Sentences with phrase «individual life insurance policies on»

Or, if you wanted to buy individual life insurance policies on you, your spouse, and each of your children, that's alright too.

Another great route to take, and often a less expensive alternative than buying an individual life insurance policy on each child, is to purchase a life insurance with a child rider.

Not exact matches

Had the individual purchased permanent life insurance, he or she could have access to a potentially significant source of supplemental retirement income in the future (depending on the policy type), while preserving the death benefit in perpetuity (note, however, that the death benefit and cash value of a policy is reduced in the event of a loan or partial surrender, and the chance of lapsing the policy increases).

Life insurance is applicable to individuals and families in a wide range of financial situations because it refers to a group of several different products, each of which can be customized with riders (basically, add - ons to the policy).

In the U.S., we already have legislation that prevents health insurance companies from discriminating against individuals based on genetic information, but it doesn't apply to life insurance or long - term care policies.

Suffice it to say, however, that most individuals receiving payments from a life insurance policy do not pay taxes on the payouts.

Not only do LGBT workers now have the option of purchasing voluntary life insurance on their spouse through a group policy, but purchasing individual life insurance got easier too.

Under certain circumstances, people who would otherwise be uninsurable on a single life insurance policy due to their health can be covered with another individual.

Sources on which prospective homebuyers may draw for the down payment and the closing costs include savings, stocks / bonds, Individual Retirement Accounts (IRAs), pension funds, real state holdings, life insurance policies, mutual funds or employee savings plans.

This option not only allows two individuals to be insured on the same whole life insurance policy, but it also typically has a lower amount of overall premium cost than will purchasing two separate life insurance policies of corresponding value.

In the year 2014 - 15, the life insurance companies had settled 8.51 lakh claims on individual policies, with a total payout of Rs 11,788.67 crore.

individual who receives the benefit from an estate, trust, retirement account, life insurance policy, or account with a transfer on death (TOD) designation

The details vary depending on the type of policy you have and each individual life insurance company.

The truth is, any insurance company with good financial ratings and customer service has the potential to offer «the best» life insurance policy for a particular individual — because «the best» depends heavily on each person's circumstances.

As previously mentioned, Sagicor life insurance policy is an excellent choice for those individuals wanting to get their life insurance in place quickly so they can continue on with their busy life.

If you died unexpectedly, your term life insurance policy would provide a death benefit to your beneficiaries — the individuals that rely on your income to survive.

Because there are many possible permutations and complications that can come about as a result of blood clots or emboli, life insurance companies will decide whether to underwrite a term life insurance policy or not based on the individual details of each case.

Includes individual policies, group term coverage available through work, and any other life insurance on your life payable to your family or for the benefit of your family.

We advise and defend life insurers on policy coverage matters on the individual and group markets for insurance and financial services products.

Individual life insurance policy purchased by the business owner on behalf of select key employees.

Depending on your individual needs and circumstances, you could be doing yourself and your loved ones a huge disservice by getting a no questions life insurance policy.

The transaction is typically funded through a life insurance policy carried on the lives of each individual owner.

Life insurance in force: includes individual policies, group term coverage available through work, and any other life insurance on your life payable to your family or for the benefit of your famLife insurance in force: includes individual policies, group term coverage available through work, and any other life insurance on your life payable to your family or for the benefit of your famlife insurance on your life payable to your family or for the benefit of your famlife payable to your family or for the benefit of your family.

Life Insurance: Coverage placed on the life of an individual whereas an insurance company issues a policy and pays a stated death benefit in the event of the insured's deLife Insurance: Coverage placed on the life of an individual whereas an insurance company issues a policy and pays a stated death benefit in the event of the insuredInsurance: Coverage placed on the life of an individual whereas an insurance company issues a policy and pays a stated death benefit in the event of the insured's delife of an individual whereas an insurance company issues a policy and pays a stated death benefit in the event of the insuredinsurance company issues a policy and pays a stated death benefit in the event of the insured's death.

Free quotes: Progressive Life Insurance offers free policy quotes, allowing individuals to compare insurance types and add - on optionInsurance offers free policy quotes, allowing individuals to compare insurance types and add - on optioninsurance types and add - on options online.

Since life insurance rates are based on the age and health of the individual when the policy is purchased, the sooner an individual buys protection, the cheaper the rates he / she will pay over the course of their lifetime.

Because the insurance company does not know the level of risk they are taking on for each individual they insure with this type of policy, premiums tend to be higher per dollar of coverage than those of traditional types of life insurance.

History: On March 24, 1868, MetLife began selling life insurance policies to individuals in New York.

In cases like these that have the potential to become more complicated later on down the road, many times the «business» will elect to take out a permanent cash value life insurance policy, such as indexed universal life, on the individuals in question rather than try to make predictions on which term length would be most appropriate.

This allows me to find a life insurance company and policy that better suits your individual circumstances to obtain the best deal or savings on your life insurance.

While term life insurance can be beneficial to some people, depending on their situation, most individual benefit more from a permanent life insurance policy.

Deciding on the right Michigan Individual Life Insurance policy usually depends on your future goals.

If you died prematurely, your term life insurance policy would provide a death benefit to your beneficiaries — the individuals that rely on your income to survive.

Life insurance policies can allow certain high net worth individuals to cut down on their tax bill, at least theoretically.

Here are the 20 largest life insurance companies and the types of life insurance they sell, listed in order of sales of individual life insurance policies, based on A.M. Best data.

Life insurance coverage is based on the age and, in some cases, the health of the individual buying the policy.

Individual needs can vary depending on what life stage you are in, but whole and term life insurance policies are available to:

Includes individual policies, group term coverage available through work, and any other life insurance on your life payable to your family or for the benefit of your family.

That allows individuals a piece of mind that you can not put a price on — and that's why life insurance policies are so commonly purchased.

The segment's primary focus is on life insurance policies and annuity products that were sold to individuals.

Survivorship life insurance can be more affordable than two individual policies because rates are calculated based on the joint life expectancy of the insured individuals.

A qualified life insurance agent or company service representative can run quotes based on your individual needs, and recommend what type of policy is best for you.

The best life insurance for married couples will depend on the individual circumstances, so you should talk to a licensed expert about whether separate policies or a joint policy is right for you and your spouse.

Life insurance policies not only provide life coverage to an individual but are also an excellent way to save on taLife insurance policies not only provide life coverage to an individual but are also an excellent way to save on talife coverage to an individual but are also an excellent way to save on taxes.

Individuals with serious medical conditions may also qualify for group life insurance coverage regardless of health — even if their health disqualifies them from buying a private policy on their own.

Some companies offer group life insurance that you can convert to an individual policy and pay for on your own after you've left.

While shelving the idea of purchasing of a home or delaying a marriage to focus on a career or other priorities might make sense for some individuals saddled with debt, it could also impact decisions about other major life choices, such as a buying a life insurance policy.

On the other hand, if you need more life insurance than is provided as basic group coverage and have had trouble being approved for an individual policy, you should purchase supplemental life insurance.

Life insurance has fees and charges associated with it that include costs of insurance that vary based on the insured person's sex, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

People who are considered healthy with no pre-existing conditions can get an inexpensive life insurance rate from several different companies; however, individuals with medical conditions may find it more difficult to find a company who will offer affordable rates on their policy.