Sentences with phrase «individual assets including»

After marriage, it's a common tendency to treat individual assets including houses, cars, boats, jewellery etc as a shared pool of assets between partners.

Not exact matches

Typically, people need to invest about $ 500,000 to access an investment council — some of the bigger name firms include Gluskin Sheff and Leon Frazer & Associates — but fees are lower, about 1 % to 1.5 % of total assets, instead of a 2.5 % fee on an individual mutual fund, says Mackenzie.

He adds that many real - estate agents are also focused on a Chinese pilot program that's being tested in five cities, including Shanghai, that allows wealthy individuals to invest at least 50 % of their assets in foreign markets.

The firm has been strategically structured to provide objective and unbiased oversight of assets for a diverse group of clients, including that of high - net - worth individuals and endowments and foundations.

She joined the company in 1997 and has held a number of executive positions including CFO of Prudential Annuities, VP of Finance (Individual Life Insurance), and Managing Director & Asset Treasurer, Capital Markets and Corporate Finance.

For starters, retirement assets — including 401 (k) plans and individual retirement accounts that you own and contributed to — generally are protected in bankruptcy.

Under the Bonus Plan, our compensation committee, in its sole discretion, determines the performance goals applicable to awards, which goals may include, without limitation: attainment of research and development milestones, sales bookings, business divestitures and acquisitions, cash flow, cash position, earnings (which may include any calculation of earnings, including but not limited to earnings before interest and taxes, earnings before taxes, earnings before interest, taxes, depreciation and amortization and net earnings), earnings per share, net income, net profit, net sales, operating cash flow, operating expenses, operating income, operating margin, overhead or other expense reduction, product defect measures, product release timelines, productivity, profit, return on assets, return on capital, return on equity, return on investment, return on sales, revenue, revenue growth, sales results, sales growth, stock price, time to market, total stockholder return, working capital, and individual objectives such as MBOs, peer reviews, or other subjective or objective criteria.

In a report from the Government Accountability Office (GAO) published on December 8, 2016, and publicly released on January 9, 2017, the IRS is called out for its lack of guidance in regard to taxpayers investing individual retirement accounts (IRA) in «unconventional assets,» including virtual currency.

He adds that many real estate agents are also focused on a Chinese pilot program that's being tested in five cities, including Shanghai, that allows wealthy individuals to invest at least 50 per cent of their assets in foreign markets.

Additionally, new blockchain - based technologies like Internet of Coins» «Hybrid Asset» pose a threat to authoritative identity verification, by building protocols that would allow individuals the ability to store and swap digital assets (including cryptocurrencies) peer - to - peer without the use of exchanges.

What any individual bank needs to hold to maintain its liquidity in the face of stochastic adverse clearings, in addition of course to reserves of outside money, is not one specific type of earning asset, but a portfolio that includes enough liquid assets, meaning assets that can be sold on short notice with negligible losses from bid - ask spreads.

He started his career in the division of SEB Asset Management, one of the largest Scandinavian banks, as an Investment Strategist, managing a sizable portfolio for a sophisticated investor base, including pension funds and high net worth individuals.

We have an individual analysis for every public asset in the world, including most options.

This site is designed in the interest of the individual whose responsibility includes attending to business cash flow or anything that has to do with the financial survival and growth of a business such as accounts receivable, payables, sales, purchasing, assets, and general business management.

SIFMA represent the broker - dealers, banks and asset managers whose 889,000 employees provide access to the capital markets, raising over $ 2.4 trillion for businesses and municipalities in the U.S., serving clients with over $ 16 trillion in assets and managing more than $ 62 trillion in assets for individual and institutional clients including mutual funds and retirement plans.

(Roger Gould, «Adult Life Stages: Growth toward Self - Tolerance,» Psychology Today February 1975, p. 74) Potentializing, on an individual level, means the actualization of more and more of one's unused strengths, including the unique assets of one's particular life stage.

In just five clicks or less, managers access real - time, business - critical information, including: individual learning progress, knowledge asset demand, social learning level / quality and other valuable analytics.

In considering diminished capital and credit opportunities, recipients will examine factors relating to the personal financial condition of any individual claiming disadvantaged status, including personal income for the past two years (including bonuses and the value of company stock given in lieu of cash), personal net worth, and the fair market value of all assets, whether encumbered or not.

If an individual declares a Chapter 7 Bankruptcy, most any assets, including any businesses owned, may be seized to repay creditors.

Those costs can include, but are not limited to, a minimum monthly contribution towards the administrative charges of the bankruptcy, a surplus income payment and the money the individual loses through non-exempt assets (i.e. investments, tax refunds and home equity).

I've known people (myself included) who were what you would define as «working class» for a long time, but still saved 25 % of their income and accrued assets (and net worth) that go beyond many upper middle class individuals.

As you can see, Kees, the overall portfolio includes a 25 % allocation to each asset class, but no individual account has that mix.

A hedge fund is a profitable investment option available for sophisticated investors including organizations, institutions and individual investors having significant assets.

All individual stocks were purchased without any asset allocation consideration, therefore, including these stocks will greatly skew the result.

For example, if an advisor wants to position a client in emerging markets asset classes, they can buy individual emerging market asset classes (large, small or value) through an individual fund that includes all three asset classes, or buy emerging market funds that represent any one of the three classes.

How assets are divided up in a divorce depends on state laws and individual circumstances, including whether a couple has a prenuptial agreement.

Similar to mutual funds, ETFs allow access to a number of types of stocks and bonds (or asset classes), provide an efficient means to construct a fully diversified portfolio, include index - and more active - management strategies and are comprised of individual stocks or bonds.

The data include demographic information, annual contributions, plan balances, asset allocation, and loans, and are currently the most comprehensive source of information on individual plan participants.

His primary responsibilities include macroeconomic research, strategic asset allocation, portfolio construction and individual security selection.

About bambooinnovator KB Kee is the Managing Editor of the Moat Report Asia (www.moatreport.com), a research service focused exclusively on highlighting undervalued wide - moat businesses in Asia; subscribers from North America, Europe, the Oceania and Asia include professional value investors with over $ 20 billion in asset under management in equities, some of the world's biggest secretive global hedge fund giants, and savvy private individual investors who are lifelong learners in the art of value investing.

Join in the penetrating investment dialogues with our existing institutional subscribers from North America, Europe, the Oceania and Asia, including professional value investors with over $ 20 billion in asset under management in equities, secretive global hedge fund giants, and savvy private individual investors who are lifelong learners in the art of value investing.

«Retirement Markets 2015: Growth Opportunities in Maturing Markets,» focuses on trends in the $ 21.5 trillion retirement marketplace, including assets and growth projections in the different retirement segments — private / public defined benefit plans, private / public defined contribution plans, and the individual retirement account (IRA) market.

WCM manages assets for a variety of clients, including corporations, private individuals, public and private funds, endowments and foundations.

Under these rules, income earned on the transferred assets has to be included in the individual's own income

The BlackRock segment manages assets on behalf of institutional and individual investors worldwide through a variety of equity, fixed income, multi-asset class, alternative and cash management separate accounts and funds, including iShares.

(3) For purposes of paragraph (c)(2) of this section, a «parent» includes the individuals described in the definition of «parent» in 34 CFR 668.2 and the spouse of a parent who remarried, if that spouse's income and assets would have been taken into account when calculating a dependent student's expected family contribution.

Moorjani explains that managed accounts within retirement plans consider employees» overall financial situations — including risk tolerance and assets / savings outside the plan — and construct a portfolio personalized to the individual using funds within the plan's investment lineup.

A few of the alternative asset classes and associated investment products that are pitched to individual investors include: various commodities, gold, foreign exchange, hedge funds in 57 varieties, infrastructure, managed futures, private equity, limited partnerships, and on and on.

When your portfolio includes a different fund for each asset class, it is easy to dwell on the individual parts rather than the whole and lose sight of your long - term goal.

When your portfolio includes a different fund for each asset class, it's easy to dwell on the individual parts rather than the whole.

In order to become licensed as a home inspector, an individual must pass the licensing examination prescribed by the Board, have minimum net assets or a bond in an amount determined by the Board (not less than $ 5,000 nor more than $ 10,000) and meet certain educational conditions, including: 1) have a high school diploma or its equivalent, have been engaged as a licensed associate home inspector for at least one year, and have completed 100 home inspections for compensation; 2) have education and experience the Board considers to be equivalent to that in subpart 1.

For the first time, the amount of assets in defined contribution plans (including both 401 (k) s and Individual Retirement Accounts) is greater than the amount held in plans that promise future benefits.

Annuities vs. Systematic Withdrawals by Mark Warshawsky Don't be put off by the actual title of this study («Government Policy on Distribution Methods for Assets in Individual Accounts for Retirees: Life Income Annuities and Withdrawal Rules» or by its girth (48 pages that includes some heavy - duty number crunching).

Retirement Plan Assets: Name the Parks Conservancy a beneficiary of your retirement plan asset, including individual retirement accounts (IRAs), pension plans, profit sharing plans, 401 (k) plans, and annuity plans.

Any creative outsourcer or studio — including individual external contractors — that has provided visual or game assets for an individual project released in the last 12 months, or contributed to the game's development.

Any creative outsourcer or studio — including individual external contractors — that has provided audio assets for an individual project released in the last 12 months, or contributed to the game's development.

Acting for a Russian bank in relation to proposed enforcement proceedings relating to an LCIA arbitration award against an individual borrower in Cyprus and other jurisdictions, including asset freezing relief.

These services include facilitating the sale of the company's assets, the sale of an individual's stock in the company, or dissolution.

Individual assets (including inheritances and some gifts) remain the property of the respective spouses.

«Camilla Wallace's private wealth practice includes estate and tax planning for UK individuals, and she also advises clients with assets in multiple jurisdictions on wealth - structuring matters.