Sentences with phrase «individual policy applicant»

A longer term or higher death benefit (as well as the age and health rating of the individual policy applicant) determines the cost of this insurance.

A longer term or higher death benefit (as well as the age and health rating of the individual policy applicant) determines the cost of this insurance.

Not exact matches

Individual and family plan rates are based upon the policy options, age, and general health of the applicants.

It is our policy not to discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, citizenship, disability (unrelated in nature and extent to an individual's ability to perform the job), Vietnam Era or disabled veteran status or any other status protected by law.

The court was concerned that the UK policy set the threshold so high against the applicants from the outset «that it did not allow a balancing of the competing individual and public interests and a proportionality test by the secretary of state or by the domestic courts» because the applicants had to demonstrate as a condition precedent to the application of the policy, that the deprivation of artificial insemination facilities might prevent conception altogether.

The court considered that even if the applicants» Art 8 complaint was before the secretary of state and the Court of Appeal, the policy set the threshold so high against them from the outset that it did not allow a balancing of the competing individual and public interests and a proportionality test by the secretary of state or by the domestic courts in their case, as required by the Convention.

If the group of proposed insureds is acceptable, the insurance company dispenses with individual underwriting (for example, a whole life policy may offer a guaranteed amount of $ 10,000 for eligible applicants under age 35.)

Defendant agrees that, in any instance in which an insured or applicant for insurance provides Defendant with a report from a doctor (whose background and experience qualifies him / her, within the meaning of applicable law, to render such an opinion) indicating that the insured or applicant is able (either without qualification or limitation, or with qualifications or limitations consistent with restrictions on the individual's driver's license) to operate a motor vehicle safely, the fact that the insured or applicant for insurance has a mental or physical condition shall not, in any way, affect Defendant's decision to issue an insurance policy or the premium charged.

The mortality tables provide a baseline for the cost of insurance, but the health and family history of the individual applicant is also taken into account (except in the case of Group policies).

Majority of applicants seeking life insurance coverage will be required to undergo a physical exam to determine how much of risk they are to insure, though there are companies out there that offer a no medical exam life insurance policy for those individuals with health issues.

The heart of PPACA consists of three provisions: guaranteed issue (insurers must offer coverage regardless of the applicant's health status or pre-existing conditions), community rating (insurers must offer policies within a given territory at the same price regardless of health status, age, gender, or other factors), and an individual mandate.

Good Health Discounts: With this form of LTCi policy, each the current health of each individual applicant is evaluated by the insurance company.

This particular policy is available to applicants who are between the ages of 18 and 60, with coverage amounts up to $ 500,000 (or $ 250,000 depending on the individual's age at the time of application).

A score based on credit reports that insurers use to help them determine the risk for selling a policy to an individual home insurance applicant.

Traditional whole life insurance policies will also require that applicants take a medical exam and will also require that an individual answer a host of medical and lifestyle questions prior to being approved for coverage.

For individuals who need their insurance issued quickly, are terrified of needles, or for applicants who are concerned about their weight or their vitals, choosing a no medical policy may be ideal.

These individuals, they will either need to simply go without any life insurance or will need to purse an «alternative» life insurance product like a guaranteed issue life insurance policy which will not require an applicant to take a medical exam or answer any health - related questions in order to qualify.

On the contrary, individual health insurance requires all applicants to undergo medical examination before their policy can be approved.

You see, for individuals who have been diagnosed with hereditary nephritis, traditional life insurance policies simply aren't an option which is why we need to pursue alternative options which consider an applicant's actual health in the «underwriting» process.

CA providers are searching for the individuals that are not going to submit claims on their policies and they will use a number of criteria to try and filter through applicants.

These individuals however may still be eligible for what are called guaranteed issue life insurance policies, which are life insurance policies that will not require an applicant to take a medical exam or answer any health - related questions.

These types of policies allow individuals the opportunity to obtain the coverage that they need, as well as allowing the insurance company to «ease into» the potential risk that they are taking on with certain applicants.

No two individuals can get the same quote when it comes to insurance premiums, since every policy is made specifically for the applicant's unique requirements.

Individual and family plan rates are based upon the policy options, age, and general health of the applicants.

Rather than insuring one person, a second to die policy does not a pay a death claim until both individuals pass away, which spreads the insurance company's risk between both applicants.

To find the most suitable candidate among all applicants, the human resource department is comprised of a team with the company's commitment and policy in mind to hire individuals with matching skills and capabilities.

This Policy also covers personal information provided by HireRight's clients, and their job applicants and employees (as well as other individuals who have given their written authorization for HireRight's clients to conduct a background investigation on them), using HireRight's online background screening solution that is accessible only through an access - restricted portion of HireRight's web site.

An individual in this role has many responsibilities and has duties like assessing the background and gathering information about the applicant, studying the proposals and calculating involved risks, collaborating with professionals and specialists to judge risk assessment for determining the amount to be paid out and negotiating policies by adding necessary terms and conditions as required.

This Policy also covers personal information provided by SmartStart's clients, and their job applicants and employees (as well as other individuals who have given their written authorization for SmartStart's clients to conduct a background investigation on them), using SmartStart's online background screening solution that is accessible only through an access - restricted portion of SmartStart's web site.

• Interview clients / applicants in a bid to complete all intake procedures set forth by the facility • Determine applicant eligibility based on obtained information and run it through the system for verification • Schedule individual screening and eligibility appointments to decipher their suitability for each program • Review referrals for services and provide information to applicants and their families about eligibility requirements • Evaluate request and findings to ensure that they are in accordance with policies and procedures • Initiate procedures to grant, deny, modify or terminate eligibilities based on set principles • Write individualized plans of care and contact service providers for assistance and information • Ascertain that all eligibility and intake information is properly handled, paying special attention to confidentiality.

-- Supports marketing initiatives by issuing timely policies that minimize risk — Assess mortality of individual life applicants using medical and non-medical records as well as financial information — Serves as an advocate for company growth and profit by extolling strategic business plans and developing partnerships with local market sales personnel

This Policy also covers personal information provided by RISQ Group's clients, and their job applicants and employees (as well as other individuals who have given their written authorization for RISQ Group's clients to conduct a background investigation on them), using RISQ Group's online background screening solution.

Promoted from Teller position to Member Service Representative April 2003 Established credit union memberships Opened savings, checking, individual retirement, and certificate of deposit accounts and explained options of each to member Prepared all paperwork and assisted members in signing of documentation Cross sold and created Visa check cards in branch Responded to members» questions and concerns via phone queue and online communucation center Opened safety deposit box accounts Performed daily maintenance of the loan applicant database Entered and submitted applications to the loan officers for review and status decision Educated members on the variety of loan products and payment protection options Maintained up - to - date knowledge of credit union products and policies Exceeded cross sell percentage goals with consultative, value - focused customer serviceapproach Exceeded marketing goals by cross selling various credit union products and services Provided back - up for other member service representatives and tellers when needed Maintained dormant account log Executed check orders Back - up for Managers with vault combinations Prepared and executed settlement documents for the following loan products: Home equities (fixed rate and HELOC's), ordered appraisals and flood certificates Auto loans Unsecured lines of credits VISA credit card lines.