Sentences with phrase «individual life insurance policies options»

However, their individual life insurance policies options are very limited and very expensive.

Not exact matches

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

Not only do LGBT workers now have the option of purchasing voluntary life insurance on their spouse through a group policy, but purchasing individual life insurance got easier too.

This option not only allows two individuals to be insured on the same whole life insurance policy, but it also typically has a lower amount of overall premium cost than will purchasing two separate life insurance policies of corresponding value.

Since using a joint last - to - die life insurance policy can accomplish all the estate planning goals listed above, it's safe to say that it is a better option than purchasing two separate individual policies, especially considering the difference in cost.

These investment options are intended to be sold to certain asset allocation portfolios and to separate accounts of Transamerica Life Insurance Company or Transamerica Financial Life Insurance Company to fund the benefits under certain individual flexible premium variable insurance Insurance Company or Transamerica Financial Life Insurance Company to fund the benefits under certain individual flexible premium variable insurance Insurance Company to fund the benefits under certain individual flexible premium variable insurance insurance policies.

Rather than having to buy an individual long term care insurance policy, as of 2009 you can buy life insurance with a long term care rider instead, opening the market up to more LTC retirement planning options.

These permanent life insurance options are significantly more expensive than most other policies because the company will inevitably wind up having to pay out, unless the covered individual happens to cancel or cash in their policy.

Free quotes: Progressive Life Insurance offers free policy quotes, allowing individuals to compare insurance types and add - on optionInsurance offers free policy quotes, allowing individuals to compare insurance types and add - on optioninsurance types and add - on options online.

Life insurance policies are generally tailored to suit the individual, so with so many options out there it is difficult to state whether or not Mutual of Omaha is the best one for you.

However, if an individual has more of a longer term need for life insurance and / or they would like to also be able to build up a tax - advantaged cash or savings account, then moving over into a permanent life insurance policy could be a viable option.

Flexible options: Progressive Life Insurance offers a full range of riders and policy options, allowing individuals to customize policies to their unique needs.

ICC10 - NWLA - 450, Individual Last Survivor Flexible Premium Adjustable Universal Life Insurance Policy (Interstate Compact version) NWLA - 450 (non-compact version) NWLA -385-AO, Policy Spilt Option Rider NWLA -383-AO, No Charge Four Year Term Insurance Rider NWLA -382-AO, Four Year Term Insurance Rider NWLA -349-AO.1, Death Benefit Guarantee Value Enhancement Endorsement

Unless your plan provides you with additional options, in many cases you'll have only three choices: to cancel the policy, to port the policy to another group plan with your new employer (if your policy is with the same company), or to convert the policy to an individual life insurance policy.

When considering and analyzing Term Life Insurance Policy Length — one needs to consider the universe of possible options combined with your individual needs.

Selling a life insurance policy may be a good option for individuals over 65 years old who are chronically or terminally ill.

For those individuals that don't qualify for a rated life insurance policy because of their health, there are other options.

No exam life insurance provides those individuals with a viable option, and it is a good idea for those with health concerns to check these policies out..

In addition to the base term life insurance policy — which will oftentimes cover an individual for $ 50,000 of death benefit coverage — there may be the option to add an Aflac Accidental Death Benefit rider.

Fidelity Life offers many different life insurance policies, each with flexible options to fit the policyholder's individual neLife offers many different life insurance policies, each with flexible options to fit the policyholder's individual nelife insurance policies, each with flexible options to fit the policyholder's individual needs.

Review of Life Insurance Company of Alabama (LICOA) We first heard about the Life Insurance Company of Alabama because it is an option among the different companies that help veterans transition from SGLI into a select few commercial companies offering individual policies, rather than into VGLI.

Not only do LGBT workers now have the option of purchasing voluntary life insurance on their spouse through a group policy, but purchasing individual life insurance got easier too.

Whereas a term policy may be a good option for someone who is covering a «temporary» need, permanent life insurance, such as a whole or universal life policy, could be better for an individual who plans to keep the policy in force for the duration of his or her entire lifetime.

I have the option of converting it to an individual whole life insurance policy.

At 62 years old, all policy options are available to you, such as 10 to 20 year term life insurance, and thanks to Genworth, even 30 year term is now offered to individuals over age 60, and of course whole life as well.

In some cases, where a person's pre-existing conditions require the individual to buy high risk life insurance, some graded whole life policies are the only option.

Rather than having to buy an individual long term care insurance policy, as of 2009 you can buy life insurance with a long term care rider instead, opening the market up to more LTC retirement planning options.

At that time, the insured would have the option to convert the group life insurance policy to an individual life insurance policy.

We need life insurance policies to ensure a better life and our options vary depending on our individual needs.

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Another option it to sell your policy to a private source, typically companies that purchase life insurance policies, not individuals.

Instead of purchasing individual whole life insurance policies, spouses have an option of buying Last Survivor Life Insuralife insurance policies, spouses have an option of buying Last Survivor Life Iinsurance policies, spouses have an option of buying Last Survivor Life InsuraLife InsuranceInsurance.

Guaranteed issue life insurance policies are great life insurance options for those with serious pre-existing medical conditions because guaranteed issue life insurance policies are life insurance policies that aren't going to require an individual to take a medical exam or answer any health - related medical questions in order to qualify.

As an individual, you always have the option of purchasing your own term or whole life insurance policies.

You see, for individuals who have been diagnosed with hereditary nephritis, traditional life insurance policies simply aren't an option which is why we need to pursue alternative options which consider an applicant's actual health in the «underwriting» process.

Yes, Johnson Insurance provides options for individual life insurance Insurance provides options for individual life insurance insurance policies.

Regardless of your reason for termination of employment, employees may have the option to convert their coverage to an individual life insurance policy without evidence of insurability or taking a physical examination.

If you have an employee life insurance policy in place and leave your employer, you will have the option of terminating the policy or converting it to an individual policy.