Sentences with phrase «individual debts as»

Another common issue we see is that creditors will incorrectly report individual debts as «included in a bankruptcy» when they may have been included in a consumer proposal.

Not exact matches

As countries and as individuals, we have never been more in debAs countries and as individuals, we have never been more in debas individuals, we have never been more in debt.

It has raised more than $ 4 billion in outside equity and debt financing; its investors include a Who's Who of Silicon Valley venture - capital firms (Greylock, Sequoia Capital, Andreessen Horowitz) and a number of high - profile individuals, such as Amazon founder Jeff Bezos.

Loan or Debt Crowdfunding: Also known as peer - to - peer lending, individuals provide capital to businesses or individuals in exchange for interest payments and return of principal over a defined time period, similar to a mortgage or a car loan.

When you hire us as your coach, you're not simply getting financial coaching from people who just read about the journey to debt freedom in a book, but instead you will be coached by individuals who have actually gone through the struggle and can share with you exactly what you can do to gain your own financial independence.

Lenders assess how reasonable an applicant's debt burden is by looking at his or her debt - to - income ratio, which measures the debt an individual is carrying as a percentage of their income.

While debt consolidation companies offer loans to individuals with tarnished credit, they usually require proof of income such as pension or salary.

However, collection agencies have experience with and knowledge about debt collection that we, as individual business owners, don't have and hiring one can be well worth it if a number of outstanding accounts receivable warrants it.

For years, individuals and investors that were concerned with debt, deficits and a weak dollar turned to gold as the ultimate safe haven, but now bitcoin is starting to become the alternative currency.

Debt held by the public, such as Treasury securities held by investors outside the federal government, including that held by individuals, corporations, the Federal Reserve System and foreign, state and local governments.

Governor Rauf Aregbesola of Osun State has described his critics on the alleged huge debt profile of the state as individuals with no clear - cut understanding of the art of governance.

Governor Rauf Aregbesola of Osun State has described his critics on the alleged huge debt profile of the state as individuals with no clear - cut understanding of...

The IDC has a student debt - relief plan of their own, with this proposal centering on grants of up to $ 2,000 per individual as well as a state tax deduction for interest paid on an undergraduate loan.

Just as is true with individuals, a state that consistently lives beyond its financial means and refuses to scale back its spending can not borrow its way out of debt.

«It would be as if you borrowed on behalf of someone else for their mortgage, but the mortgage was paid for by the other individual, so Erie County does not pay for the debt service associated with the borrowing.

Using the B&B: 08/12 data, we examine total debt - to - income ratios for individuals who are employed full - time in 2012 and not currently enrolled, and find that black students with graduate degrees have debt - to - income ratios that are 27 percentage points higher than white graduate degree holders (even after controlling for other characteristics such as parental education and income).

Lets suppose an individual is making a minimum contribution of $ 82.00 as payment on a debt of $ 8, 225.12.

As long as an individual transfers their debt in that time frame, they buy themselves more time to slowly pay off the debt while not having to gather interest paymentAs long as an individual transfers their debt in that time frame, they buy themselves more time to slowly pay off the debt while not having to gather interest paymentas an individual transfers their debt in that time frame, they buy themselves more time to slowly pay off the debt while not having to gather interest payments.

Chapter 11, known as «reorganization,» is used by businesses and a few individual debtors whose debts are very large.

As Chapter 13 requires a filer — an individual, husband or wife, or a sole proprietor — to use their income to repay some or all of their debts, they must not have an irregular or a low - income.

Typically, the interest rate on unsecured debt such as bank or store credit cards, personal loans and some lines of credit is much higher than the rate of interest individuals pay on their mortgage.

individuals who have cashed out their RRSP's as an attempt to get their other debts under control, only to find that not enough taxes were taken off and now they have a large tax debt; and

Lenders assess how reasonable an applicant's debt burden is by looking at his or her debt - to - income ratio, which measures the debt an individual is carrying as a percentage of their income.

Individuals who identified as white (with no Hispanic origin) carried an average of $ 7,942 in debt — the highest amount of any racial group.

One type of situation that we see at Hoyes, Michalos & Associates Inc. in Kitchener, Ontario, is when an individual has not filed his / her income tax returns in the past few years as the returns will likely result in a tax debt that the individual could not handle along with his / her other debts.

If you are in need of help with your debt, in need of debt relief, financial restructuring, answers to financial problems, you are not alone as many individuals deal with financial difficulties at some point in their lives.

Debt settlement programs are often provided by attorneys, as it can be difficult for individuals to negotiate debt settlement terms with credit card issuDebt settlement programs are often provided by attorneys, as it can be difficult for individuals to negotiate debt settlement terms with credit card issudebt settlement terms with credit card issuers.

Federal laws, such as the Fair Debt Collection Practices Act (FDCPA), and the individual laws of the fifty states in America place limits on the means and methods of collection attempts.

Individual circumstances such as the amount of debt, amount of income, job stability, and medical or childcare costs will make some cases easier than others.

Fair credit can be generally described as the financial condition of an individual, based on the basic facts on bill payments, amount of debt and the history of previous payments.

I love the solvency ratio as it typically indicates the ability of an individual to repay all existing debts using existing assets in case of a downside scenario.

If you find yourself struggling to make extra payments on your student loan, think of your future as a debt - free individual and the things you will enjoy once you're free of this debt.

Americans have way too much debt; we do as a country and many of us do as individuals.

As of 2010, the amount of federal and private student loan debt in the U.S. reached $ 830 billion, with the average education debt per individual weighing in at $ 34,430.

Coupled with the fact that many young people are now carrying high levels of student debt, Rosentreter says some individuals may need to make difficult decisions, such as rethinking home ownership.

While each individual situation is different, the biggest reasons I believe our FICO scores improved significantly after paying off our non-mortgage consumer debt (credit cards, consumer loans, auto / car loans, student loans, motorcycle loans, personal loans and furniture loans) are as follows.

As an individual consumer, if you are considering a payday loan because of all of your other debt, you should deal with your other debt.

Also referred to as debt negotiation, debt settlement is a practice where an individual or a third party company hired to represent an individual, negotiates with a creditor to reduce the balance needed to pay off an account.

Credit scores are designed to measure the risk that an individual will default on a debt — that is, not pay it as promised.

As tuition continues to rise and income for entry - level jobs do not, more and more individuals find themselves with student loan debt they can not repay.

Just as the name implies, debt collectors are individuals or businesses whose primary job is to collect debts.

What helped my family and I as we successfully paid off our debt was not only tracking the declining balance of each individual debt, but looking at the «BIG PICTURE» by tracking the increasing balance in our overall net worth.

Many individuals who cite medical debt as the cause of their bankruptcy were actually covered under a health insurance plan at the time the medical expenses were incurred.

Designed to be the state's Student Loan Resource, the site's free tools assist individuals looking to refinance or consolidate student loan debt, as well as help educate families on the intricacies of taking on a loan before they even start the process.

A mutual fund that allows individuals to participate in managed investments in short - term debt securities, such as certificates of deposit and Treasury bills.

There are debt consolidation loans available, as well as other even better options available to crafty individuals.

In my last blog, Can I File Bankruptcy In MN And Keep My House Or Car, I discussed the social cost of debt - that is, what happens to our society as a whole when individuals find themselves in a financial position in which they can not manage the debt they have incurred.

The nature of an individual voluntary arrangement (IVA) as a form of debt solution is such that your creditors should not be contacting you directly while it is active.

As a general rule, CRA will not agree with individual taxpayers to settle tax debts for less than the full amount owing.

I discussed in detail the approach of essentially doing nothing to take the initiative to resolve the debt problem, and the cost to the individual who takes this approach and to society as a whole.