Sentences with phrase «increasing household debt levels»

Risks associated with the Consumer Discretionary sector include, among others, apparel price deflation due to low - cost entries, high inventory levels and pressure from e-commerce players; reduction in traditional advertising dollars; increasing household debt levels that could limit consumer appetite for discretionary purchases; declining consumer acceptance of new product introductions; and geopolitical uncertainty that could impact consumer sentiment.

Not exact matches

There's an economic imperative at play, of course: thanks to steadily increasing costs of living, and record levels of household debt, many sexagenarians and even septuagenarians simply can't afford to stop working.

«I will continue to act to ensure that household debt levels are sustainable, that lenders are acting prudently, and that increases in interest rates or a housing market downturn don't put at risk the economic growth we are working so hard to accelerate,» Morneau said.

What is more, despite the increase over the past decade, household debt is still at a relatively low level in China.

However, this is changing, and the increase in the level of household debt over the past decade is a major shift, with significant knock - on implications for consumption.

The recent rise in the debt - servicing ratio is largely a result of households increasing their debt levels, rather than an unexpected sharp rise in interest rates, as occurred in the late 1980s.

In U.S. families where the head of household is 75 or older, the level of debt has increased nearly 60 % from 31.2 % in 2007 to 49.8 % in 2016, according to EBRI.

As households have simultaneously increased their debt levels and equity holdings, they are now much more exposed to changes in interest rates and equity prices than has been the case in previous cycles.

However, unlike in the late 1980s, the current increase in the ratio has been mainly driven by the decisions of households to increase their levels of debt, rather than by a significant and unexpected increase in interest rates.

[14] The analysis suggests that this policy would increase spending and incomes in the economy — without increasing the level of household debt.

The government is also eager to hike rates to discourage increasing levels of household debt.

The possibility of an increase in the prime rate offered by lenders comes as household debt levels sit near record highs.

That research also found that debt levels decreased steadily as the age of the person heading the household increased.

«I will continue to act to ensure that household debt levels are sustainable, that lenders are acting prudently and that increases in interest rates or a housing market downturn don't risk the economic growth we are working so hard to accelerate,» Morneau said in a speech to the Toronto Region Board of Trade.

Recent studies show household debt levels at all time highs, and increasing.

The growing burden of student loan debt: Young households are repaying an increasing level of student loan debt that makes it extremely difficult to save for a down payment, qualify for a mortgage and afford a mortgage payment, especially in areas with high rents and home prices.

The market has been hit by a confluence of policies: Ontario's Fair Housing Policy, including a foreign buyers» tax aimed at cooling the market; a new mortgage stress test targeted at protecting Canadians from dangerously high household debt levels; and the Bank of Canada's moves to increase interest rates.