Sentences with phrase «individual policy»

The company says nicotine tests will no longer be required for individual policies for eligible applicants aged 18 to 40, on policies that pay up to $ 1 million in benefits.

Rather than taking a holistic approach to the economic health of the nation, the debate tends to focus on individual policies in isolation.

The industry has no useful tools to analyze the risk of individual policy holders because of the limits they face in monitoring us individually.

However, you should compare the coverage offered by your association with individual policies offered by reputable disability insurance carriers.

Although it may look like each policy holder is independent from the other, the actual rate is typically lesser than the rates of individual policy holders.

A blanket insurance policy may be exactly what you need if you're looking for broad coverage not found in individual policies.

Getting a husband and wife / partner policy (or one for the family) usually works out cheaper than buying individual policies for each person in the home.

In this case, you anyway have purchase individual policies for such individuals in your extended family.

Typically, it's the simplest and most common for couples to own individual policies on their own life.

So you would need to apply for a new individual policy if your new employer does not offer a group disability coverage.

Insurance coverage varies by state and by individual policy, so it's important to check the fine print on your boat insurance.

• You can funnel the money you would have been paying into individual policies into a vacation fund.

The cost is lower than for individual policies because administrative expenses per life are decreased, there are certain tax advantages, and measures taken against adverse selection are effective.

Some people make the mistake of thinking they can find deals on individual policies from different providers for each car they own.

Get individual policy rates and bundled rates from multiple insurers and go with the best coverage for the best price.

This can be through individual policies or lower cost «second to die» coverage (meaning heirs receive the death benefit after both spouses on a policy die).

No matter where you live or what you drive, insurance providers come up with individual policy rates by considering risk factors.

Asking people their opinion on individual policies doesn't provide a genuine picture of their views.

However, you should compare the coverage offered by your association with individual policies offered by reputable disability insurance companies.

They also have a variety of individual policies which are popular among seniors.

On average, individual policies cost anywhere from $ 150 to $ 200 per month and family policies can cost $ 350 to $ 425 per month.

A particularly active year for claims might cause a statewide increase, but it hits individual policies at a very low level.

However most analysts consider the insurance market to be in recession during the 2015 to 2016 fiscal, which has adversely affected new individual policy premium collections.

I recommend you buy separate individual policies rather than a joint life policy.

If your business employs several vehicles, you may want to consider fleet insurance, which is less expensive than finding individual policies for each car, van or truck.

Most individual policies limit coverage for business property losses or damages to $ 2,500 in the home and $ 250 away from home.

However, if your group insurance policy has a waiting period and you have served a certain time period for it, it will be carried to your new individual policy.

I recommend buying individual policies rather than joint life insurance.

Getting a family travel insurance policy is cheaper than purchasing several individual policies for all family members.

If you own more than one house, you need individual policies to cover each of your properties.

We also verified that each company sells individual policies.

Life insurance premiums are deductible as a business - related expense, and the death benefit is generally tax - free for individual policy owners.

Includes individual policies, group term coverage available through work, and any other life insurance on your life payable to your family or for the benefit of your family.

If the spouse is relatively younger or children small then individual policies are cheaper for the same amount of cover.

It will most likely be more cost effective to pursue individual policies and add riders if necessary.

While there may be variety of products to choose from, you can't pull individual policies from other companies that might be more suitable for you.

The way the policy is paid for can also differ from a traditional individual policy.

In this scenario, it would be better to take individual policies for the family members.

The federal government can make broad regulatory changes but can't make individual policy for handling patients.

Another major benefit of first - to - die term life insurance is that you will be able to access the benefits of the policy sooner than if you both had smaller individual policies.

It's also like individual policies in that once the death benefit is paid out, there's nothing else to do with it.

The states have more power over individual policy but are restricted by the broad regulations.

Other employees may decide they want additional coverage, greater choices, and policies that can move from job to job, so they decide to buy individual policies instead of group coverage.

Rather than making you select individual policies for fire, theft, loss of use, and the like, they're all part of the policy.

There's little obligation to workplace life insurance, so it can be a nice - to - have benefit until you get a more robust individual policy.

Such plans provide coverage for every member in a missionary group or every member of a missionary's family, and they are cheaper than the combined price of a few individual policies.

This provision applies only to fully insured individual policies and small group plans.

An independent agent can help you compare individual policies with blanket coverage before choosing the option that makes the most sense for you.