Sentences with phrase «individual credit utilization ratio»

Both, the aggregate ratio — the total credit used / total credit available — and the individual credit utilization ratio — will impact someone's credit score.

This example points out the importance of managing both your aggregate and individual credit utilization ratios.

Not exact matches

Credit bureaus analyze both the individual utilization ratio on credit cards as well as the total card utilization ratio on individual credit reCredit bureaus analyze both the individual utilization ratio on credit cards as well as the total card utilization ratio on individual credit recredit cards as well as the total card utilization ratio on individual credit recredit reports.

Strive to get your credit utilization ratio (on each individual card) between 10 % and 30 % in order to improve your credit score quickly.

That's because your credit - utilization ratio is calculated for balances on individual cards as well as overall.

The credit utilization ratio for the individual cards will be 40 %, 25 % and 5 % for Card A, Card B and Card C respectively.

However, if you have more than one credit card, the credit scoring company will have to consider the credit utilization ratios for the individual card and the overall cards respectively.

We need to first calculate the credit utilization ratio of individual card.