Sentences with phrase «initial health rating»

The great thing about the GI rider is that any extra coverage you ask for is billed at the life insurance contract's initial health rating.

In fact, even if you happened to get terribly ill during the length of the term, you will still be able to convert at your initial health rating, on a guaranteed basis.

As an alternative you can convert to a decreasing term policy at the initial health rating class you were approved for or choose annual renewable term which is often more expensive or reapply with for a new policy.

As an alternative you can convert to a decreasing term policy at the initial health rating class you were approved for or choose annual renewable term which is often...

The premium for the term insurance coverage is reduced based on the lower death benefit amount, while the premium for the new permanent coverage is based on the initial health rating and the current age of the insured.

However, with the term conversion rider, she is guaranteed coverage at the initial health rating.

At certain points during the term of coverage, such as your birthdays, you can increase the policy's death benefit and premiums will be determined using your initial health rating.

At certain points during the term of coverage, such as your birthdays, you can increase the policy's death benefit and premiums will be determined using your initial health rating.

Not exact matches

If the initial cap is set high enough, and allows for a rate of inflation based on actual medical costs, which is higher than the average rate of inflation, then the state could be able to meet its costs to cover health care for people on Medicaid who obtained coverage under Obamacare.

If the initial cap is set high enough, and allows for a rate of inflation based on actual medical costs (which is higher than the average rate of inflation), New York could cover health care for Medicaid patients who obtained coverage under Obamacare.

Unlike traditional personal loans, consumers who have met each of their required schedule payments, can borrow against these excess funds — at the same interest rate as their initial Kasasa Loan — to address unexpected needs (i.e. car repairs, health issues) or take advantage of opportunities (i.e. college acceptance) that may arise.

With the internet, all you have to do is compare rates from multiple companies, you can use this free quote engine here and then call a company or broker, answer some questions on the phone, they will schedule your free health exam, then in a few weeks once your approved if you accept the policy make your initial payment and you are done!

However, If you have had a health change during the initial 10 - year term, you may end up paying considerably more to extend your life insurance at level rates.

Before 2014, there was flexibility in all but five states for health insurers to set initial rates based on the applicant's medical history.

After the initial term expires you do have the option to renew (without needing proof of insurability, which can be greatly beneficial if you're older and have amassed any health problems), however, the renewal rate can be anywhere from 10 - 20 times the amount of the original premiums.

The initial low premiums for an indeterminate premium life insurance policy are designed to pay the costs of policy maintenance, current market interest rates, and your personal demographics such as health, age, and where you live.

Few prevention programs have been rigorously evaluated, and only a few have proven effective.60, 61 Health - care based prevention programs, including parent education programs to reduce rates of abusive head trauma, and improving physician ambulatory care practices to help families decrease risk factors for child maltreatment have shown good initial results, but require further evaluation.62, 63 Specific intensive home visitation programs such as nurse home visiting programs for first - time mothers have proven to be both clinically and cost effective in preventing maltreatment.64, 65 However, a program of nurse home visitation has been found ineffective as a treatment model for abusive and neglectful families, highlighting the importance of primary prevention, as well as the need to rigorously evaluate potential treatments for abusive families.66 Child welfare services are historically structured as short - term interventions that monitor families for recidivism, provide parenting education and assist with referrals to community - based services.

Aboriginal families access the Maternal and Child Health Services at a lower rate compared to non-Aboriginal families — 2014/15 data indicates a gap that increases from 4.8 per cent at the initial home visit to 18 per cent at the eight month consultation.