However, subsequently, it might turn out to be forgiveable to obtain
information by deception if it turns out that the information revealed has benefits for the common good.
Not exact matches
The researchers examined the conscious attempt to withhold or conceal knowledge that was asked for
by another member of the organization, and found that there was a «continuum of
deception» among
information withholders.
Because while nobody can deny that many mortgagers were victimized
by rapacious lenders or that many home loans became delinquent because of a crashing economy, far too many borrowers were victims of their own unrealistic dreams, imprudent decisions and outright
deception when supplying financial
information.
(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated
by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared
by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated
information, inaccurate
information, or unverifiable
information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that
by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or
deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division
by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required
by Subsection (2).
A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit
information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which
by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or
deception upon any person in connection with the offer or sale of the services of a credit repair business.
While many low -
information «sceptics» have simply been misled
by reading the wrong material on the Internet, or trusting the wrong sources, the great majority of active opponents of climate science are complicit in their own
deception, preferring to believe obvious lies because it suits their cultural and political prejudices.
It is possible that
by fraud or
deception by others we may receive
information given to us or pertaining to children under 13.
He also noted that the ethics rules were different for each state, so any analysis of this issue would likely have to be done on a state
by state basis,
by examining the language of a state's rules regarding false statement, misleading
information, and
deception.
But Hurley's attorneys contend that the
deception was the only means available to Hurley to obtain this
information and that Hurley's actions were no different from tactics employed
by prosecutors in their investigations.
A federal judge recently held that a plaintiff can not state a claim for false advertising under Illinois law
by cherry picking statements in isolation if, on the whole, the
information available to plaintiff dispelled the alleged
deception.
Providing false
information regarding your credit card will be considered and prosecuted as fraud as well as theft
by deception.