Sentences with phrase «incur interest costs»

We paid cash for them so we do not incur any interest costs and our insurance premiums are kept to a minimum since they are not worth much.

The disadvantage of this approach is that you will incur interest costs and fees which lower your ability to save money.

With debt, you incur interest costs, but it is temporary and capped.

Besides, any balance you shift over incurs interest costs, which is a waste of money.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

While a personal credit card may seem like an easy source of cash for your business, you can quickly incur high interest costs, says Steve Gustafson, principal at Abeles and Hoffman, a Saint Louis - based accounting firm.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

The management fee is a unified fee that includes all of the operating costs and expenses of the Fund (other than taxes, charges of governmental agencies, interest, brokerage commissions incurred in connection with portfolio transactions, distribution and / or service fees payable under a plan pursuant to Rule 12b - 1 under the Investment Company Act of 1940 and extraordinary expenses), including accounting expenses, administrator, transfer agent and custodian fees, Fund legal fees and other expenses.

The first aspect to consider is whether the card itself represents good value in terms of the available limit, the interest rate charged and any fees, in addition to costs that might be incurred for general maintenance of the account.

You shall further fully indemnify and keep Car Throttle fully indemnified against any costs, claim, demand, action, damages, loss and / or expense (including but not limited to any direct, indirect or consequential losses, loss of profit, loss of reputation and all interest penalties, legal costs and any other reasonable costs and expenses suffered or incurred by Car Throttle) arising directly or indirectly from any breach or non-performance by you of this Agreement and you shall pay all such costs, claim, demand, action, damages, loss and / or expense forthwith on demand by Car Throttle.

With approval of the resolution, the County will be able to make the $ 7 million payment to Ms. Morales before the March 5 deadline and avoid incurring any penalties or interest costs.

The difference in interest cost between the TIFIA Loan and the alternate short - term debt the Thruway Authority incurred for this project is approximately $ 10 million in savings per year for over 35 years.

This credit score versus credit card interest rate table estimates the borrowing costs (interest paid) the average person incurs to keep the bank's money for 5 years (revolve a balance).

Annual Percentage Rate (APR)-- APR is a more accurate reflection of the total annual cost of a loan that includes the actual interest rate, plus any other charges or fees that are incurred (such as upfront origination fees).

The problem with doing it this way it two-fold, one you incur two sets of closing costs such as two appraisals, two title policies, two underwriting fees, etc. the second problem is interest - rate risk.

They are so easy to use and so hard to pay back, not to mention that you likely are incurring significant interest costs per month.

Yield Spread Premium An increased fee or interest rate that is meant to counterbalance the costs incurred by a broker.

The total mortgage payment combines all the interest payments, principal payments and other costs incurred over the mortgage period to calculate the total amount that has been paid.

Over the course of the loan, borrowers are also expected to incur a cost of 1.25 percent annual MIP on the loan balance, and interest accrues on the balance.

On the other hand, if plastic surgery is necessary to help a person live a more normal life by fixing a defect or correcting trauma, using a loan may be worth the interest costs you'll incur over the life of the loan.

A finance charge is the total cost of the loan, including all interest and fees incurred at the time of origination (i.e. fees that are financed).

The interest rate on your VA loan is the cost you pay each year to borrow the money and does not reflect fees and charges you may incur to get the loan.

Some lenders advertise «no cost» FHA mortgage streamlining, but you will incur a higher interest rate than if you paid the closing costs up front.

The notice will contain (i) the date and time after which your motor vehicle may be sold; and (ii) a written accounting of the outstanding balance on your motor vehicle title loan, the amount of interest accrued through the date the motor vehicle title lender took possession of your motor vehicle, and any reasonable costs incurred to date by the motor vehicle title lender in connection with repossessing, preparing for sale, and selling your motor vehicle.

The length of time that you will be holding the mortgage will play a large part in determining whether it will make sense to incur the costs of a refi if you are attempting to lower your interest rate and monthly payment.

Within 30 days of a motor vehicle title lender receiving funds from the sale of your motor vehicle, you are entitled to receive any surplus from the sale in excess of the sum of the following: (i) the outstanding balance on your motor vehicle title loan; (ii) the amount of interest accrued on your motor vehicle title loan through the date the motor vehicle title lender repossessed your motor vehicle; and (iii) any reasonable costs incurred by the motor vehicle title lender in repossessing, preparing for sale, and selling your motor vehicle.

Index A published interest rate against which lenders measure the difference between the current interest rate on an adjustable rate mortgage and that earned by other investments (such as one, three, and five year U.S. Treasury security yields, the monthly average interest rate on loans closed by savings and loan institutions, and the monthly average costs - of - funds incurred by savings and loans), which is then used to adjust the interest rate on an adjustable mortgage up or down.

Because we do not incur the significantly higher fixed operating costs inherent in a branch - based distribution system, we are able to provide better value to our customers through low fees and low interest rates on our digital mortgages.

If a judgment is obtained against M Company, it will negatively affect M Company's ability to get credit, M Company will be ordered to pay court costs, and M Company will incur interest at a rate of 10 % per annum.

Clients will incur transaction costs for any trading in their account (including quarterly rebalance trades) such as commissions payable to Interactive Brokers LLC, IB Asset Management's affiliated broker - dealer, which is a conflict of interest.

The flexibility and low adjusted interest rates associated with borrowing against cash value life insurance makes such an option well worth considering if you are looking to fund short - term cash needs without unduly disrupting your long - term financial plans or incurring significant loan costs.

You'll get out of paying interest for anywhere from 6 to 18 months with one of those cards, giving you some time to pay off your balance without incurring additional costs.

Withdrawing money from a CD prior to the end of its term (i.e. its maturity) incurs penalties that can cost you months of accrued interest.

The report identified 13 cities where renting costs less than the after - tax mortgage payment (that's the mortgage expenses the owner incurs, along with the mortgage interest deduction they get come tax season).»

For example, if you make a number of trades on the U.S. market during the day but don't hold any of the positions overnight, you would likely not incur interest (margin costs).

Our Investment Management Services businesses manage several asset - liability programs which enable us to earn a spread between the income earned on a portfolio of assets and the interest costs associated with the liabilities incurred to fund the purchase of such assets.

Second — The incremental rise in book value subsequent to 2001 include windows when Burwood was considered «under development» and both soft and hard costs plus capitalized interest expenses were incurred and added to Reading's cost basis as Reading first up - zoned (move to «Major Activity Center» status in 2004), then improved (filling in most of the rock quarry) and then environmentally remediating the soil on the site for several million $.

They do not have to run balances or pay interest and incur costs.

* Interest cost used in calculating interest coverage includes only the interest expense incurred on loans and other financing arrangements but does not include accounting expense recognized in respect of unwinding of discount on the recalculation of present value of proInterest cost used in calculating interest coverage includes only the interest expense incurred on loans and other financing arrangements but does not include accounting expense recognized in respect of unwinding of discount on the recalculation of present value of prointerest coverage includes only the interest expense incurred on loans and other financing arrangements but does not include accounting expense recognized in respect of unwinding of discount on the recalculation of present value of prointerest expense incurred on loans and other financing arrangements but does not include accounting expense recognized in respect of unwinding of discount on the recalculation of present value of provisions.

This is not a black and white rule, but most of our loans can be structured to not only lower your interest rate, but to also get your incurred closing costs paid back off within 12 - 18 months.

However, the latest CFPB study did raise concerns about the ultimate costs of deferred interest products (better known as balance transfer cards), variable interest rates on many credit cards, and the fees incurred by consumers with subprime credit cards.

With both easily costing tens of thousands of dollars to complete, HELOCs offer financing that doesn't incur the double - digit interest rates of credit cards.

While not a cost employers would have to incur, some employees may incur a higher tax bill due to the elimination of all individual tax deductions, besides the home mortgage interest and charitable donations deductions.

Student loans are often very low interest loans which allow you to spread your costs of education over a long time without incurring too much interest.

The downside: you would incur closing costs and could also lock yourself into a higher monthly payment, depending on your current interest rate.

In other words, an income - driven plan is a recipe for significantly higher interest costs than you would incur with a 10 - year repayment plan.

Note: Late bookings of this tour could incur an extra cost if only expensive flights are available: Please check this at time of interest in package.

Leyou will also provide Certain Affinity with an interest - free, non-recourse loan facility of up to US$ 15M to pay for costs and expenses incurred in connection with development of the game, solely recoupable from the revenue derived from the game.

In addition to all this, in August investor - owned Duke Energy, the state's second largest utility, announced a proposed settlement with consumer, environmental and public interest groups that entails scrapping plans to complete construction of the Levy nuclear power plant without customers or the state having to pay for any more costs incurred.

All such regulation incurs costs for the public as well as business interests, however.