Sentences with phrase «indicate higher default»

Not exact matches

Floating - rate loans» low credit ratings indicate greater potential risk of default relative to investment - grade bonds (though default rates for floating - rate loans historically have been lower than on high - yield bonds).

You are a predictable source of income without signs that your debt is becoming hard to manage, which would indicate higher risk of non-payment and possibly eventual default.

[2] More recent work that tracks debt outcomes for individual borrowers documents that the main problem is not high levels of debt per student (in fact, defaults are lower among those who borrow more, since this typically indicates higher levels of college attainment), but rather the low earnings of dropout and for - profit students, who have high rates of default even on relatively small debts.

A higher score indicates a lower risk of default, and vice versa.

«We know that lower credit scores, in and of themselves, indicate a higher risk of default,» says FHA Commissioner David H. Stevens.

However, the chances of default might be higher, as a discount bond can indicate that the lender is in a less than ideal place in the market or will likely be in the future.

With the exception of the Early Default Score, below, a higher score is better because it indicates less risk.

The S&P credit rating difference between small - cap stocks (B rated) and large - cap stocks (A + rated) indicates the higher likelihood (over 200 times) of smaller stocks being delisted, often because of default.

A rising or high TED spread will often precede a downturn in the stock market because it indicates increasing risk of bank defaults and economic instability.

Asking questions about insurance could indicate the house is in a high - risk zone, and we «now have to underwrite the borrower and the property with a different and more intense default lens,» says Bill Dallas, CEO and co-founder of Cloudvirga.

A study conducted by the Federal Reserve Bank of Cleveland concluded that lower credit scores do in fact indicate higher likelihood of mortgage default.

Available data indicate that borrowers 65 and older hold defaulted federal student loans at a much higher rate, which can leave some retirees with income below the poverty threshold.

-- Very low default rates on corporate and high yield bonds (indicates the ease with which even poorly run companies can refinance and creates false sense of security)

Bonds rated Baa (by Moody's) or BBB (by S&P and Fitch) or above, whose higher credit ratings indicate a lower risk of default.

A higher score indicates a lower risk of default, and vice versa.

A higher HCAI indicates that lenders are willing to tolerate defaults and are taking more risks, making it easier to get a loan.

Their housing credit availability index measures the extent to which lenders are willing to tolerate mortgage defaults and relax credit standards (higher percentages indicate looser lending standards).