Sentences with phrase «individual policy holder»

The industry has no useful tools to analyze the risk of individual policy holders because of the limits they face in monitoring us individually.

By some estimates car insurance fraud costs individual policy holders several hundred dollars a year.

Although it may look like each policy holder is independent from the other, the actual rate is typically lesser than the rates of individual policy holders.

A report on essential health benefits from December 2011 notes that 9 % of individual policy holders didn't have basic prescription drug coverage, 34 % didn't have substance abuse coverage, and a whopping 62 % didn't have maternity coverage.

Stewart Sokol & Larkin's general liability defense spans the distance from individual policy holders to large corporations, and we are committed to helping our clients through liability scenarios ranging from personal injury / wrongful death, premises liability, product liability, uninsured / underinsured motorist liability, insurance coverage litigation, civil rights claims, construction defect to patent / trademark infringement.

Alongside the other companies, Farmers Insurance caters to more than 10 million homes across the country with as much as 20 million active individual policy holders.

As of December 6, 2007, the state of Washington Insurance Fair Conduct Act has given individual policy holders a clear path to legal remedies when an insurance company fails to make good on a reasonable claim or violates particular regulations.

Each rental insurance policy contains the same basic foundation of protection, though the specific levels of coverage vary according to the needs and budgets of individual policy holders.

Insurance providers do their best to gauge each individual policy holder's potential risk; and since risk to a vehicle tends to be significantly lower in rural areas and places where population density is low, it's easier to understand how even large, national insurance providers are able to offer such bargains here.

Instead, at least 1 million individual policy holders have received letters from their insurers in recent months informing them that their plans are being discontinued at the end of the year or changed to cost more.

While obviously the specific costs vary based on the profile of the individual policy holder, the average policy costs for ANICO are generally lower than other major companies such as American General and Protective.

What portion of the earned income is covered by this insurance much depends on the individual policy holder.

In conclusion, the most important thing to keep in mind is individual needs and build out a care package that is best suited to the individual policy holder.

But in the end, the decision to take on coverage beyond what is mandated by the state of CO is strictly up to the individual policy holder.

Insurance providers do their best to gauge each individual policy holder's potential risk; and since risk to a vehicle tends to be significantly lower in rural areas and places where population density is low, it's easier to understand how even large, national insurance providers are able to offer such bargains here.

No claim Bonus - If the individual policy holder does not make a claim on their policy through the entire tenure, the policy holder receives a No Claim Bonus.

What's leftover, if any, would be profit for the company, shareholders or if a mutual carrier the individual policy holders.

Each plan is uniquely situated in such a way as to offer the most protection for the needs of the individual policy holder for the lowest possible premium.

Each renter has a unique set of coverage needs, and each individual policy holder brings his or her own specific claim history into a new policy.

Each Cape Coral renters insurance plan is designed to meet the demands of the individual policy holder.

Each plan is tailored to the budget and the needs of the individual policy holder, and this type of insurance is much more affordable than most of us realize.

Any additional protection will be bought at the discretion of the individual policy holder.

Each individual policy holder has to evaluate the extra benefits of any particular addition in the context of its added expense.

Couples and domestic partners who share one car policy are eligible for special discount rates that individual policy holders can not enjoy.

Here comes the responsibility of the individual policy holders to seek for the details that can avail as part of their policy.

Beyond liability insurance, every individual policy holder in Louisiana has the option of adding other elective options to enhance the strength and scope of their policies.

Since every policy is customized according to the needs of the individual policy holder, it doesn't matter how much you own or how much protection you need.

This benefit is available for individual policy holders