Sentences with phrase «individuals nearing retirement»

He has been helping retirees and individuals nearing retirement establish plans designed to achieve their retirement goals since 1981.

Not exact matches

Individuals should take into account these risks when considering various strategies for investing, especially near retirement.

We should protect the benefits that individuals have already accrued, especially those of present retirees and those nearing retirement, but we shouldn't tie the hands of state and local governments decades into the future.

We can't promise to interview everyone, but we are interested in hearing how state and local retirement systems impact the lives of individual teachers, whether you are early in your career, in the middle of it, nearing the end of a long career, or have transitioned out of teaching.

Instead, pensions create a structure that highly incentivizes workers to leave once they pass the normal retirement age, and those nearing normal retirement to continue working («pulling» or locking teachers into the classroom despite individual choice or burnout).

Using the Social Security Administration's MINT (Modeling Income in the Near Term) model, this paper calculates the marginal returns to work near retirement, as measured by the increase in benefits associated with an additional year of employment at the end of an individual's work lNear Term) model, this paper calculates the marginal returns to work near retirement, as measured by the increase in benefits associated with an additional year of employment at the end of an individual's work lnear retirement, as measured by the increase in benefits associated with an additional year of employment at the end of an individual's work life.

Tom focuses on high net worth individuals that are in or near retirement, business owners, people working for municipalities, professional athletes, and companies to construct highly diversified, low cost 401 (k) retirement solutions for their employees.

IRIC points to the «increased interest in retaining assets in company sponsored DC plans instead of rolling over to an individual retirement account (IRA) after termination or retirement» as another driver of portability innovation in the near - term.

At the same time, someone saving during a bear market who is nowhere near reaching a traditional wealth accumulation goal may have given up saving or needlessly delayed their retirement, when it is precisely such individuals who could have enjoyed higher withdrawal rates and, therefore, less accumulated wealth.

Perhaps not as a society, but for individuals, the crisis of the last year has been packed with useful lessons: As you near retirement, there's no substitute for money in the bank.

For investors in or near retirement, one of the most important questions is deciding whether to own bond funds or individual bonds.

Represented individuals who were in or nearing retirement in divorces contesting the division of marital property and alimony.

Considering individual work - life timelines for the near future may signal opportunities or threats depending upon the capability levels and competitive position of each pending retirement.

For example, an individual might choose to obtain a policy whose term expires near his or her retirement age based on the premise that, by the time the individual retires, he or she would have amassed sufficient funds in retirement savings to provide financial security for the claims.

But permanent life insurance isn't going to net anywhere near the same return as a pure investment vehicle, like a 401 (k) or individual retirement account.