A bodily injury liability takes care of the medical treatment costs, funeral costs, or rehabilitation costs
incurred by other drivers and their passengers, pedestrians, or your own passengers.
See our Liability Insurance page to learn how to protect yourself from costs
incurred by other drivers after an accident.
Liability insurance handles the expenses
incurred by the other driver (or drivers) and passengers in an at fault accident.
Not exact matches
If an imposter obtains key personal information such as a Social Security or
Driver's License number, or
other method of identifying an insured person in order to impersonate or obtain credit, merchandise or services in the insured person's name, the Outreach plans provide coverage for up to $ 500 for the reasonable, customary and necessary costs
incurred by the insured for: re-filing a loan or
other credit application that is rejected solely as a result of the stolen identity event; notarization of legal documents, long - distance telephone calls, and postage that has resulted solely as a result of reporting, amending and / or rectifying records as a result of the stolen identity event; up to three credit reports obtained within one year of the insured person's knowledge of the stolen identity event; and stop payment orders placed on missing or unauthorized checks as a result of the stolen identity event.
Liability insurance specifically covers the costs
incurred by other people injured or suffering a loss of property in an accident the insured
driver causes.
If an imposter obtains key personal information such as a Social Security or
Driver's License number, or
other method of identifying an insured person in order to impersonate or obtain credit, merchandise or services in the insured person's name, thePatriot Platinum plans provide coverage for up to $ 500 for the reasonable, customary and necessary costs
incurred by the insured for: re-filing a loan or
other credit application that is rejected solely as a result of the stolen identity event; notarization of legal documents, long - distance telephone calls, and postage that has resulted solely as a result of reporting, amending and / or rectifying records as a result of the stolen identity event; up to three credit reports obtained within one year of the insured person's knowledge of the stolen identity event; and stop payment orders placed on missing or unauthorized checks as a result of the stolen identity event.
A personal injury protection coverage will pay costs for example medi - cal expenses, lost wages along with
other costs which are
incurred by means of a
driver when they're involved within an injury.
If the medical expenses or property damage bills for a party in an accident exceed the amount of coverage held
by the
other driver, the victim has the right to hold the
other party fully responsible for the extra expenses
incurred.
If an imposter obtains key personal information such as a Social Security or
Driver's License number, or
other method of identifying an insured person in order impersonate or obtain credit, merchandise or services in the insured person's name, the Patriot Multi-Trip plans provide coverage for up to $ 500 for the reasonable, customary and necessary costs
incurred by the insured for: re-filing a loan or
other credit application that is rejected solely as a result of the stolen indentity event; notarization of legal documents, long distance telephone calls, and postage that has resulted solely as a result of reporting, amending and / or rectifying records as a result of the stolen identity event; up to three credit reports obtained within one year of the insured person's knowledge of the stolen identity event; and stop payment orders placed on missing or unauthorized checks as a result of the stolen identity event.
Underinsured motorist bodily injury coverage, or UMBI, is coverage that helps pay for medical expenses, lost wages, and
other damages you may
incur in the event you or your passengers are involved in an accident caused
by a
driver who does not carry sufficient auto insurance coverage.
Besides legal penalties, if you're in a car accident without carrying insurance, you're liable to be sued
by the
other driver for the damage to their vehicle and any medical bills they
incur from the accident.
If an imposter obtains key personal information such as a Social Security or
Driver's License number, or
other method of identifying an insured person in order to impersonate or obtain credit, merchandise or services in the insured person's name, the Patriot GoTravel plans provide coverage up to $ 500 for the reasonable, customary and necessary costs
incurred by the insured for: re-filing a loan or
other credit application that is rejected solely as a result of the stolen identity event; notarization of legal documents, long dis - tance telephone calls, and postage that has resulted solely as a result of reporting, amending and / or rectifying records as a result of the stolen identity event; up to three credit reports obtained within one year of the insured person's knowledge of the stolen identity event; and stop payment orders placed on missing or unauthorized checks as a result of the stolen identity event.
Most states require bodily - injury liability insurance to cover medical treatment, rehabilitation and funeral costs
incurred by your own passengers,
other drivers, their passengers and even injured pedestrians.
For example, if
Driver A causes an accident in which
Driver B sustains injuries,
Driver A's BIL insurance will kick in to cover some of the medical treatment, rehabilitation, lost wages and
other costs
incurred by Driver B.
Like all liability coverage, this insurance protection is only paid out in liability circumstances, and only goes to pay the costs associated with expenses
incurred by the
driver and passengers of the
other car, not the covered (at - fault)
driver.
A personal injury protection policy will pay costs such as lost wages, medical expenses and
other costs that are
incurred by a
driver when they are involved in an accident.
Liability insurance takes care of the property damage and bodily injury expenses
incurred by other parties involved in an accident for which the insured
driver is held responsible.
It is important to note that liability protection is always earmarked for paying the costs borne
by other Colorado
drivers and passengers, and never the expenses
incurred in the covered vehicle itself.