Sentences with phrase «incurred fees and interest»

Remember that paying late often incurs fees and interest charges that cut into rewards, as well as knocks points off your credit score.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Make sure you have a plan in place to repay the amount that you borrow against your credit line, so you can pay it off quickly and avoid high interest fees, penalties or possibly incurring a debt you can't afford to repay.

The management fee is a unified fee that includes all of the operating costs and expenses of the Fund (other than taxes, charges of governmental agencies, interest, brokerage commissions incurred in connection with portfolio transactions, distribution and / or service fees payable under a plan pursuant to Rule 12b - 1 under the Investment Company Act of 1940 and extraordinary expenses), including accounting expenses, administrator, transfer agent and custodian fees, Fund legal fees and other expenses.

The first aspect to consider is whether the card itself represents good value in terms of the available limit, the interest rate charged and any fees, in addition to costs that might be incurred for general maintenance of the account.

In this case, you either have to pay the debt off including all interest and late fees incurred, wait for the statute of limitations to expire on unsecured debt or claim bankruptcy to get rid of the debt.

They won't incur interest rate charges, or late fees, and they can avoid annual fees by using credit cards that don't charge them.

Therefore each of you is jointly and severally responsible for the payment of the outstanding balance (including Interest Charges and all fees) regardless of which applicant or user made the charge or incurred the fee.

Nor do they carry high interest rates and they can be paid off early without incurring any fees or penalties.

If you make your payment in any other manner, you agree that there may be a delay in posting which may cause you to incur a fee and / or Interest Charges.

It assumes that you make no transactions, incur no fees and there are no changes in your statement date or interest rate (except for the expiry of a promotional interest rate).

Some individuals can use credit cards for decades with no issues while others incur excessive debt loads resulting in missed payments, penalty fees and interest and finally charge - off accounts or legal judgments.

The «minimum payment» amount is a suggestion and you need it to pay in order not to incur a late fee, but paying in full means you're not paying interest

First, identify all outstanding personal debts, along with the interest rates and any fees they may be incurring.

Bad credit student loans already have high interest rates compared to regular student loans but if you also default on the loan, you can incur in penalty fees and additional charges.

You'll get charged another late fee if you miss another payment and incur interest on the principal payment.

The Truth in Lending Act requires that the Participating Lender with whom you are matched discloses all loan fees and interest rates that you will incur if you accept the terms of the loan.

If you do, you risk having your interest rates raised and potentially open the door for incurring fees and penalties for the remaining balance.

Interest and late fees will incur — on top of your original balances when enrolling in the program.

Otherwise, late payments or missed payments will make you incur in punitive fees, higher interests, you'll be forced to refinance on worst terms or request additional funding and eventually you may have to file for bankruptcy unless you learn to take control over your finances.

If you don't pay your credit card bill expect to pay late fees, receive increased interest rates, and incur damages to your credit score.

Otherwise, you will incur some of the highest late fees and interest rates from all credit cards.

To get a lower payment, the credit counselor typically gets the creditors to reduce your interest rate and waive or reduce finance charges, late fees, and over-the-limit fees you've already incurred.

If you default on your student loans, you'll incur interest and fees from the collection companies, your tax refund will likely never come to you but rather be applied to your student loans, and your wages will be garnished to the tune of 15 % of your paycheck.

A finance charge is the total cost of the loan, including all interest and fees incurred at the time of origination (i.e. fees that are financed).

If you can not afford the cash to pay for the items outright, you certainly can not afford the fees and interest incurred throughout a billing cycle.

While delinquencies incur late payment fees, cardholders who go into default may find that they're unable to get credit cards, and if they can, the interest rate on them is usually very high, since card issuers will deem them a risk.

The interest rate on your VA loan is the cost you pay each year to borrow the money and does not reflect fees and charges you may incur to get the loan.

* As stated in the prospectus (pdf) dated 5/1/2018 ** Pursuant to an operating expense limitation agreement between Heartland Advisors and Heartland Group, Inc., on behalf of the Fund, Heartland Advisors has agreed to waive its management fees and / or pay expenses of the Fund to ensure that the Fund's total annual fund operating expenses (excluding front - end or contingent deferred sales loads, taxes, leverage, interest, brokerage commissions, expenses incurred in connection with any merger or reorganization, dividends or interest expenses on short positions, acquired fund fees and expenses, or extraordinary expenses) do not exceed 1.25 % of the Fund's average daily net assets for the Investor Class Shares and 0.99 % for the Institutional Class Shares through at least May 1, 2019, and subject to annual re-approval of the agreement by the Board of Directors, thereafter.

For example, if you were to borrow $ 100,000 at 2.5 %, the interest that you would incur for a one year period would be approximately $ 2,500 however, you could in turn either invest it in something with a higher return say 8.5 %, and receive over $ 8,800 a year in interest plus sometimes additional fees, the result could be net interest earned of over $ 6,300 per year.

The Truth in Lending Act requires full disclosure of all loan fees and interest rates that borrowers may incur.

If you can't pay off your credit card debt within a couple of months, contact each company and ask for a reduction in the card interest rate and a waiver of fees incurred on a one time basis.

The disadvantage of this approach is that you will incur interest costs and fees which lower your ability to save money.

Because we do not incur the significantly higher fixed operating costs inherent in a branch - based distribution system, we are able to provide better value to our customers through low fees and low interest rates on our digital mortgages.

Some online lenders take the position that they're not bound by state laws, but with legal help, you may still be able to fight their claim for repayment, or at least for any extra interest and fees incurred by defaulting.

You will incur in penalty fees that will take your overdraft even further and you will have to pay higher interests on the whole amount (the sum included in the limit and the sum exceeding the limit).

Pay off at any time before the due date and only pay interest for the amount of time the loan was outstanding as well as any fees and charges you have incurred.

Debt negotiation: If you choose this option, National Debt Relief will negotiate with your lenders in order to either lessen your debt or make it easier for you to make payments without incurring a lot of fees and interest.

If you miss the deadline for your credit card payment, you will incur fees and high interest charges, starting a cycle that may never end.

When you're not making payments on your debt, you'll likely incur late fees, interest and even penalty APRs in some cases, which can increase the amount of debt to be settled.

This is because loans are a form of debt; the lender is entitled only to the repayment of the loan plus any interest and fees incurred.

This fee is about equal to or greater than the rewards you'll earn on most credit cards, and you'll come out even farther behind if you need time to pay off the balance and you incur interest charges as a result.

If you can't, you will incur more extension fees from your lender, add more interest that you need to pay off and likely will incur more NSF fees from your bank because you gave your payday lender permission to continue making withdrawals when you signed up for the loan.

During the program you are still liable to make your payments on time to any debt collectors and to pay any interest or late fees incurred

If you need to access the money in your GIC earlier than the agreed term length, you will most likely incur a fee or penalty and won't earn the interest accumulated thus far, unless it is a redeemable or «cashable» GIC.

taxes, interest, brokerage commissions, acquired fund fees, and expenses, expenses incurred in connection with any merger or reorganization, and extraordinary expenses such as litigation) in order to limit the net expenses of the Allocation Fund to 0.75 % of the Allocation Fund's daily average net assets.

The Manager has contractually agreed to waive a portion of its management fees and / or pay the Allocation Fund's expenses (excluding taxes, interest, brokerage commissions, acquired fund fees and expenses, expenses incurred in connection with any merger or reorganization and extraordinary expenses such as litigation) in order to limit the net expenses of the Allocation Fund to 0.75 % of the Allocation Fund's daily average net assets.

Teri is still in the process of contacting students; it said it will make good on the bounced checks and cover any fees or interest penalties students incurred as a result.

However, the latest CFPB study did raise concerns about the ultimate costs of deferred interest products (better known as balance transfer cards), variable interest rates on many credit cards, and the fees incurred by consumers with subprime credit cards.

Not only is he over his credit limit by $ 300 which must be paid by the next due date but he will also probably incur an over the credit limit fee and could possibly void the 0 % interest rate and be penalized with a higher interest rate as high as 29 %.