Sentences with phrase «individuals by most insurance companies»
And it generally isn't offered to individuals by most insurance companies.
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The claim is most likely going to be responded to and paid by an insurance company rather than an individual.
Most Americans with health insurance get it from their employer and more than 26.5 million Americans are covered by individual plans that have been bought directly from an insurance company.
This type of behavior where a disproportionate amount of high risk individuals seek insurance because they need it the most is known as adverse selection, and is combated by insurance companies as much as possible.
The insurance industry safeguards the assets of its policyholders by transferring what is know as «Risk» (exposure to the hazard or chance of loss), from an individual or business to an insurance company for homeowners insurance, renter's insurance, auto insurance, boat insurance, motorcycle insurance, life insurance, health insurance and business insurance for the most part.
Every person's experience is unique, and most life insurance companies appreciate that; by asking you these questions they can assess your individual situation and make a decision based on your specifics.
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