Sentences with phrase «individual loan level»

Not exact matches

The panel is based on credit report data collected by Equifax (one of the three credit bureaus in the United States) and it contains information on all outstanding loans — including mortgages, auto and student loans, and credit card debt — at the individual consumer level.

The individual lenders choose what level of risk to assume according to each borrowers creditworthiness and other factors, even the story behind why the loan is needed can come into play.

Although the federal government's main accountability lever — eligibility for federal grants and loans — is only implemented at the institution level for most of higher education, the GE data show the value of targeting individual programs, rather than entire institutions.

The report presents 145 pages of data and commentary on a broad range of eBook issues, including: spending on eBooks in 2010 and anticipated spending for 2011; use levels of various kinds of eBooks; market penetration by various specific eBook publishers; extent of use of aggregators vs offering by specific publishers; purchasing of individual titles; use of various channels of distribution such as traditional book jobbers and leading retail / internet based booksellers; use of eBooks in course reserves and interlibrary loan; impact of eBooks on print book spending; use of eBooks in integrated search; price increases for eBooks; contract renewal rates for eBooks; use of special eBook platforms for smartphones and tablet computers; spending plans and current use of eBook reader such as Nook, Reader and Kindle; the role played by library consortia in eBooks; Continue reading Primary Research Group releases Library Use of eBooks 2011 Edition →

MI provides loan level protection against first losses on individual low down payment mortgage loans — and in doing so, promotes broad access to sustainable homeownership for credit worthy borrowers while enhancing stability and liquidity in the housing finance system.

As tuition continues to rise and income for entry - level jobs do not, more and more individuals find themselves with student loan debt they can not repay.

Individual lenders will set their standards, so you'll probably find different levels of loan availability between 3 % and 20 % down payment levels.

Educational loan forgiveness and cancellation programs are available at the state and federal levels for graduates who teach in low income or underrepresented schools; for those who teach math, science, and special education; for those who teach in agricultural and life sciences and nursing; and for those who plan to teach in other teacher shortage areas as defined by individual states.

This is why, despite the benefits that a bachelor's or advanced degree might offer in the workplace at a national - level, many individuals in the U.S. are currently unable to meet their student loan debt obligations.

According to Bloomberg, the U.S. Securities and Exchange Commission is taking a look at P2P lending at the Wall Street level, where individual loans are repackaged and sold as bonds.

Loan balances are another factor that can lead to differences in rates, not only at the state level, but also in individual local markets.

As stated previously, these regulations will help ensure program graduates have sustainable debt levels both in the early part of their careers and in later years so loan payments are kept manageable and do Start Printed Page 64923not interfere with individuals» ability to repay other debts or result in general over-indebtedness.

It can be done online at the FAFSA website, and the form is used to determine your individual level of financial need — including your eligibility for a Perkins loan.

The latter two prompts would provide individual - level measures of loan indebtedness.

For example, an individual with rather poor credit report may only be given loan only if his / her bank account does not go lower than a particular level.

• Advise staff of any changes in policy and procedures, allocate resources, plan work schedule and assign work • Train current and new staff members, conduct performance reviews and make recommendations regarding corrective actions and dismissals • Proactively assist departmental manager with scheduling for entire department for various training courses to ensure service level is met • Create and distribute various reports to staff and peers Collector III (September 2007 to present) • Assisted non prime borrowers in bringing their loan current using one of the variety of programs offered customized for individual financial needs • Assisted team manager with maintaining and distributing month end numbers to peers needed for individuals to achieve individual as well as team monthly goal • Proactively created and facilitated various training classes to assist peers with negotiation skills, creating a sense of urgency as well as curing past due mortgage loans • Peer coached Prime and HAD agents on negotiation skills, overcoming objections and handle time Financial Service Advisor / Relief Team Manager (March 2006 to September 2007) • Proactively contacted Card members that were deemed likely to attrite, educated them on their current terms and offered competitive balance transfer rates based on their individual credit history • Assisted with new hire training and development • Created reports assisting peers with agent availability which increased team results by 20 % • Provided feedback to marginally performing associates to improve both individual and department performance in percentage of contacts to attempts, phone availability and sales rate

Contemporary business commentary and research by the Australian Bureau of Statistics identifies that income levels and wealth are major determining factors affecting an individual's ability to service a loan for the purchase of real estate.

He noted that guarantee fees, loan - level price adjustments and other costs shouldered by conventional mortgage borrowers are locking out individuals who have strong credit.

Mortgage interest rates are at record levels, but the commercial and small business loans typically available to individual and smaller real estate investors is considerably more expensive.