Sentences with phrase «independent agents use»

These independent agents use the services of many different insurers, so they will be able to help you design a customized insurance package tailored to fit the needs of your particular business.

Although independent agents use dozens of companies, they don't have access to every life insurance company.

Did you know that most of what the commercials show as services unique to them are offered by the same carriers your independent agent uses?

Not exact matches

To make matters worse, major real estate players like Trulia and Zillow have massive advertising budgets, and have driven up ad prices on Google to be too expensive for independent agents to use them.

Unprofessional practices (agents who «blitz» submit or use their clients» own query letters, publishers that make writers responsible for getting their own books into bookstores, independent editors who claim that manuscripts have to be «professionally» edited in order to be competitive)

Authors who do not want to use agents could go to independent or university - affiliated publishing houses to have their books reviewed without the need for an agent.

When you buy insurance you can use either a captive or an independent agent.

The Comdex ranking is to be used with independent agents and marketing organizations and intermediaries only, and not to be show or shared with the public.

Prohibited acts.A credit services organization, a salesperson, agent, or representative of a credit services organization, or an independent contractor who sells or attempts to sell the services of a credit services organization shall not: (1) Charge a buyer or receive from a buyer money or other valuable consideration before completing performance of all services, other than those described in subdivision (2) of this section, which the credit services organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organization Act.

By using their relationships with several different insurance companies, independent member agents can easily find you a variety of competitively priced policies that meet your needs and adhere to Texas state - required minimums.

Shop various plans by using an independent agent.

By participating, each Customer and selected winner agrees: (a) to be bound by these Rules and the decisions of Virtual Brokers, (b) to release and hold harmless Virtual Brokers, its affiliates, subsidiaries, and independent contractors, and their respective directors, officers, employees, agents and representatives including advertising and promotion agencies, from any and all liability for claims / damages including, but not limited to, claims / damages for personal injury, for property damage with respect to acceptance, possession or use or misuse of the Prize or participation in the Raffle; (c) to permit Virtual Brokers to use his / her name, address, city, province, of residence, photograph, video, or any likeness for advertising or publicity purposes without any additional compensation and (d) the winner agrees to sign a Declaration and Release Form to this effect.

(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).

Nonetheless, it is strongly encouraged that you to use your independent agent to explore other options first.

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

Approximately 16 million households use one or some combination of products sold by captive Allstate agents and independent agencies.

When you need to file a claim, you'll be glad you used an independent agent who can assist you with the entire process.

If not, you should be speaking with an independent agent or using an online burial insurance comparison tool.

Use an independent broker or agent.

By using their relationships with several different insurance companies, independent agents can easily provide you with a variety of competitively priced policies tailored specifically to your small business.

Ian: I did yeah I used an independent travel agent based in eastern North London and this was way before I got into working in the travel industry myself and...

We suggest you use an independent agent in Texas who can give you a full health assessment and help you choose from a variety of life insurance carriers.

The best saving tip I've got, regardless of the type of life insurance you're interested in, is to compare prices using a knowledgeable independent agent.

Banner Life uses independent life insurance agents to sell its products and presently, there are approximately 70,000 active brokers on their books.

(Life Insurance Tip) Always use an independent life insurance agent when it comes buying life insurance for a parent.

Using an independent agent such as myself is the best strategy to find cheaper life insurance rates.

Regardless of which type of plan that you pick, either an indexed universal or a term plan, you should always use an independent agent.

In fact, legally you have to have a licensed agent assist you with your life insurance application — might as well make sure they're independent, which means they can use any company available.

As with any type of heart disease, when seeking life insurance, you'll need to use an independent agent who can shop your case amongst the top companies to see who will offer you the best rating with lowest premiums.

Because of the internet and digital buying age we're in, the independent agent is used by a vast majority of purchases.

We can't emphasize enough the importance of always using an independent life insurance agent.

The best way to pinpoint the most suitable Guaranteed Universal Life insurance policy is to use an independent agent.

The big advantage that the independent agents have is the ability to use many different companies.

That's why you Always want to use an independent agent that can shop your case out to multiple companies, to see which one will give you the best deal.

When looking to buy the cheapest and best car insurance for you, either do your own comparison - shopping or use an independent insurance agent who deals with many highly rated insurance companies.

This is why you should always use the services of an independent life insurance agent.

The advantage to using our team at TermLife360.com is that we are an independent agent.

When you choose to use and independent agent you are making the decision to have someone work for you instead of having someone sell to you.

If you require high risk underwriting, use an independent agent, period.

Choosing the right product at the most affordable possible price is best achieved through using the services of an independent life insurance agent, such as those at Huntley Wealth.

Most either have an internal or external call center, which have hired agents, or they use independent agents across the country to offer their products for them.

Being straightforward, allows your independent life insurance agent the opportunity to use his knowledge and skills to match you up with the company that will approve you at the best rate.

If you do not use an independent agent, rates for the occasional user can be even more dramatic.

The best way to find Springfield life insurance is to use an independent agent who specializes in life insurance coverage.

Instead of buying insurance directly from a carrier, use an independent insurance agent who can shop quotes from multiple companies.

These independent agents can use their relationships with a number of highly - rated insurance companies to provide you with a selection of competitively - priced policies from which to choose.

Use an independent insurance agent to find your life insurance, like us.

Instead of shopping for home insurance directly from a carrier, use an independent agent who is free to quote from multiple companies.

Pioneer State Mutual only insures drivers in Michigan and uses independent agents, allowing for one - on - one guidance to give drivers the best coverages.

By knowing the key factors insurance companies use to evaluate your piloting risk and working with an independent agent that is a specialist, you can find a competitive life insurance policy that will cover you while flying.