The phrase
"index rate" refers to a benchmark or a standard used to determine the interest rate or the value of something, such as a loan or an investment. It helps to calculate the rate based on changes in an established index.
Full definition
If your index is 4.5 % and the lender's margin is 3 %, then your
fully indexed rate will be 7.5 %.
So you can see that there is a quite a range in
glycemic index ratings for common sweeteners, though most all fall under the «high» category.
This unique sports nutrition food database provides the fat, carbohydrate and protein contents of approximately 7,000 food items and the glycemic
index ratings for nearly 4,000 foods.
Index: A published
market index rate tied to an economic indicator that is used to calculate the interest rate of an adjustable rate mortgage at origination and at each adjustment period.
All variable rates are subject to reset to the market -
based index rate at a predetermined frequency.
All variable rates are subject to reset to the market - based
index rate at a predetermined frequency.
However, this would mean the
underlying index rate has changed this quickly and dramatically, which is unlikely.
Variable rates are based upon the
above index rates and will fluctuate with the rate as it moves up or down.
A typical ARM rate is made up of a
variable index rate and a fixed margin added on top of the index.
For instance, your
mortgage index rate could jump 3 %, but your adjusted rate only goes up by 2 % because of your periodic cap.
To calculate the new rate, a spread, or margin, is added to a widely
used index rate.
In a nutshell, the glycemic
index rates foods on a scale of 1 to 100 depending on how quickly or slowly the carbs impact your blood sugar levels.
Even if we use the 3.4 % consumer
price index rate, you're left with a difference of 4.1 %.
For those interested in adjustable rate mortgages (ARM), one of the simplest ways to judge the current climate is to track the most
popular index rates.
It is important that you
understand index rates, margins, caps, and other ARM features like negative amortization.
The
UV index rating is definitely on the high end at 8, which means you should take precautions.
It would be great if the guest
experience index rating could be embedded into the hotel's website as a feature for customers.
This can be defined by a conventional height / weight chart, or as a body
mass index rating (BMI) of 25 to 30.
An ARM, or adjustable rate mortgage, is just what it sounds like — a home loan with a rate of interest that varies based upon
market index rates.
However, this would mean the
underlying index rate has changed this quickly and dramatically, which is unlikely.
Variable rates are based upon the
above index rates and will fluctuate with the rate as it moves up or down.
The fully
indexed rate of 3.625 % is in effect for the remaining 25 years and can change once every year for the remaining life of the loan.
Like USB, the $ 1.7 trillion asset WFC has an «A +» bank stress
index rating from Total Bank Solutions.
The above example was calculated using the 1 Year
LIBOR index rate of %, a margin of %, and assumes that the 1 Year LIBOR index remains unchanged for the life of the loan.
The principal and interest payment on a $ 150,000 7/1 adjustable rate mortgage at an interest rate of 4.00 % and 70 % loan - to - value is $ 716.12 at a margin of 2.5 % and a
current index rate of 2 %.
The simulated Best Ideas Newsletter portfolio seeks to find stocks that have both good value and good momentum characteristics and typically includes in the simulated portfolio each idea from a Valuentum
Buying Index rating of a 9 or 10 (consider buying) to a rating of a 1 or 2 (consider selling).
** This example is based on the youngest borrower who is 75 years old, a variable rate HECM loan with an initial interest rate of 4.43 % (which consists of a
Libor index rate of 1.805 % and a margin of 2.625 %).
Congress spent most of the summer ignoring several proposals to ease the strain on people with student loans, then settled on a middle - of - the - road answer by tying interest rates for student loans to the 10 - year
Treasury index rate.
Most credit card APRs are based on a
U.S. index rate called the «prime rate.»
GEICO's
complaint index rating is also below the national median, according to reports from the National Association of Insurance Commissioners (NAIC).
3 Monthly principal and interest («P&I») examples are based upon a loan amount of $ 100,000 and evidence how payments may adjust subsequent to the initial fixed rate period by utilizing the fully
indexed rate as a target rate.
He is the architect behind the company's research methodology and processes, developing the Valuentum Buying
Index rating system, the Economic Castle rating, and the Dividend Cushion ratio.
In some adjustable rate mortgages, the borrower's interest rate is actually tied directly to a major
index rate such as the 10 - Year US Treasury bond or the London Interbank Offered Rate (LIBOR).
The reason for the short term is because the rate will only be in effect for the first LIBOR
index rate period.
Indexed rates charged are 5 % and variable rates are also available based on the Moody's Corporate Bond Yield Average.
While it's not perfect, the glycemic
index rates carbohydrates based on how they affect blood sugar, and all sweeteners, except stevia, take blood sugar levels for a ride — they spike and then plummet.
The Puck Money Fan
Value Index rates the franchises for cost and on - ice performance to determine which team offers the best fan experience.
Not to be overlooked either, the Valuentum Buying
Index rating also informs us when we may consider «removing» a position from the newsletter portfolios.
Our
football index rating of 4.3 makes this one of the hottest rumours currently circulating and, whichever way you look at it, Liverpool would be getting one hell of a prospect for the future.