Sentences with phrase «individual life insurance policies for»

Purchasing a joint life insurance policy can be quite a bit less costly than purchasing individual life insurance policies for both spouses.

You don't have to take individual life insurance policies for yourself and your spouse.

Instead, you might consider an individual life insurance policy for yourself to protect your family if they were to suddenly lose your income.

Instead, you might consider an individual life insurance policy for yourself to protect your family if they were to suddenly lose your income.

Not exact matches

Layering life insurance for full coverage Learn why a mix of group and individual life insurance policies may be a smart choice.

Designed to provide a survivorship life insurance solution for clients seeking strong protection and accumulation guarantees, this new second - to - die whole life product can cover two lives more cost effectively than two comparable individual policies.

If the account is a life insurance policy or an annuity, a typical trust for the minor or other individual will work.

The data are used to determine an individual's risk when applying for life, health, disability income, long - term care, and critical illness insurance policies.

Coverage amounts for an individual life insurance policy usually range between $ 500,000 and $ 1 million.

(Small businesses may wish to consider purchasing life insurance policies for key individuals, such as an owner or top employee, to help prevent financial distress if that person were to die.)

The person living in the apartment still needs renters insurance for them as an individual, even if the company leasing the unit has a commercial policy.

Additionally, there may be less stringent life insurance underwriting criteria for such policies, especially in cases where one of the insured individuals is in good health, compensating for the other insured whose health may be anything but good.

Sources on which prospective homebuyers may draw for the down payment and the closing costs include savings, stocks / bonds, Individual Retirement Accounts (IRAs), pension funds, real state holdings, life insurance policies, mutual funds or employee savings plans.

And while perhaps not as exciting an investment as individual stocks or mutual funds, the flexibility of these policies in regard to withdrawing funds, along with their tax - favored nature, makes them worthy of consideration by investors who are looking for a means of building up additional savings, especially if they are also looking for life insurance coverage.

Older individuals with term life policies may consider adding a final expense policy, especially as the term for their life insurance plan draws near.

Life insurance premiums are deductible as a business - related expense, and the death benefit is generally tax - free for individual policy owners.

The truth is, any insurance company with good financial ratings and customer service has the potential to offer «the best» life insurance policy for a particular individual — because «the best» depends heavily on each person's circumstances.

For example, with Banner Life Insurance Company's term policy, individuals can apply up to age 95.

This permanent life insurance policy is for investment - minded individuals looking for potential cash value gains along with death benefit coverage.

In addition to allowing individuals that may have adverse health issues to obtain life insurance coverage, there are other advantages to applying for a no medical exam policy, too.

As previously mentioned, Sagicor life insurance policy is an excellent choice for those individuals wanting to get their life insurance in place quickly so they can continue on with their busy life.

For certain individuals, it may be more prudent to purchase a term life insurance policy with lower premiums for a fixed amount of time and take the difference in savings between the two policies and invest in different types of stocks, bonds and mutual funds which may lead to higher returns and a more diversified portfolFor certain individuals, it may be more prudent to purchase a term life insurance policy with lower premiums for a fixed amount of time and take the difference in savings between the two policies and invest in different types of stocks, bonds and mutual funds which may lead to higher returns and a more diversified portfolfor a fixed amount of time and take the difference in savings between the two policies and invest in different types of stocks, bonds and mutual funds which may lead to higher returns and a more diversified portfolio.

For the majority of individuals, a level term life insurance policy is the best choice to financially protect your family from unexpected loss.

A life insurance policy is simply a contract between a life insurance provider and an individual to provide a lump - sum payment, called a death benefit, in exchange for making premium payments to the provider.

Most traditional life insurance policies are designed to cover individuals, but today's married couples can also opt for joint policies.

Individuals with uninsurable medical conditions may find that AD&D insurance is the only kind of life insurance policy they can take out, unless they elect to pay very high premiums for «guaranteed issue» whole life insurance.

There are three main types of life insurance policies; whole, term and universal, each one serving different needs and considerations for both individuals and families.

For individuals who are no longer in accumulation mode, but planning for how to maximize their estate for their children and / or organizations they support, consider the «investment» of a life insurance poliFor individuals who are no longer in accumulation mode, but planning for how to maximize their estate for their children and / or organizations they support, consider the «investment» of a life insurance polifor how to maximize their estate for their children and / or organizations they support, consider the «investment» of a life insurance polifor their children and / or organizations they support, consider the «investment» of a life insurance policy.

Because this is a permanent life insurance policy, once the individual has been approved for coverage, the policy can not be canceled, unless the premium is not paid.

VantisTerm Life Insurance Coverage — With the VantisTerm Life Insurance policy, an individual can obtain a term life insurance plan with a length of 10 years, 15 years, 20 years, 25 years, or even for 30 yeLife Insurance Coverage — With the VantisTerm Life Insurance policy, an individual can obtain a term life insurance plan with a length of 10 years, 15 years, 20 years, 25 years, or even for Insurance Coverage — With the VantisTerm Life Insurance policy, an individual can obtain a term life insurance plan with a length of 10 years, 15 years, 20 years, 25 years, or even for 30 yeLife Insurance policy, an individual can obtain a term life insurance plan with a length of 10 years, 15 years, 20 years, 25 years, or even for Insurance policy, an individual can obtain a term life insurance plan with a length of 10 years, 15 years, 20 years, 25 years, or even for 30 yelife insurance plan with a length of 10 years, 15 years, 20 years, 25 years, or even for insurance plan with a length of 10 years, 15 years, 20 years, 25 years, or even for 30 years.

By taking just a few minutes to fill out NetQuote's short online form, you can generate preliminary quotes for a life insurance policy, but it may also help to take a few minutes to look at the major factors that will determine your individual term life insurance rate.

Many individuals used the policy loan provision of the life insurance policies to borrow and lend money for the purpose of infinite banking.

$ 500,000, 20 - year term life insurance policy for healthy, nonsmoking individuals, in California, monthly premiums

Includes individual policies, group term coverage available through work, and any other life insurance on your life payable to your family or for the benefit of your family.

Accounts that usually need beneficiary designations include the following: 401k, 403, 457 plans, retirement plans for the self - employed, individual retirement accounts or IRAs, credit union plans, disability and life insurance policies and annuities.

Term life insurance policies are generally more affordable than whole life insurance and for most young families, an individual term policy will provide the protection you need at a cost you can afford.

We advise and defend life insurers on policy coverage matters on the individual and group markets for insurance and financial services products.

Final expense policy is typically issued to older individuals who don't have life insurance coverage and don't have enough savings to pay for their own funeral.

As its name suggests, guarantee issue life insurance coverage does not require an individual to undergo a medical examination in order to qualify for the policy.

Life insurance in force: includes individual policies, group term coverage available through work, and any other life insurance on your life payable to your family or for the benefit of your famLife insurance in force: includes individual policies, group term coverage available through work, and any other life insurance on your life payable to your family or for the benefit of your famlife insurance on your life payable to your family or for the benefit of your famlife payable to your family or for the benefit of your family.

For an individual looking for a life insurance policy that remains level for the rest of her / his life, North American Life Insurance delivers some of the best rates in our industry in many casFor an individual looking for a life insurance policy that remains level for the rest of her / his life, North American Life Insurance delivers some of the best rates in our industry in many casfor a life insurance policy that remains level for the rest of her / his life, North American Life Insurance delivers some of the best rates in our industry in many calife insurance policy that remains level for the rest of her / his life, North American Life Insurance delivers some of the best rates in our industry in mainsurance policy that remains level for the rest of her / his life, North American Life Insurance delivers some of the best rates in our industry in many casfor the rest of her / his life, North American Life Insurance delivers some of the best rates in our industry in many calife, North American Life Insurance delivers some of the best rates in our industry in many caLife Insurance delivers some of the best rates in our industry in maInsurance delivers some of the best rates in our industry in many cases.

For the record, we at TermLife2Go believe that normally a Term Life Insurance policy is going to be the better choice for most individuaFor the record, we at TermLife2Go believe that normally a Term Life Insurance policy is going to be the better choice for most individuafor most individuals.

However, Aflac policies are normally only available through your employer, so this is a drawback if you are looking for individual life insurance coverage outside of what your employer may have to offer.

While the most affordable type of life insurance coverage will vary from individual to individual, for the most part term life insurance tends to be much less expensive than other popular types of policies.

These policies are designed specifically for older individuals whose health complications may prevent them from getting approved for traditional life insurance policies.

In an effort to make obtaining a life insurance policy easier for consumers, Minnesota Life Insurance Company recently launched changes in its underwriting process for individual coverlife insurance policy easier for consumers, Minnesota Life Insurance Company recently launched changes in its underwriting process for individual insurance policy easier for consumers, Minnesota Life Insurance Company recently launched changes in its underwriting process for individual coverLife Insurance Company recently launched changes in its underwriting process for individual Insurance Company recently launched changes in its underwriting process for individual coverage.

For larger cases, up to a million dollars of life insurance, American National offers Xpress Plus, which provides automated underwriting for all the company's individual life insurance policies offerFor larger cases, up to a million dollars of life insurance, American National offers Xpress Plus, which provides automated underwriting for all the company's individual life insurance policies offerfor all the company's individual life insurance policies offered.

For example, with a pre-paid funeral plan — also often referred to as pre-paid funeral insurance — an individual will purchase a life insurance policy to cover their funeral costs.

This policy is called the Living Promise Whole Life Insurance plan, and it is designed to assist in paying for an insured's final expenses, as well as other costs that may be incurred near the end of the individual's life that could incur financial hardship for the insured's family and / or survivLife Insurance plan, and it is designed to assist in paying for an insured's final expenses, as well as other costs that may be incurred near the end of the individual's life that could incur financial hardship for the insured's family and / or survivlife that could incur financial hardship for the insured's family and / or survivors.

For an individual 45 years old with a 500,000 term life insurance policy - the savings could be $ 500 or more... each year.