Sentences with phrase «individual living benefits»

RBC Insurance leads in the Canadian creditor, individual living benefits and travel insurance markets and ranks sixth in new individual life insurance premiums in Canada.

Not exact matches

Other health benefits that married individuals include better mental health, improved memory, and living longer.

Clemens also points out that since OAS benefits are calculated on an individual basis, it's possible for two seniors living together to have a household income of $ 141,908 and still qualify for OAS payments.

LinkedIn career expert Nicole Williams says entrepreneurs and individuals working in new fields such as social media or technology can especially benefit from inviting parents into their working lives, as their parents are most often confused about what their children working in these new fields do for a living.

As the name implies, term life insurance will provide a death benefit if an individual dies within the policy's term, up to 20 years typically.

Other measures include: • remove rule limiting Child Tax Credit (CTC) to one claimant per household (to allow two or more families sharing a house to claim the CTC); • repeal $ 10,000 cap on medical expense tax credit claims made on medical costs incurred for an eligible dependent; • easier access to funds in Registered Disability Savings Plans for beneficiaries with shortened life spans; • improved Employment Insurance benefits to parents of gravely ill, murdered, or missing children; and • enhanced ability to make transfers between individual RESPs, and better access to RESP funds for post-secondary students studying outside Canada.

Austin offers many benefits, including an educated population, a low cost of living and no state individual or corporate income taxes.

The benefits of allowing dogs in the office far outweigh the costs, and the increase in job satisfaction for those with dogs or who like dogs far outweighs the mild annoyance of those miserable individuals who somehow make it through life unaffected by wagging tails and contagious enthusiasm.

The financial services company offers retirement savings plans, investment management, and life and employee benefit insurance to corporations and individuals.

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

John's focus is on implementing quality, affordable, and customized health insurance strategies to benefit your individual needs when you decide to live overseas.

We offer discretionary and non-discretionary portfolio solutions, allowing individuals at any stage of their investing lives to benefit from our long - term, value - driven approach.

Considering Social Security strategies as a household decision rather than an individual one can maximize the benefits for the spouse who lives the longest.

Target employees who had life insurance coverage or health and dental benefit coverage while employed by Target may be eligible to continue that coverage on an individual basis after May 16th (or May 30th for employees in Manitoba).

Are you and your husband coordinating individual benefit elections to make sure you're not leaving money on the table, or worse, risking running out of money before you run out of life?

We specialize in employee benefits and all lines of coverage: health, disability income, vision, dental, life and all lines of voluntary benefits coverage based on group and individual cases.

Had the individual purchased permanent life insurance, he or she could have access to a potentially significant source of supplemental retirement income in the future (depending on the policy type), while preserving the death benefit in perpetuity (note, however, that the death benefit and cash value of a policy is reduced in the event of a loan or partial surrender, and the chance of lapsing the policy increases).

An accelerated death benefit rider allows the policyowner to receive a portion of the death benefit early when the insured individual is diagnosed with a terminal illness resulting in a decreased life expectancy.

We thus realize that 86 % of individuals unemployed in 2012 have certainly contributed to EI during their working life, but of this number, only 30 % have received benefits.

Banner Life's term policy includes an accelerated death benefit rider and allows an individual to cash out up to 75 percent of the death benefit if you are diagnosed with a life expectancy of twelve months or lLife's term policy includes an accelerated death benefit rider and allows an individual to cash out up to 75 percent of the death benefit if you are diagnosed with a life expectancy of twelve months or llife expectancy of twelve months or less.

BOSTON, March 26, 2018 / PRNewswire / — John Hancock Insurance introduced an improved Protection Universal Life insurance product with extended guarantees and new optional benefits, providing consumers with coverage that offers lifetime protection tailored to meet their individual needs.

Think about it this way: Using the average individual benefit of $ 1,341 per month in 2016, finding a similar investment paying the same amount for as long as you live, with inflation adjustments and survivor benefits for your spouse, would cost nearly $ 450,000.

Thus we support a reduction in the speed limit because it will «save 7,466 lives every year,» though we would not do so if we recognized that such a law merely reduces the probability that an individual will die in a car accident from.0005 to.0004, a benefit too trivial to be noticed and, for any individual faced with the choice, far below the value of the additional driving time it entails.

Following His wisdom is easier and if you aren't up against enormous pressures in life (fork in the road to make a decision that only benefits you aka unrighteous versus righteous decision that benefits all), you can make it through being a decent, Christ like individual.

The bottom line here is that the Republicans» fascination with an unfettered free market and their lack of faith in the government's ability to provide any benefits to our common life (except to assist business in making money) is no more consistent with Catholic teaching than the Democrats» emphasis on individual freedom in social questions and their faith in human perfectibility through government action.

In John Courtney Murray's delightful sketch, Locke, and with him all Enlightenment political thinkers, believed that society was a product of artifice, not nature: societies exist only because autonomous individuals have agreed to live together for their mutual benefit.

This directly benefits individuals while saving the lives of farmers and animals.

These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.

I give these readers my best advice, of course, but lately I've been yearning to show them the bigger picture: how these problems came to be, who benefits from the status quo (even as our kids lose out), and what we — both as individuals and as a society — could be doing to make a real difference in the lives and health of all American children.

Equally as important is the education of individuals about the benefits of this unique form of organ donation that can be completely life - changing for the many precious recipients of donor milk.

Life is fraught with risk, and it is all about balancing risks and benefits in a way that is right for an individual family.

Allegations of «poverty porn» have been levelled at these programmes that often portray individuals who are feckless, irresponsible, unwilling to «help themselves» out of poverty and are happy to live a life on benefits.

«Lion Heart Residences will make Albany County a better place to live for families, individuals, and people with disabilities who will benefit from integrated housing and supportive services,» said Albany County Executive Dan McCoy.

:: Urgently pay Edo State pensioners over 42 months outstanding pension benefits and entitlements from the over N29bn Paris Club refunds received by your government and meant for the payment of pension arrears and gratuities;:: Adopt a human rights policy of guaranteeing regular payment of pension benefits and entitlements so that pensioners and their families can live decently;:: Recognize the human rights of Edo State pensioners and ensure their full and effective enjoyment of those rights, as well as provide them with information to enable them to claim their rights;:: Treat all pensioners in Edo State as individuals with humanity and dignity and respect and promote their higher standard of living and improve economic and social conditions for all pensioners;:: Provide Edo State pensioners with proper support and assistance to alleviate their plight, including by ensuring informal, community - based and recreation - oriented programs for pensioners to help develop their sense of self - reliance and independence;:: Reduce opportunities for corruption in the spending of the Paris Club refunds

What are hard - working people who travel long distances to get into work and pay their taxes meant to think when they see families — individual families — getting 40, 50, 60 thousand pounds of housing benefit to live in homes that these hard working people could never afford themselves?

«Connecting families and individuals to critical services through a centralized hub where they can sign up for public benefits, health insurance, food assistance, and mental health programs, puts us one step closer to helping bring about some resemblance of normalcy for displaced individuals as they work to rebuild their lives.»

Individuals and their families also benefit from diversion if it gets them access to health services and other sources of support to get their lives back on track.

But there is another conception of fairness — there is the fairness for the individual who goes out to work and the next - door neighbour is living a life on benefits, and it is also unfair for that individual.

For example, we introduced rules so that from January 1 this year we are banning individuals from receiving out - of - work benefits until they have been living in the UK for three months.

But Heathcote wanted to see whether the benefits of social living might come from the strength of individual social relationships rather than simple safety in numbers.

«Physiotherapy and OT using an individual goal - setting approach produced no clinically meaningful short - or medium - term benefits in ADL or QoL [quality of life] in patients with mild to moderate PD.

Dr Jacob Moorad, of the University of Edinburgh's School of Biological Sciences, said: «Why we live beyond 50 has long puzzled scientists — there are no obvious evolutionary benefits to genes that promote living in infertile individuals.

In this kind of situation the legislation of this kind of bill should be included in future parliamentary laws that are intended to benefit the individual, even though their freedom of choice is taken away to some degree for a period of their life.

«A basic assumption is that if individuals can obtain sufficient levels of well - being — economic, social and psychological — from living off public benefits, compared to being employed, they would prefer the former.

In larger groups, these interactions are more common and individuals developing sophisticated social skills during childhood might highly benefit from them later in life.»

In healthy individuals, the gastrointestinal tract contains more than 100 trillion bacteria, called the microbiome, that live symbiotically and provide numerous benefits.

So while unicellularity is clearly a successful way of life for many organisms, for others the collective benefit of multicellularity appears to outweigh the loss of individual fitness for each somatic cell that is denied a chance to pass on its particular genome.

«While the results of this study are preliminary, they hold promise for enhancing and maintaining brain reserve in later life, particularly among sedentary individuals who may benefit most urgently from behavioral interventions like Experience Corps,» said Carlson, who is now leading a larger fMRI trial as part of a large - scale randomized trial of the Baltimore Experience Corps Program.

«When individuals with disabilities are employed, they have a better quality of life, gain financial self - sufficiency, pay taxes and lessen their reliance on public benefits.

For treated bednets, this benefit of even imperfect coverage is so great that unprotected individuals living as far away as 600m from an area with high net coverage can enjoy measurably reduced rates of malaria, anemia and mortality5.