Sentences with phrase «individual home ownership»

Accompanying Minister Vanstone's comment was a second announcement of initiatives to promote individual home ownership on Indigenous land.

In particular, the third NIC Principle recommends that individual leases be granted over communal Indigenous land, consistent with individual home ownership and entrepreneurship.7 It is relevant, then, to review what the difference is between a lease and freehold (or fee simple) title to land, as well as what rights a lessor and lessee may enjoy through a lease.

At its February 2005 meeting the NIC commenced consideration of how the now considerable Indigenous land base might be best used to facilitate the economic development of Indigenous people, including individual home ownership and entrepreneurship.

It is clear that retaining the land base should not disadvantage individuals by frustrating their aspirations for individual home ownership and wealth creation,» Mrs Gordon said.

Indigenous individual home ownership rates in 2001 were much lower than those for non-Indigenous people in all regions.

The NIC Principles are aimed at addressing economic and social disadvantage in Indigenous communities by providing an opportunity for individual home ownership and business enterprise on communal lands.

The NIC states its support for using the Indigenous land base to enable individual home ownership and business development.

Not exact matches

Taking a look at equity as it relates to home ownership, it's the value an individual has invested in his or her home.

This policy is also flawed though, it has been deeply criticised for driving up the value of homes, it reduces individual ownership of their biggest asset and even with the reduced cost, in places like London, the mortgage payments remain high.

Spreading home ownership - at the time, regarded as a critical part of individuals» economic self - sufficiency - Right to Buy also diminished the responsibilities and size of local authorities.

The American dream of home ownership is at the foundation of our community and represents the aspirations of millions of individuals and families, yet even in 2016 people seeking housing find themselves victims of discrimination despite the provisions of the federal Fair Housing Act.

In order to help individuals achieve their dreams of home ownership, the Wyoming County Development Authority (WCDA) launched the Home $ tretch Loan Program, which helps potential homebuyers cover down payment, closing costs, and prepaid items with assistance in the form of a deferred home ownership, the Wyoming County Development Authority (WCDA) launched the Home $ tretch Loan Program, which helps potential homebuyers cover down payment, closing costs, and prepaid items with assistance in the form of a deferred Home $ tretch Loan Program, which helps potential homebuyers cover down payment, closing costs, and prepaid items with assistance in the form of a deferred loan

They say the top priority is individual disability and life insurance, even if it means doing without a car for a while or delaying home ownership.

These 16 solutions were divided up between governmental, business and individual initiatives and the options ranged from more inclusive zoning, to repurposing community housing land, to developing a living wage, to giving up on the idea of home ownership altogether.

Coupled with the fact that many young people are now carrying high levels of student debt, Rosentreter says some individuals may need to make difficult decisions, such as rethinking home ownership.

Each year the bank applies for funds to offer WISH and IDEA grants to low and moderate income individuals in Arizona and Nevada who are working towards home ownership.

It is an individual choice that requires careful consideration and an analysis of the realities associated with home ownership.

The only thing with home ownership is that you may sense a more responsible individual here, familiar with regular payments, but as I said, beware of students or dependents.

Home ownership remains the one true forced savings plan, and one of the best investments we make socially as it provides an individual and / or a family with a certain sense of security, stability and community.

Finally, the CFPB can help private individuals with home ownership.

Alex A: You know, I think there are a lot of really good aspects to homeownership and the government lobby towards home ownership, whether it's CHMC basically subsidizing the interest rates that an individual homebuyer can get or being able to borrow from your RRSP or getting a rebate on your land transfer tax or avoiding capital gains tax on your principle residents.

An interesting part of this study also mentions that high - definition television ownership is rising, from 35 percent last year to 53 percent this year, meaning that though individuals are slower to embrace gaming, they are more than eager to accept high - definition televisions into their homes.

This model allows individuals, families, and businesses to directly participate in North Carolina's national solar success story regardless of individual site conditions, home ownership status, or income level.

This is a rent - to - own tiny house project with the final aim of making home ownership accessible to low - income individuals.

Simply Home Community is a piece of property that's owned right now by a couple of individuals, but the intention is to shift ownership to the LLC [A multi-member Limited Liability Company made of most, but not all, members of the community].

A court may presume that a spouse who changed the title on a home from individual to joint ownership intended to make a gift of the home to the marriage.

Condominium is a home ownership form in which individual units of a larger complex are not rented but sold.

It also protects you by providing liability insurance that arises as a result of your home ownership, or even as a result of your actions and activities as an individual worldwide.

In contrast, the Report found that Indigenous Australians ranked below non-Indigenous Australians on socioeconomic indicators including labour force participation, 29 home ownership, 30 and household and individual income.31

Similarly, the Prime Minister has given preliminary support to the Principles by endorsing home ownership on communal lands and «individual aspiration as a driving force for progress in all sections in the Australian community».50 Such a perspective is inconsistent with research focusing on social capital, which argues that the erosion of community and shared networks is undermining the progress of society.

As discussed in Chapter 3, sustainable home ownership requires a stable and adequate individual income to service debt; access to financial institutions; and a strategy to address the high cost of housing against the low value of land in remote communities.

The role that land could play in supporting home and business ownership for Indigenous families and individuals has been given consideration by the Attorney - General and Minister for Immigration and Multicultural and Indigenous Affairs.4

As international experience in the United States and New Zealand demonstrate, the path to economic development or increased private home ownership is not necessarily realised through the individual titling of communally owned lands.

Like the Australian Government's model, the Yarrabah Housing Project is based on the principle of creating individual leases on communal land and encouraging Indigenous home ownership.

Goals: Establishment of a centralised coordinating body to ensure a holistic approach (eg health, environmental health, education, employment, training) to the identification, development and implementation of strategies and programs relating to housing infrastructure and essential services by 2006; individuals families and communities have access to identified and prioritised housing, infrastructure and essential services that comply with Australian Building Standards and National Indigenous Housing Guidelines (as a minimum); The home ownership rate for Aboriginal and Torres Strait Islander people increase from 15 % (2001) to 30 % by 2010.

A key aspect of current debate is that promoting individual ownership and control of communally owned Indigenous lands is paramount to economic development and realising home ownership for Indigenous people.

Given the extent of individual property ownership opportunities that already exist on communally held land (outlined in Chapter 2), there may be scope to develop policy and practice and extend the home ownership programme to communal lands.

Arguing that Indigenous land has done little to improve the material wealth and well - being of its residents, the Government's proposed a regime to subdivide communal land into individual lease lots and to encourage home ownership and business enterprise.

We are also conceiving of a situation where individuals own all or part of their property and are using this ownership as collateral in order to borrow capital to fund a business venture and or build another home for example.

These two principles should be enshrined in legislation, however, in such a form as to maximize the opportunity for individuals and families to acquire and exercise a personal interest in those lands, whether for the purposes of home ownership or business development.

The current debate regarding whether or not Aboriginal lands and communal ownership inhibits individuals from owning their own home does not adequately focus on whether the land in question is land that has been granted by the Crown or land that is the subject of native title or both.

This factor alone has ramifications for whether or not the change from communal to individual property interests will promote economic development or provide opportunity for home ownership in parts of Australia subject to native title.

The current economic environment has led some to question the value of home ownership for individuals and families as well as the nation as a whole.

For example, one of these requirements in section 254 (2)(e) mandates that there must be a transfer of «ownership» of the home to the particular individual who is claiming the rebate after the construction or renovation is substantially completed; normally this would be the same person who signed the Agreement of Purchase and Sale.

In addition to meeting much stricter lender standards, individuals weighing renting versus buying today have a different perception of home ownership compared with the recent past.

AREA says affordable ownership and a secure home provide a stable foundation from which individuals, families, communities and Albertans can prosper.

But pent - up demand coming from unbundling and individuals shut out of home ownership should provide enough activity to boost rents and NOI for the next year or so even with modest or anemic job creation, they contend.

A first - time homebuyer is an individual and his or her spouse who have had no ownership interest in a home during the previous two years.

Howard Mandeville, executive director of Movin» Out Inc., in Madison, Wis., won the Finance award and told attendees about how his nonprofit housing organization helps individuals with permanent disabilities and their families attain and sustain safe, affordable and integrated home ownership outside of group housing so that they may fully participate in their community.

NAR President Gary Thomas reiterated that while reform to different portions of the individual tax code may be warranted, NAR remains committed to preserving the current incentives for home ownership and real estate investment.