely affect our ability to borrow and could
increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future
increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
With massive and
increasing structural deficits; exploding
debt in all sectors; hostile demographics; social and political fracturing and disintegration; grotesque wealth inequality; extraordinary global trade competition; a complete collapse of respect for vital government organizations such as the Justice Department and FBI, which the people now realize have gone rogue; an extremely complex and corrosive global geopolitical environment; the real prospect of war, potentially nuclear and worldwide; not to mention numerous additional factors, we can only point to few other times in history more dangerous to the people's
financial welfare, and therefore more overall bullish for gold, one of the only
financial sanctuaries proven to work in times of dislocation.
By the end of Fonterra's
financial year (July 31), most of the milk price will have been paid and so Fonterra's
debt will
increase accordingly.
As I said above, an in depth analysis would look at the
financial reports on arsenal.com and determine what we actually spent on player purchases, how our
debt had reduced, cash reserves
increased.
Financial records prove this; bonds issued, lower
debt payments, restructure
debt, stock price
increase, yet not much funds available?
A brief look at the Spurs
financials Tottenham have the third highest gross
debt in the Premier League with # 185m, which will
increase...
With
financial sector interventions excluded,
debt increased by # 1.5 billion in the first two months of the 2011/12
financial year - during which the Treasury plans to cut the deficit by just over # 20 billion.
An adoption of this method would also affect existing incentive structures within the international
financial system as the risk of repudiating illegitimate
debts would cause creditors to lend with
increased caution, exercise due diligence and implement policies that encourage transparency of how the funds are used.
Republicans suggest restructuring
debt,
increasing the estimate of sales taxes expected to be collected next year and adopting cost - saving measures proposed by the county's
financial control board, the Nassau Interim Finance Authority.
This further distorted
financial markets,
increased local government
debt, improved infrastructure rather than skills and delayed the growth of private domestic consumption, which everyone agrees must replace investment and exports as the driver of Chinese growth.
and in less than 3 days all my problems were over and I «m very happy in my marriage and my husband left his girl friend and came back to me.She also gave me powerful magic pot to boost my business and its stability and paid all my
debts, ring to protect me from my enemies, magic wallet to
increase my
financial blessings and promotion at work.
It is about improving accountability and transparency,
increasing public revenue, effective expenditure, improving public
financial management and managing
debt sustainably.
She stated the objectives as; to Improve Accountability & Transparency, to
Increase Public Revenue, to Rationalise Public Expenditure, to Improve Public
Financial Management and Sustainable
Debt Management, stressing that state governments have agreed to the reform.
Despite
increase in our
debt profile, it is still believed that Nigeria can borrow from the International
financial institutions and use it to reflate the economy by quickly taking the advantage of the credibility of President Muhamadu Buhari which is a good leverage because some international
financial institutions are ready to lend us money for infrastructural development.
Following evidence from Citizens Advice outlining that the new system
increases debt and
financial insecurity for recipients, the current work and pensions secretary David Gauke has been advised to delay the systems full roll out and shorten waiting times for first payments.
Town Supervisor Joseph Saladino faces several challenges, including credit ratings at or just above junk status, multimillion - dollar accumulated
debt, a 2017 budget that includes an 11.5 percent tax levy
increase to help restore the town's
financial footing, and an investigation by the Securities and Exchange Commission.
Brown's government introduced monetary and fiscal policies to help keep the banks afloat during the
financial crisis in 2008, and as a result the United Kingdom's national
debt increased dramatically.
[8] Although commentators perceived Brown to have made some good decisions during the economic crisis, such as providing
financial aid to several UK banks which found themselves in difficulty, his fiscal policy of borrowing and spending led to a dramatic
increase in the country's national
debt.
Because the last few tax cuts have followed
financial crises, poorer people may have used the extra income to
increase their cushion by building up assets or paying down
debt.
In addition, two broad measures of
financial health —
debt delinquency rates and credit scores — showed short - lived and modest
increases: The worst - flooded residents had 90 - day delinquency rates that were about 10 percent higher, relative to non-flooded residents, for the three months following Katrina.
Third, M.D.s often graduate from medical school with significant
financial debt; remediation of basic - science deficiencies extends training, prolonging and
increasing financial burdens.
«
Debt can be beneficial when it's used to buy something that
increases in value, especially if the money can be borrowed at low fixed rates and with a tax advantage,» says Ken Robinson, a certified
financial planner from Cleveland, Ohio.
«Income volatility can lead to
debt accumulation and
financial insolvency,
increasing the chances of bankruptcy and downward social mobility.