Sentences with phrase «individual additional insurance policy»

Not exact matches

Co-sponsored legislation and supported efforts to combat the Heroin and Opioid crisis, including a policy to raise additional revenue for education and prevention, creating a Family Advocate to help individuals and families navigate insurance and other issues while seeking treatment and supporting local advocacy groups.

And while perhaps not as exciting an investment as individual stocks or mutual funds, the flexibility of these policies in regard to withdrawing funds, along with their tax - favored nature, makes them worthy of consideration by investors who are looking for a means of building up additional savings, especially if they are also looking for life insurance coverage.

The Insurance Information Institute says that individual HO - 6 policies cover your personal possessions, structural improvements that you have made to your unit and additional living expenses if you are the victim of fire, theft or other disasters spelled out in your policy.

A renters insurance expert can advise you on these additional types of coverage and help you to get the best policy for your individual needs.

To include pricier items in your policy, you may need to purchase additional coverage called riders for individual items, or standalone policies, like jewlery insurance.

Optional riders that customize a policy to fit individual needs usually carry an additional charge and are only available through the purchase of variable universal life insurance products.

As opposed to being an individual life insurance policy, paid up life insurance can actually be an additional rider to a whole life insurance policy that gets offered by numerous companies.

Shared Care Benefit Rider Under a Long - Term Care Insurance policy, the Shared Care Benefit Rider provides additional benefits for spouses or partners to draw from when their individual Lifetime Maximum Benefit amount has been exhausted.

And by adding an additional individual long term disability insurance policy to your coverage, you will be protected from the financial dangers of disability, including losing your home and bankruptcy.

Because many individual disability insurance policies won't cover more than 20k per month, those earning north of $ 370,000 often need to look to a supplemental carrier for necessary, additional disability insurance.

Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit individual needs.

Life insurance becomes more of a priority once individuals realize the additional benefits offered by many policies.

Unless your plan provides you with additional options, in many cases you'll have only three choices: to cancel the policy, to port the policy to another group plan with your new employer (if your policy is with the same company), or to convert the policy to an individual life insurance policy.

A floater insurance policy is a specific type of policy that covers individual easily moveable items for additional coverage over a standard home insurance policy.

If you're an individual or sole proprietor and you have a vehicle on your commercial auto insurance policy that you use for personal or non-business use, an Individual Named Insured Endorsement is automatically included on your policy - at no additiindividual or sole proprietor and you have a vehicle on your commercial auto insurance policy that you use for personal or non-business use, an Individual Named Insured Endorsement is automatically included on your policy - at no additiIndividual Named Insured Endorsement is automatically included on your policy - at no additional cost.

Sometimes called insurance «floaters,» these are additional pieces of coverage, designed to cover your individual valuables with limits above and beyond what your Homeowners policy can deliver.

However, I think this policy is worth having along side a separate individual life insurance policy to cover any additional final expenses.

Life insurance has fees and charges associated with it that include costs of insurance that vary based on the insured person's sex, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Optional riders that customize a policy to fit individual needs usually carry an additional charge and are only available through the purchase of a variable universal life insurance product.

Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

In fact, oftentimes, life insurance policies are used as financial planning tools that can help individuals and families solve all types of additional needs, such as saving for college, paying off a mortgage, and supplementing retirement income.

Variable life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, underlying fund charges and expenses, and additional charges for riders that customize a policy to fit your individual needs.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it's important to discuss your individual insurance options with Gaudette Insurance Agency, Inc. before making a Insurance, additional coverage can vary greatly depending on your policy, which is why it's important to discuss your individual insurance options with Gaudette Insurance Agency, Inc. before making a insurance options with Gaudette Insurance Agency, Inc. before making a Insurance Agency, Inc. before making a decision.

When applying for coverage on these types of policies, an individual will need to go through the typical steps of life insurance underwriting, along with some additional standards that are used for underwriting traditional long - term care insurance plans.

Optional riders that customize a policy to fit individual needs usually carry an additional charge and are only available through the purchase of variable universal life insurance products.

Of course, the caveat is that in addition to charging enough of a premium to have an «excess» to build the value of the policy to $ 1,000,000 at age 100, the insurance company must charge an additional premium to reflect the fact that it is also on the hook for $ 1,000,000 of death benefit if the individual dies before age 100.

And while perhaps not as exciting an investment as individual stocks or mutual funds, the flexibility of these policies in regard to withdrawing funds, along with their tax - favored nature, makes them worthy of consideration by investors who are looking for a means of building up additional savings, especially if they are also looking for life insurance coverage.

Just as with an individual life insurance policy, group life may offer other features, too — often referred to as riders — that may be added on to the policy that provide additional benefits to either the insured or to the named beneficiary on the policy.

You can opt for a maternity insurance as an additional rider with your individual health insurance policy, but it still might not compensate for various hospitalization and other delivery charges.

To include pricier items in your policy, you may need to purchase additional coverage called riders for individual items, or standalone policies, like jewlery insurance.

Most of the time an insurer's exposure will be kept within strict limits and in terms of ordinary operations an insurer will have enough assets and additional insurance to offset the costs of paying benefits under individual policies.

There are waivers available for some exclusions, such as the pre-existing conditions waiver, so knowing what's excluded in your travel insurance policy — and what your individual needs and concerns are — can help you ask the right questions to get valuable additional coverage.

A renters insurance expert can advise you on these additional types of coverage and help you to get the best policy for your individual needs.

Critical illness insurance works in a very simple way: if you are diagnosed with any of the critical illnesses listed in your policy and survive the waiting period (typically it is 30 days), you will receive a lump sum, also called critical illness benefits, that you can use towards any individual needs: critical illness treatment, experimental treatment abroad, drugs that are not covered under provincial plans or simply treating it as an additional income.

Kansas, Nebraska, Oklahoma and Utah adopted provisions prohibiting all insurance policies in the state from covering abortion except in cases of life endangerment; they all permit individuals to purchase additional coverage at their own expense.