Sentences with phrase «individual insurance contracts»

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and / or declaration pages from Titan - affiliated underwriting companies, which are controlling.

Insurance terms, definition and explanations are intended for informational purposes only and do not in any way replace of modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling.

Insurance terms, coverage descriptions, definitions and explanations contained or referenced in this Blog are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling.

The policy holder would then normally expect to be refunded some portion of the unearned premium; of course the precise amount will depend on the individual insurance contract.

Not exact matches

Broker - dealers that have «proprietary products, affiliated mutual funds and insurance products,» Reish says, «almost have to go under the best interest contract exemption because they can't really do level fee;... the fees have to be level, not only for the individual advisor but for the BD and all related parties — including the insurance company and mutual fund manager.»

Retirees have long contributed 10 percent of individual coverage and 25 percent of family coverage for their health insurance coverage in retirement based on the percentages included in the state contracts when they retired.

August 29, 2006 University of Chicago Hospitals and Health System and Humana announce agreement University of Chicago Hospitals and Health System and Humana Inc. announced today the signing of a contract under which University of Chicago will provide healthcare services to individuals and families participating in Humana commercial health insurance plans.

We may maintain contracts with insurance companies, but that does not mean your individual contract with the insurance company covers our services.

Annuities are a contract between an individual (or business) AND an insurance company that is entered into for various purposes which include providin...

These include profit - sharing plans, any type of Individual Retirement Account (IRA), insurance contracts, or IRA recharacterizations.

But large banks, corporations and wealthy individuals use properly structured life insurance contracts to obtain tax benefits, increase yields on cash, reduce borrowing costs and create positive arbitrage on equity loans.

Annuities are a contract between an individual (or business) AND an insurance company that is entered into for various purposes which include providing a guaranteed stream of income.

MarketProtector Individual Modified Single Premium Deferred Fixed Annuity With Index - Linked Interest Option and Market Value Adjustment (contract form numbers FIA250, ICC17 FIA250) is issued by Jackson National Life Insurance Company ® (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC.

MarketProtector Advisory Individual Modified Single Premium Deferred Fixed Annuity With Index - Linked Interest Option and Market Value Adjustment (contract form numbers FIA255, ICC17 FIA255) is issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC.

A variable annuity works like a contract between an individual or business and an insurance company, under the terms of the contract insurance company will make periodic payments to the annuity investor, beginning either immediately or at some future date.

A life insurance policy is simply a contract between a life insurance provider and an individual to provide a lump - sum payment, called a death benefit, in exchange for making premium payments to the provider.

This contract exists so that in periods of extreme selling pressure, Goldman can execute the kind of trade that Brosens had to set up with individual insurance companies.

A contract between an individual and an insurance company designed to allow for tax - deferred accumulation of investment earnings.

Most insurance companies offer riders — enhancements that meet an individual's specific needs — for their annuity contracts.

An annuity, by definition, also refers to a contract, or more specifically a contractual life insurance asset that is created between an individual or business entity AND a life insurance company.

A standard fixed annuity is an insurance contract that allows an individual to pay premiums — either in a lump sum or by monthly installments — and obtain set income payments for life.

A feature that may be offered under an annuity contract in which the insurance company promises an individual may withdraw a specified amount from an account, even if the account balance is reduced to zero: (1) for the life of the individual, or the joint lives of two individuals (e.g., the individual and spouse); or (2) for a specified period of time.

An annuity contract in which the insurance company makes fixed or guaranteed payments to an individual for the term of the contract.

For the uninitiated, an annuity is a long - term contract between an individual and an insurance company which guarantees that in exchange for a lump - sum premium or a series of premiums the insurance company will guarantee an income stream that can last for a certain number of years — or even for an entire life.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

Our team of insurance coverage attorneys has advised individuals and businesses about insurance coverage issues including insurance policy coverage opinions, declaratory judgments on policy coverage and defense of insurers against breach of contract and bad faith claims.

Our clients have included a broad range of industry participants such as U.S. and foreign insurance and reinsurance companies and special purpose vehicles, agents and brokers, investment banks, service providers, investors, service contract providers, high net worth individuals and policyholders.

He has secured ICBC insurance coverage for individuals who were investigated for breaching their Autoplan contract.

The firm's 23 attorneys focus in areas of insurance defense, financial institution litigation, environmental law, construction and contract litigation, surety and fidelity law, lawyer and professional liability, complex civil litigation, personal injury, employment, family law and domestic relations, probate and estate planning, and municipal risk litigation for businesses and individuals.

I also represent companies and individuals in other civil litigation matters, including commercial litigation, contract disputes, oil and gas litigation, and insurance defense.

We represent businesses and individuals in a variety of civil and commercial disputes including contracts, construction, insurance, trade secrets, employment and partnership law.

Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.

She also represents insurance companies, businesses, and individuals in all aspects of complex civil litigation involving business and contract disputes, catastrophic injuries, and general litigation matters involving transportation, construction, and premises liability.

Mr. Torrijos prosecutes both individual and class actions in state and federal court, focusing on complex litigation matters in breach of contract, employment, consumer fraud, bad faith insurance, intellectual property and technology law.

Courtney Culver Baker has experience throughout the State of Texas in both state and federal courts, as well as the Fifth Circuit, representing corporate, not - for - profit and individual clients both in pursuing and defending cases in areas including business and contract disputes, real estate, catastrophic personal injury, ad valorem taxation, securities disputes, insurance coverage, professional liability and trademark infringement.

Since becoming an attorney in 1988, Gary has represented both individuals and companies in general commercial and civil lawsuits, including employment discrimination disputes, probate and estate disputes, bad faith insurance claims, contract disputes, civil rights, products liability, and selected brain injury cases.

He also regularly defends insurance and finance companies in claims by consumers and individuals alleging fraud, breach of contract, or inadequate performance of the insurance policy or financial product, including both individual and class actions.

In a career spanning over 36 years, Mr. Ramos has achieved over $ 5 billion in monetary recoveries for his clients, obtained injunctive relief in numerous matters, and successfully defended hundreds of clients in defeating claims asserted, on an individual or class basis in court and regulatory proceedings and arbitrations, in IP, antitrust, securities, products liability, environmental, executive compensation, employee benefits, contract, warranty, insurance, corporate control, merger, hostile takeover, real estate, landlord - tenant, oil and gas, auction, tax, and theatrical and art law disputes.

Administrative Law Alternative Dispute Resolution Social Program Business Law Alternative Dispute Resolution Incorporations Independent Legal Advice Sports Law Civil Law Alternative Dispute Resolution Co-op Housing Estate Litigation Motor Vehicle Accidents Personal Injury Property Damage Residential Landlord and Tenant (Landlord) Residential Landlord and Tenant (Tenant) Slander / Libel Small Claims Court Wrongful Dismissal Estate Law Alternative Dispute Resolution Elder Law Estate Administration and Distribution Estate Litigation Estate Planning Independent Legal Advice Living Wills Power of Attorney Representation Agreements Trusts Wills Family Law Adoption Alternative Dispute Resolution Annulments Bankruptcy and Insolvency Child / Spousal Support Child Custody / Access Child Protection Proceedings Collaborative Family Law Committeeship (Mental Incompetency) Division of Property / Assets Domestic Contract Family Court of Appeal Independent Legal Advice International Divorce Paternity Restraining Orders Separation / Divorce Uncontested Divorce Variation Orders Labour and Employment Law Alternative Dispute Resolution Arbitration — Interests and Rights Employment Contracts Employment Equity Employment Insurance (EI) Employment Standards Human Rights / Discrimination Individual Employee Representations Management Representation Occupational Health and Safety Pensions Professional Discipline Hearings Sexual Harassment / Discrimination Sports Law Union Certification / Decertification Unionized Personnel Work Permits / Visas Wrongful Dismissal WSIB / WCB / WSB Real Estate Law Condominium Contract Independent Legal Advice Mortgage Agreements Residential Real Estate Rural Real Estate

Indeed, the majority of individuals that are breached of their contract of insurance simply do nothing and then the one - year limitation period after the denial passes by making ICBC's decision final and untouchable.

John has represented individuals and businesses in business torts, insurance coverage disputes, securities and consumer class actions, employment disputes, and a variety of common law contract and tort actions in federal and state courts.

He has successfully prosecuted declaratory relief actions on insurance coverage questions in which potential exposure to the carrier was in the millions, and obtained a sizeable verdict for an individual against one of the nation's largest commercial banking institutions in a breach of contract matter.

We provide a full range of legal and regulatory services to insurance companies, broker - dealers and service providers relating to the design, marketing, and sale of variable insurance products, individual and group annuities, fixed indexed annuities, market - value - adjustment products, synthetic annuities, BOLI, funding agreements, stable value wrap contracts, and other innovative products.

An individual is suing Encompass Indemnity Company for allegedly breaching an insurance contract.

Individuals enrolled in a group health plan that provides benefits only through an insurance contract with a health insurance issuer or HMO would have access to all rights provided by this regulation through the health insurance issuer or HMO, because they are covered entities in their own right.

If a group health plan provides health benefits solely through an insurance contract with a health insurance issuer or HMO, and the group health plan creates or receives protected health information in addition to summary information (as defined in § 164.504 (a)-RRB- and information about individuals» enrollment in or disenrollment from a health insurance issuer or HMO offered by the group health plan, the group health plan must maintain a notice that meets the requirements of this section and must provide the notice upon request of any person.

(A) From the group health plan, if, and to the extent that, such an individual does not receive health benefits under the group health plan through an insurance contract with a health insurance issuer or HMO; or

In addition, group health plans that provide health benefits only through an insurance contract and do not create, maintain, or receive protected health information (except for summary information described below or information that merely states whether an individual is enrolled in or has been disenrolled from the plan) do not have to meet the notice requirements of § 164.520 or the administrative requirements of § 164.530, except for the documentation requirement in § 164.530 (j), because these requirements are satisfied by the issuer or HMO that is providing benefits under the group health plan.