Sentences with phrase «individual plan when»

By law, true group long term care insurance plans can be converted, at the same prevailing group cost, to an identical individual plan when the employee leaves the group.

(Silverman bought an individual plan when he was self - employed, and he decided to keep it after he built up his law firm.)

You drop your individual plan when you get job - based health insurance coverage beginning August 1.

Not exact matches

«Better to plan meetings and phone calls for the afternoon, and individual work for the morning, when you're more focused.»

Fifty - nine percent of respondents supported Hillary Clinton's plan, which includes the individual mandate, when informed that the plan also includes government assistance for those who need it, requirements on employers to play or pay, and increased government programs.

It's the ambitious plan of every business minded individual: I'm going to use my plane ride to get work done, so that when I land I'm ahead of the game.

When Fortune asked if the company applies or plans to apply its stance toward Indiana to other regions that discriminate against or persecute LGBT individuals — such as some countries in the Middle East and Russia — a Salesforce spokeswoman said the company wasn't — at that time — commenting beyond Benioff's tweets.

This past summer, when Congress considered ditching the individual mandate as part of a «skinny repeal» — an effort that ultimately failed — the CEO of America's Health Insurance Plans cautioned Senate Majority Leader Mitch McConnell and Minority Leader Chuck Schumer that, should the mandate go, «premiums will rise rapidly, few or no affordable coverage options will be available and more people will be uninsured.»

Unlike IRAs and employer sponsored plans, there are few to no eligibility requirements to open a taxable account (besides being at least 18 years old), no limits to how much an individual contribute to a taxable account and no restrictions on when an individual can withdraw money.

It was made possible when Congress wanted to give American workers another option for growing retirement assets and so allowed for a 401 (k) plan to invest in Qualified Employer Securities — which then allows the individual to fund a business.

He declined to give a date for when the GOP would unveil their replacement plan, but he said it would cover individuals with preexisting conditions and allow children to stay on their parents» health insurance until age 26 — provisions Trump has praised.

When an individual receives his or her feedback report, he or she is typically provided some type of coaching to analyze the report, identify strengths and areas for improvement, and develop an action plans.

The 401 (k) plan on balance weakened Federal incentives for profit sharing and encouraged employees to buy stock in their companies with their wages, which gave them greater individual risk exposure than when they received grants of stock.17

So, if the trigger for the fiduciary duty is when you «advise» investing funds in an IRA or ERISA plan, the fiduciary cheerleaders belatedly realized their coveted term «advisor» is now reasonably applied to any licensed individual who makes the recommendation and triggers their fiduciary duty.

The demotivating forces that affected individuals when selecting a 401k plan will not only present themselves in the choice to crowdfund, they will be stronger and more pervasive.

In particular, the popular «Current Population Survey» (CPS) appears to be seriously flawed when it comes to capturing retirement income, especially income from individual retirement accounts (IRAs) and defined contribution (DC) plans like 401 (k) s.

When the appropriate strategy involves taking money out of the business to save for retirement, business owners can choose between RRSPs and more advanced strategies specific for corporations, such as Individual Pension Plans.

Even individuals, when they do such planning as budgeting for their financial needs, work in order to place meals on their tables, decide where to send children to school or do shopping in order to get the value for their money et cetera, they are involved in politics.

This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits

players like Ozil always present the fans with a bit of a conundrum, especially when times are tough... if you look around the sporting world every once in awhile there emerges a player with incredible skill, like Ozil, Matt Sundin or even Jay Cutler, who have a different way about themselves... their movement seemed almost too lackadaisical, so much so that it seemed to suggest indifference or even disinterest on the part of the player... their posture always appears somewhat mopey and they generally have an unflattering «sour puss» expression on their face... for some their above average skills are enough to keep them squarely in the mix, as their respective teams try desperately to find a way to get the best out of them visa vie player acquisitions or the reworking of tactics... when things go according to planned the fans usually find a way to accept their unique disposition, whereas when things go awry they become easy targets for fans and pundits alike... in the case of Ozil and Sundin, their successes on the international stage and / or with their former teams led many to conclude that if we surrounded such talented individuals with players that have those skills that would most likely bring the best of these players success would surely follow... unfortunately both the Maple Leafs and our club chose to adopt half - measures, as each were being run by corporations who valued profitability over providing the best possible product on the field... for them, they cared more about shirt sales and season tickets than doing whatever was necessary... this isn't, by any stretch, an attempt to absolve Ozil of any responsibility for his failures on the pitch... there is no doubt oftentimes his efforts were underwhelming, to say the least, but this club has been inept when it comes to providing this prolific passer with the kind of players necessary for him to flourish... with our poor man's version of Benzema up front, the headless chickens in Walcott, the younger Ox and Welbeck occupying wide positions far too often and the fact that Carzola, who provided Ozil with great service and more freedom to roam, was never truly replaced, the only real skilled outlet on the pitch was Sanchez... remember to be considered a world - class set - up man goals need to be scored and for much of his time here he has been surrounded by some incredibly inept finishers... in the end, I'm not sure how long he will be in North London, recent sentiments and his present contract situation seem to suggest that he will depart at season's end, but how tragic would it be if once again we didn't put our best foot forward and failed to make those moves that could have brought championship football back to our once beloved club... so when you think about this uniquely skilled player don't be so quick to shift all the blame on his shoulders because he will not be the first or the last highly skilled player to find disappointment at the Emirates if we don't rid the club of those individuals that are truly to blame for our current woes

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

With McTominay behind him, Redmond didn't appear to have much of an actual role in the side and would likely have been one of the player's manager Warren Joyce was referring to when he said after the match that they looked like a group of individuals thrown together with no plan on and off the ball.

Basically, what she discovers is that, even when controlling for various demographic, individual and relationship issues, the «lack of joint planning with the relationship partner was associated with a 19 % increase in the odds of divorce.»

If you can't, don't make yourself crazy, it's not always possible, but keep track of who eats / sleeps when and figure out their individual routines, so you can plan for naps for you / plan shifts with your partner.

If you are planning to use the carriers when bothparents are present, such as on a family vacation, it may be best to have two individual carriers.

No one can control how and when an individual will respond to medications; whether or not travel plans will need to be changed at the last minute; or whether, despite seemingly ideal conditions, a pregnancy will be achieved on a given transfer.

When it comes to getting a breast pump, all insurance companies (and individual plans) will have different requirements, reimbursement amounts, and rules.

Some were listed as «suggesting planned birth at an obstetric unit» and some as «indicating individual assessment when planning place of birth».

It will also help the DOE implement a new protocol that requires schools to develop individual student action plans to address instances when a bullied student has several substantiated claims.

Under the Secure Communities plan, when a local law enforcement agency makes an arrest and submits fingerprints to the State Department of Criminal Justice Services (DCJS) to conduct a State criminal history check and to the FBI for a nationwide check, an expanded integrated records check is conducted at the Federal level that includes both criminal history and immigration status of the arrested individual.

Overall the recommendation of this good a positive start for discussions with the Cuomo / duffy team only I would like to have like seen it include the Latinos from the City of Buffalo organizations and individuals here for so long this community has been forgotten when Latinos gather to plan agenda such as these recommendations created.

«We are going to win, and you know what, the people of this neighborhood and the people of forgotten neighborhoods all across New York State are going to win when we get into office, because we've got a plan to empower individuals, to empower and expect much from our fathers and to empower our communities.»

His plan, he said, would be similar to a health - savings account plan, when an individual allocates money exempt from tax ahead of the time.

«We are going to win, and you know what, the people of this neighborhood and the people of forgotten neighborhoods all across New York State are going to win when we get into office, because we've got a plan to empower individuals, to empower and expect much from our fathers and to empower our communities,» Mr. Astorino said.

In a June 26 letter to the Town Board, the Ethics Board reported the finding of an investigation that it undertook in February when an individual — who remains anonymous, and who also received a copy of the recent letter — questioned the propriety of an appearance by McKenna and Magarelli at an August 30, 2012, meeting of the Planning Board.

She stated that these individuals had not protested when the operations of illegal miners were destroying water bodies, suggesting that their response to the government's plans was hypocritical.

Albany community advocate Marlon Anderson, a casino proponent, plans to speak up: «When individuals like myself make public comment, I think that is going to be a very deciding factor in where the casinos go.»

The researchers plan to follow the sample as they enter adulthood to determine whether the same results hold when the individuals are older.

«Businesses and individuals need to know what the tax is going to be in the beginning of the year so that they can plan and take advantage of incentives rather than waiting until the last 2 weeks of the year when the Congress may or may not act.»

«When I told my veterinary colleagues — not biologists, but people who treat individual animals — what I was planning, they said, «That's never going to work.»»

«When working with Dr. Taz, I've found that she takes her time to understand the issues a person is dealing with and applies a whole body and mind approach to develop a treatment plan tailored to each individual.

The Daniel Plan and other health experiments based on social connections and interdependency demonstrate that we are still a tribe, stronger together when sharing a common purpose than as individuals.

When I asked,» why he thought so many housewife & individuals following him on TV (34 years)... he reply, I made it simple for everyone to follow a plan and showed them how to do the work the exercises into their daily lives.»

Herbs can play a significant role in a treatment plan for, as they can be considered when nutrients such as magnesium, vitamin B and other trace minerals have failed to bring about complete recovery, or in other special situations, such as where an individual may have adverse reactions to the supplements.Let us briefly consider a few of the more well - known herbs, such as: Holy basil which has been found to reduce blood sugar levels in diabetics.Certain compounds in garlic can bring reduction in total cholesterol and blood pressure.Curcumin, in combination with other antioxidants in the turmeric, have anti-amyloid and anti-inflammatory properties, which are thought to be effective in delaying the onset of Alzheimer's disease.What is Fermentation?What is fermentation is a common question.

«However, some individuals with diabetes may now feel as though foods such as ice cream are harder to include in their meal plan when the new serving sizes show a higher calorie, carbohydrate, and fat content simply because the portion size has been increased.»

The intent was to use the movie as a backdoor pilot for a weekly anthology series of sorts, following the lives of individuals passing through as guests of the motel, but when ratings for the movie proved disappointing, the plan for the series was abandoned.

When planning the lighting throughout a school or educational facility it is crucial to balance the wellbeing of students and staff with the individual requirements of each room.

She says providers who already have good on - programme delivery are among the least nervous about the changes ahead when it comes in to teaching, learning and assessment - good initial assessment, good advice and guidance, an emphasis on an individual learning plan that encompasses both training and assessment (the mainstays of high quality work - based education, remain to the fore of the reforms.

When an individual retires under a DB plan, she is entitled to a stream of payments that has a lump - sum value that we calculate using standard actuarial methods (which take into account expected mortality patterns and adjust the sum of payments to reflect the fact that they are received over many years rather than at a single point in time).

At a fundamental level, we are differentiating when we act on accurate data to adapt instructional plans for a large group or to personalize for individuals and small groups.