Sentences with phrase «individual insurance such»

They have lines of individual insurance such as term life, universal life, and variable universal life among their other offerings in the employee benefit space and retirement plan services.

Not exact matches

The Institute proposes a number of future priorities, such as moving to comprehensive corporate group taxation, expanding the basic personal amount to all individual investors, more comprehensive treatment of returning travelers, elimination of withholding taxes on Canada - US cross-border dividend payments, extending the dividend tax credit, and eliminating regionally extended employment insurance benefits.

Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides services to your employer or plan sponsor, we may exchange certain information about you with Fidelity financial services affiliates, such as our brokerage and insurance companies, for their use in marketing products and services as allowed by law.

YOU SHALL NOT USE THE SERVICES AS A FACTOR IN (1) ESTABLISHING AN INDIVIDUAL»S ELIGIBILITY FOR PERSONAL CREDIT OR INSURANCE OR ASSESSING RISKS ASSOCIATED WITH EXISTING CONSUMER CREDIT OBLIGATIONS, (2) EVALUATING AN INDIVIDUAL FOR EMPLOYMENT, PROMOTION, REASSIGNMENT OR RETENTION (INCLUDING BUT NOT LIMITED TO EMPLOYMENT OF HOUSEHOLD WORKERS SUCH AS BABYSITTERS, CLEANING PERSONNEL, NANNIES, CONTRACTORS, AND OTHER INDIVIDUALS), OR (3) ANY OTHER PERSONAL BUSINESS TRANSACTION WITH ANOTHER INDIVIDUAL (INCLUDING, BUT NOT LIMITED TO, LEASING AN APARTMENT).

The general partner is an entity through which the fund managers make management, disposition and other decisions related to the fund's investments and business affairs, and the limited partners are passive investors, such as pension funds, foundations, insurance companies and high net worth individuals.

Typically, they are institutional investors, such as a pension fund, insurance company, a university endowment but can also be high net worth individual and family offices.

Horvath and other members of such ministries (provided the organizations have been functioning since before the year 2000) are exempt from the ACA's individual mandate, which penalizes Americans without health insurance.

These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.

As such, regardless of the extent of the potential rise in premiums, these projections do show that repealing the individual mandate will result in fewer Americans purchasing health insurance, even though the extent is debatable.

Your employer provided insurance exempts you from an individual mandate, and as such, minimum standards of care are not your concern.

Find documents for almost every kind of business such as purchase Visit New York State of Health to select the right health insurance for your individual, family or small business needs.

The government has also told councils to step back from running school improvement and responsibilities such as behaviour support and insurance now rest with an individual school.

to take any action otherwise prohibited under subsections (a), (b), (c), or (e) of this section where age is a bona fide occupational qualification reasonably necessary to the normal operation of the particular business, or where differentiation is based on reasonable factors other than age; to observe the terms of a bona fide seniority system or any bona fide employee benefit plan such as a retirement, pension, or insurance plan, which is not a subterfuge to evade the purposes of this Act, except that no such employee benefit plan shall excuse the failure to hire any individual; or to discharge or otherwise discipline an individual for good cause

Such requests for CDL driver records from individuals and entities, such as CDL drivers, motor carriers, law firms, insurance providers, etc., must be directed to the appropriate CDLIS State - of - Record directly or via a third party authorized by the State to obtain these records in compliance with the DSuch requests for CDL driver records from individuals and entities, such as CDL drivers, motor carriers, law firms, insurance providers, etc., must be directed to the appropriate CDLIS State - of - Record directly or via a third party authorized by the State to obtain these records in compliance with the Dsuch as CDL drivers, motor carriers, law firms, insurance providers, etc., must be directed to the appropriate CDLIS State - of - Record directly or via a third party authorized by the State to obtain these records in compliance with the DPPA.

If you are an individual purchasing life insurance for yourself, the premiums for such an insurance would not be deductible in your personal tax filings.

The FDIC provides separate insurance coverage for deposits held in different ownership categories such as single accounts, joint accounts, Individual Retirement Accounts (IRAs) and trust accounts.

(Small businesses may wish to consider purchasing life insurance policies for key individuals, such as an owner or top employee, to help prevent financial distress if that person were to die.)

Personal risks are those which have a direct impact on an individual, such as health insurance.

It is just to provide useful information that can help individual ensure that the purpose of such life insurance policy is achieved.

The first thing you have to examine when deciding how much you can spend on your new home is how much you are worth, taking into account your income, savings, investments and other holdings such as Individual Retirement Accounts (IRAs) or Keogh plans, the cash value of your life insurance, pensions or corporate savings plans, and equity in real estate.

Similarly, assets such as life insurance policies and qualified accounts such as IRAs and 401 (k) accounts must have completed beneficiary designations that either specify your living trust or an individual beneficiary.

The IRS allows individuals to deduct property loss expenses, such as roof damage not covered by insurance, as long as they exceed 10 percent of the filer's adjusted gross income.

Additionally, there may be less stringent life insurance underwriting criteria for such policies, especially in cases where one of the insured individuals is in good health, compensating for the other insured whose health may be anything but good.

Life insurance companies already have several categories of activities that denote you as a high risk individual, such as skydiving.

With a number of ways to use the money that builds up in the cash value account, such as taking out a life insurance loan or paying insurance premiums, the flexibility these policies offer make them attractive to individuals looking to build up savings while at the same time securing insurance coverage providing leverage in the form of a death benefit payout.

(ii) In the case of an individual who is no longer currently entitled to monthly insurance benefits under this title but to whom all past - due benefits have not been paid, for purposes of clause (i), any amount of such past - due benefits payable in any month shall be treated as a monthly benefit referred to in clause (i)(I).

Investors in corporate bonds include both individuals and large financial institutions such as pension funds, endowments, mutual funds, insurance companies and banks.

«Our takeaway is that, given the current amount of federal assistant along with flood insurance, even in an event that is very large, such as Hurricane Katrina,» he said, «The negative effect of this natural disaster peters out after two or three years, and at least according to the financial information that's taken directly from these individuals» financial background, there isn't any significant drag after a few years.»

Home insurance is simply a type of property insurance that protects an individual's home and its content against perils such as fire, wind, lightning, hail, vandalism and theft etc..

Insurance providers do their best to gauge each individual policy holder's potential risk; and since risk to a vehicle tends to be significantly lower in rural areas and places where population density is low, it's easier to understand how even large, national insurance providers are able to offer such bargaInsurance providers do their best to gauge each individual policy holder's potential risk; and since risk to a vehicle tends to be significantly lower in rural areas and places where population density is low, it's easier to understand how even large, national insurance providers are able to offer such bargainsurance providers are able to offer such bargains here.

Individuals with pre-existing conditions such as diabetes may be better suited applying for fully underwritten life insurance as the predictive underwriting doesn't allow for a comprehensive review of a condition.

These investors might be individuals or institutional investors, such as hedge funds, life insurance companies or banks.

In 2014, it paid $ 1.3 billion for U.K. - based wealth management firm F&C Asset Management, which sells investment services to individuals and institutional clients, such as pension plans and insurance companies.

Long - term lending would have to be other entities in the economy, such as insurance companies, pension funds, endowments, private individuals, foreign lenders, mortgage REITs, and banks funded by matching sources like CDs, bonds, and equity.

Group II — insurance coverage, i.e., medical, auto, life, renter's insurance (not payroll deducted); payment to child care providers — made to a business providing such services; school tuition; retail stores — department, furniture, appliance stores, specialty stores; rent to own — i.e., furniture, appliances; payment of that part of medical bills not covered by insurance; Internet / cell phone services; a documented 12 month history of saving by regular deposits (at least quarterly / non-payroll deducted / no NSF checks reflected), resulting in an increasing balance to the account; automobile leases, or a personal loan from an individual with repayment terms in writing and supported by cancelled checks to document the payments.

As of November 1, 2012, FDIC Insured Cash Balances are eligible for FDIC insurance up to $ 250,000 (including interest and principal) per individual depositor and up to $ 500,000 per joint depositors, subject to the limitation that such amounts are aggregated against all other similarly held deposits at Capital One, N.A. for purposes of calculating FDIC insurance limits.

Where can individual entitled to widow's insurance benefits is working and has earnings in an amount precluding payment of such benefits to her under section 203 (b) of the Act, she is not required, during such period, to repay the overpayments made to her deceased husband.

On the other hand, the reality is that such an outcome is actually the intent of the law in the first place; the bulk of tax assistance benefits for health insurance will be conveyed through the premium assistance tax credit specifically targeted at lower income individuals (who generally don't benefit from medical expense deductions due to the simple fact that they don't itemized deductions at all) while only limited benefits will be available through the medical expense deduction to higher income individuals.

Individuals rely on a number of these, such as the itemized deductions for state and local sales tax and private mortgage insurance (PMI).

A sales charge paid when an individual buys an investment, such as a mutual fund, limited partnership, annuity, or insurance policy.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

This includes name, age, photograph, gender, address, telephone, mobile, fax, e-mail, social networking contact details, proofs of identity and address, copies of passports, driving licences, and utility bills, card and other payment details, and financial information, health information relevant to your planned travel, and travel insurances held, results of searches carried out against you (such as to verify you identity, address, and credit status), your preferences, frequent flyer or travel partner program affiliation and member number, and any other information provided to us by or in relation to you which concern you as an individual.

If you employ such an individual, you may want to purchase a business - continuation insurance policy addressing a written buy - sell agreement that life insurance would fund.

The absence of such contributes to many social ills, whether failing to understand how health risks should be borne by a broad support to help curtail individual risk, the purpose of insurance, performance of social systems, or how reducing individual costs by allowing coastal construction in flood zones is based upon a lottery mindset.

Our clients have included a broad range of industry participants such as U.S. and foreign insurance and reinsurance companies and special purpose vehicles, agents and brokers, investment banks, service providers, investors, service contract providers, high net worth individuals and policyholders.

Upon authorization by a justice, police can compel persons or institutions, such as banks, insurance companies and credit unions, to provide the authorities with copies of an individual's otherwise private records.

However, mere affiliation to a public insurance scheme does not prevent a migrant being a burden, since such schemes are invariably tax - subsidised, and do not exclude high risk individuals or those with pre-existing conditions.

For example, according the HHS 2011 Poverty Guidelines, for a single adult with no spouse or children, he or she would have needed to average less than $ 10,890 in income to be eligible, as well as meeting the other requirements, such as a lack of recent health insurance, and other requirements by the individual state.

Individuals place a high degree of trust in the professionals they hire to provide expertise in highly skilled areas such as legal services, health care, real estate, insurance, architecture, construction services, and financial counseling.

Our lawyers pursue negligent individuals and their insurance companies in such cases as: