Sentences with phrase «index life insurance»

Most universal index life insurance policies come with a guarantee that you will be credited a certain amount each year — regardless of how well the index does.

One of the insurance products receiving some interest in recent years has been the universal index life insurance policy.

This policy is a single premium index life insurance plan, so there is just one single lump sum premium required, and then the policy will be considered paid up.

In similar fashion to universal life, indexed life insurance allows you to adjust your death benefit, your premium payment, and how often you make payments.

This policy is a single premium index life insurance plan, so there is just one single lump sum premium required, and then the policy will be considered paid up.

If you desire safety and predictability, a single premium whole or indexed life insurance contract can be a good alternative to a variable life policy.

For policyholders with indexed life insurance, part of the premium they pay goes to paying for the death benefit.

One of the biggest advantages of a universal index life insurance policy is the potential for growth, while you receive protection from volatile markets.

One of the insurance products receiving some interest in recent years has been the universal index life insurance policy.

In similar fashion to universal life, indexed life insurance allows you to adjust your death benefit, your premium payment, and how often you make payments.

This is how the Equity Indexed Life insurance products work, but without the fees.

Jeff makes some good points about alternative investment options (ie: discounted notes), but his advice about equity index annuities or equity index life insurance products is absolutely horrible!

If you are looking for the best premium rate on indexed life insurance from North American Company — or from any insurance carrier — it is typically best to work with an independent insurance agent who can show you alternatives from several different insurers.

Orion Indexed Universal Life and Eclipse Indexed Life Insurance from Minnesota Life offers some excellent options.

In many ways, EquiTrust can be considered as more of a niche insurance company, as they tend to specialize in indexed products — namely indexed life insurance and indexed annuities.

WealthPay Life ™, which is a Fixed Premium Index Life Insurance.

Indexed life insurance crediting potential has a cap and floor, or a maximum and minimum.

What are your thoughts about the universal index life insurance which tracks the S&P 500?

ING recently introduced its new no - lapse indexed life insurance products, the ING Indexed Universal Life Guaranteed Death Benefit and the Death Benefit New York, which offer consumers a guaranteed death benefit with the opportunity to earn an index credit associated with increases in the Standard and Poor's 500.

Should you still have any additional questions about indexed life insurance coverage, or even if you just have a general question regarding life insurance protection, please feel free to contact our experts directly.

For whole life, universal life or indexed life insurance Prudential has some great products and can send you illustrations and information regarding those upon request.

The first reason is because any Permanent life insurance policy such as Whole Life, Universal Life or Universal Indexed Life insurance costs a heck of a lot more and, therefore generates a lot more income for both the insurance company and especially the life insurance agent.

Unlike Index Life Insurance, VULs makes a direct investment.

A single premium Index Life Insurance policy that provides you earnings based on stock market indexes.

Hi Joshua, As a CLU, what is your take on Index Life Insurance, and do you have a podcast episode that covers that topic?

For a more detailed analysis of EIUL see, what is equity index life insurance?

After reading about the pros and cons of Universal Index Life insurance policies, you may have decided that they aren't the best option for you.

Indexed annuities and indexed life insurance are linked to market indexes and expose clients to higher potential gains than a fixed product.

[Please be aware that when you put money into an indexed account in an indexed life insurance policy you are not investing directly in the stock market.

There are thousands of companies on the market, not all of them sell universal indexed life insurance.

If you go with a Universal Index Life insurance policy, or you go with a basic term life insurance policy, either way there are some techniques that you can use to save money.

While universal index life insurance policy can be a way to aggressively grow your cash value in a life insurance policy over time, it's important to be aware that there are drawbacks to these types of life insurance policies as well.

If you're concerned about the financial security death benefit protection can provide for your family today should something happen to you, and you're also uneasy about the future and falling short of retirement income, indexed life insurance could be the way to go.

Eclipse Indexed Life — This is their Indexed life insurance policy, which has the potential of interest crediting and is directly related to changes in an index account (s).

Indexed Life Insurance: A type of whole life insurance that provides for the policy's face amount and premium rate to rise each year in accordance to increases in the Consumer Price Index (CPI).

Guaranteed universal indexed life insurance policies are popular as they safely credit interest based on gains in market indexes life the S&P 500.

As you plan your financial future you might want to consider the potential benefits of adding a chronic illness rider to your indexed life insurance policy.

By now you have a pretty clear understanding of what an Indexed Life Insurance Policy is all about.

If you go with a Universal Index Life insurance policy, or you go with a basic term life insurance policy, either way there are some techniques that you can use to save money.

While universal index life insurance policy can be a way to aggressively grow your cash value in a life insurance policy over time, it's important to be aware that there are drawbacks to these types of life insurance policies as well.

An indexed life insurance policy is a life insurance policy with a cash accumulation component that is tied to the performance of various indexes.