Sentences with phrase «individual policy benefits»

Be sure you know how purchasing early can qualify you for individual policy benefits.

Not exact matches

«This is an unusual situation, because the benefits vary across individual shareholders, as opposed to most corporate actions, where there is uniformity in what the best policy is.

As the name implies, term life insurance will provide a death benefit if an individual dies within the policy's term, up to 20 years typically.

After all, the blueprint contains a host of policies long sought by conservatives, including nixing Obamacare's Medicaid expansion, an expansion of health savings accounts that individuals can contribute to, rolling back the health law's various mandates and taxes, and dismantling the essential health benefits package that insurers had to provide under Obamacare.

They contend that its open policies prove the benefits of experimenting with data and using information to establish a «direct relationship between an individual's decisions and their impact on the business» — something the grocery chain accomplishes by giving each employee high - level access to the company's financial data, and therefore a greater stake in the business.

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

We believe that it will truly benefit the individual to continue learning about the ever - changing landscape of business cycles, trends, technology, domestic / foreign industries, and government policies.

Enacted in 2003 as part of legislation providing drug benefits under Medicare, the tax preference is only available if the individual purchases a high - deductible health insurance policy.

ACA provides professional development, industry voice, public policy advocacy and an array of benefits and resources to its membership of nearly 200 angel groups and more than 8,000 individual accredited investors.

There is a widening gap between individuals who have benefited from the policies of governments and those who have seen little relief, and that gap is particularly wide in autocratic countries where people have inadequate ability to change those policies or to voice their political opposition.

ACA provides professional development, public policy advocacy and significant benefits and resources to its membership more than 13,000 individual accredited investors throughout North America.

Before these accelerated benefits were an option, desperate insured individuals began selling their policies to the highest bidder.

This made it possible for insured individuals to use a portion of their policy's death benefit when it was needed most without selling it off at a discount.

Had the individual purchased permanent life insurance, he or she could have access to a potentially significant source of supplemental retirement income in the future (depending on the policy type), while preserving the death benefit in perpetuity (note, however, that the death benefit and cash value of a policy is reduced in the event of a loan or partial surrender, and the chance of lapsing the policy increases).

Many individuals have an accelerated death benefit rider included in their policy and don't even know about it.

Banner Life's term policy includes an accelerated death benefit rider and allows an individual to cash out up to 75 percent of the death benefit if you are diagnosed with a life expectancy of twelve months or less.

Furthermore, it can be argued that confronting particular belief or non-belief claims with the potential of shaping individual behaviors (and at the larger scale, government policy, regulations, and laws) can, in fact, provide benefits.

We need to say that it is possible for an individual to have faithful reasons for hanging on to substantial wealth: if, for instance, that person uses ownership in a business to pursue policies with important benefits to society, or is able to provide jobs for people that no one else would hire, or is able because of keeping their wealth to accomplish some unique and valuable good that at least equals the good that could be realized if this wealth were wisely given away.

This theory of the coincidence of individual self - interest and public benefit has been of immense importance in shaping the contemporary mind and public policy.

Issues arising under the Rainforest Alliance's equal employment opportunity policy, including the policy against harassment, employee benefit policies and issues generally handled by individuals responsible for the Rainforest Alliance's personnel practices and procedures are not covered by this policy.

Brooke ensures that the policies and practices of Maryland state and local agencies and school districts are designed to allow low - income families and individuals maximum access to nutrition programs; and that the state, counties, school districts, and community - based providers take advantage of options in federal law to maximize access and benefits.

Although the AAP as an organization is cognizant of the many benefits of human milk, many individual pediatricians do not actively encourage the official policy of?

:: Urgently pay Edo State pensioners over 42 months outstanding pension benefits and entitlements from the over N29bn Paris Club refunds received by your government and meant for the payment of pension arrears and gratuities;:: Adopt a human rights policy of guaranteeing regular payment of pension benefits and entitlements so that pensioners and their families can live decently;:: Recognize the human rights of Edo State pensioners and ensure their full and effective enjoyment of those rights, as well as provide them with information to enable them to claim their rights;:: Treat all pensioners in Edo State as individuals with humanity and dignity and respect and promote their higher standard of living and improve economic and social conditions for all pensioners;:: Provide Edo State pensioners with proper support and assistance to alleviate their plight, including by ensuring informal, community - based and recreation - oriented programs for pensioners to help develop their sense of self - reliance and independence;:: Reduce opportunities for corruption in the spending of the Paris Club refunds

«It is our intent to have one set of benefit plans for all these individuals,» says Jean Fort, assistant vice chancellor for research at UC San Diego and chair of the systemwide consortium that spent 6 years revamping the policies regarding postdocs.

To overcome this disparity in how employees chose to work, researchers recommend that employers give individuals control over their working patterns and actively involve them in any decisions or policies about technology use so employees can reap the benefits of modern technologies without being enslaved by them.

In other words, support is higher among individuals who may be more likely to directly benefit from affordable birth control,» says Moniz, who is also a member of U-M's Institute for Healthcare Policy and Innovation.

The legal and policy paradigm in genomics - which places a high value on privacy - can conflict with the public health framework, in which individual rights can be overridden for the benefit of others [95].

Since the benefits of large - scale investments in human talent accrue powerfully to society as a whole, and are not necessarily visible to individual parents, students, local or state officials, it is important for the national government to keep policy focused on this level of aggregation.

Space limits an extended discussion here, but we note two conclusions from a 2012 article by Economic Policy Institute researcher Monique Morrissey, who explains that «the logical implication of Richwine and Biggs's [pension] position is that public employers and taxpayers would be indifferent between current pension funding practices and investing in Treasury securities, even though this would triple the cost of pension benefits» and that R & B «selectively alternate between the cost of benefits to employers and the value to workers, and inappropriately equate the latter with the often much higher cost to individuals of obtaining equivalent benefits.»

Johnson outlined in the Guardian the view that tuition fees allow the Government to reconcile its three policy objectives for undergraduate higher education: to reduce inequality, to fund institutions on a level which facilitates global competitiveness, and also to share the cost «between the individual student benefitting from a graduate earnings premium and taxpayers in general, most of whom will not have attended university.»

While important work still needs to be done to examine the effectiveness of this particular technique for reducing policy misconceptions, we believe the policymakers could benefit from this research to assure that individuals» acceptance or resistance to a policy is based on accurate conceptions and not «fake news.»

The weekly cohort meeting, regular conference calls on policy issues selected by fellows, and individual coaching calls exponentially increased the benefits of the program.

This enables employees to make more informed decisions, retain and improve their knowledge and skills, and practically apply knowledge, processes, policies and company - specific information for the benefit of the organisation and the individual.

Policies like Social Security's delayed retirement credit reward individuals who retire later with an increased percentage of benefits and encourage workers to work for more years.

According to Cultivating Demand for the Arts: Arts Learning, Arts Engagement and State Arts Policy, individuals who experience and learn about the arts at a young age are likelier to reap the benefits of the arts over their lifetimes.

The only individuals directly benefiting from targeted voucher policies are low - income parents and their children, who have the fewest resources to devote to political activity, and therefore have little political influence.

individuals with disabilities continually encounter various forms of discrimination, including outright intentional exclusion, the discriminatory effects of architectural, transportation, and communication barriers, overprotective rules and policies, failure to make modifications to existing facilities and practices, exclusionary qualification standards and criteria, segregation, and relegation to lesser services, programs, activities, benefits, jobs, or other opportunities;

Liability is a policy in financial accounting that defines the share that a particular organization will pay from the profits / benefits in future to the other organization or individual because of past transactions and events.

StarPak also touts the benefit of consolidating all your payments into one billing program as opposed to managing several individual policies.

Consider group insurance coverage options as well as professional associations and alumni benefits as they may offer lower premiums than an individual policy, albeit at some risk if you change jobs or if the rules or definitions of an alumni or professional association's coverage change.

Group AD&D plan benefits are structured in the same manner as those for individual policies, but coverage will typically be referred to by a few different names:

A longer term or higher death benefit (as well as the age and health rating of the individual policy applicant) determines the cost of this insurance.

This can be accomplished by making the revocable living trust the beneficiary of the second to die policy FBO (for the benefit of) the specified individual beneficiaries.

With a number of ways to use the money that builds up in the cash value account, such as taking out a life insurance loan or paying insurance premiums, the flexibility these policies offer make them attractive to individuals looking to build up savings while at the same time securing insurance coverage providing leverage in the form of a death benefit payout.

This beneficiary is the individual who will receive the policy's benefits (money payout) upon your death.

Life insurance premiums are deductible as a business - related expense, and the death benefit is generally tax - free for individual policy owners.

individual who receives the benefit from an estate, trust, retirement account, life insurance policy, or account with a transfer on death (TOD) designation

While having the lowest out - of - pocket outlay of any type of individual life insurance policy, in order to reap a benefit from the policy, the insured must die while the policy is in force.

This permanent life insurance policy is for investment - minded individuals looking for potential cash value gains along with death benefit coverage.

Before these accelerated benefits were an option, desperate insured individuals began selling their policies to the highest bidder.