If you've already sent
an initial debt dispute letter and have heard nothing back, consider using this follow up debt collection dispute letter to be sure.
It might be a good idea, after sending
an initial debt dispute letter, to send a follow up debt dispute letter reminding the collector of your dispute and request for validation.
Not exact matches
Unless provided in the
initial contact, within five (5) days, every
debt collector must send a written «validation notice» indicating how much money you owe, the name of the creditor you owe, what
dispute rights you have if you think you do not owe this
debt, and how to obtain information about the original creditor.
You have 30 days from the
initial contact to
dispute any account with a
debt collector.
Stage Two: After the
initial credit report analysis — a case manager will start challenging and
disputing each
debt enrolled into the program.
Under the law, a collector must provide this notice with the amount of the
debt, name of the creditor and statement of your right to
dispute the
debt, within five days of their
initial contact with you.
Each month, or upon receipt of your credit bureau responses, a Follow Up Consultation will be scheduled, to review documents received from the credit bureaus, advise you of your next Credit Building /
Debt Payoff steps, create additional
dispute letters (if necessary), and to ensure your
initial 90 - Day Action Plan is up - to - date and intact (Total of 5 Follow Up Personal Credit Coaching Calls).
All you have to do is send an
initial dispute letter to stop calls, at least until the
debt is fully validated.