Many consumers buying
individual life insurance in their 50's are buying a term life insurance policy until they retire, combined with a final expense policy in which they'll keep throughout retirement.
Not only do LGBT workers now have the option of purchasing voluntary life insurance on their spouse through a group policy, but
purchasing individual life insurance got easier too.
Fill out our form on the right or our more detailed
individual life insurance quote form and one of our independent agents will call you to go over your options.
The premiums, which are based on age and the amount of insurance purchased, may be less expensive than
individual life insurance premiums because of an employee group discount.
While most couples will
get individual life insurance policies for each partner, some choose to buy a single joint life insurance policy that covers both partners at the same time.
- Find out why you may want to own your
own individual life insurance policy separate from the group life insurance you have through your employer - provided plan.
In other words,
most individual life insurance policies are purchased by the insured to provide financial security for the his / her family or to cover a specific personal need.
Fill out our quick form on the right or our more
detailed individual life insurance quote form and one of our experienced independent agents will call you to go over your options.
These standards help assure present and future clients that the company maintains the commitment of honesty, fairness, and integrity in all transactions and contacts involving the sale and
individual life insurance servicing.
This will allow significant reductions in the application process and a substantial improvement in the ability to deliver rapid assessment of
individual life insurance risk relative to current industry best practices.
In many cases, the cost of group coverage is less than what the individual employees or group members would pay for a
similar individual life insurance policy with the same amount of coverage.
Under individual life insurance policies, the terms and conditions of each policy can be picked depending on the individual needs of the spouse to be insured.
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