Sentences with phrase «injury claim against your policy»

If your kids are injured because you cause an accident (or you were partially at fault), then they would have a bodily injury claim against your policy.

Not exact matches

Bowman & Partners discussed its options with Business Insurance Now, an online agent that had previously sold the company a general liability policy offering protection against injury claims, property damage and other physical - world concerns.
For the protection of members and all those involved in the management of registered and insured cycling events, British Cycling provides through its public liability insurance policy, an indemnity, limited to # 15 million (3) for legal liabilities arising from claims made against an event organiser, official or participant1 that involves either bodily injury or property damage to a third party.
First, since you've clearly caused bodily injury through your negligence, the policy will pay to defend you against that claim or suit.
If the other driver's injuries and / or property damage exceed your policy limits, he can file a claim against his own under - insured motorist coverage to pay what your policy will not cover.
This type of insurance helps protect against injury claims and property - damage suits (up to policy limits) brought by other drivers, pedestrians, or property owners if you are at fault in an accident.
Your policy could pay the defense costs for such a loss, to make sure that you are properly defended against the claim, as well as for the cost of the injuries.
If you are responsible for severe injury or property damage to another person and you are sued, the umbrella insurance claim will be filed against you, the policy holder.
Either way, there are at least minor injuries to deal with, parents to answer to, and claims to file against your New York renters insurance policy.
First of all, it will pay to defend you against a suit or claim for bodily injury or property damage which would be covered under the policy.
Renters insurance pays to defend you against liability claims for bodily injury or property damage that would be covered by the policy.
You will indemnify, defend, and hold the Rescue harmless from and against any claims, lawsuits, injuries, damages, losses, costs, or expenses whatsoever sustained by any companion animal or any person in connection with your intentional misconduct or grossly negligent performance of Foster Care for the Rescue or your breach of the Rescue's rules, regulations, policies, and programs.
I will indemnify, defend and hold the FHS harmless from and against any claims, lawsuits, injuries, damages, losses, costs or expenses whatsoever, sustained by misconduct or grossly negligent performance of volunteer activities for the FHS, or my breach of the FHS's rules and policies.
If your losses exceed the policy limits, for example, it would be necessary to file a personal injury claim against the liable party.
Business owners purchase commercial general liability insurance policies to protect themselves against lawsuits stemming from bodily injury or property damage claims.
In D.E v. Unifund Assurance Co. the Court was tasked with determining whether an insurer had a duty to defend its insured under a homeowner's policy against a claim alleging that the insured's Grade 8 daughter had bullied her classmate, causing physical and psychological injuries.40 The claim alleged that the insured was negligent in their failure to control their daughter.
Defended a market - leading insurer in a Massachusetts direct action in which the injured plaintiffs sought more than $ 40 million in punitive damages against our client (primary insurer on business auto policy) for its alleged failure to promptly settle a catastrophic personal injury claim.
-- Policy - limits settlement of personal injury claim against a d.u.i. driver.
Once the insurance company that insures the vehicle that caused your injuries pays their policy, you file a claim against your own company.
In accidents where the other driver is at fault, you may be entitled to file a claim against his or her insurance policy for the injuries and property damages you suffer.
If you bring a personal injury claim against an insurance policy, there will be maximum policy limits on the payout per person injured or per accident.
Attorney John R. Orton settled a claim against Victoria Insurance Company for the policy limits, arising out of an auto accident, in which our client suffered a knee injury when the defendant ran a stop sign.
In a premises liability case, you could be making a claim against a business owner's liability insurance policy or a homeowner's insurance policy, depending on who is responsible for your injuries.
The reality is that most personal injury cases involve making claims against insurance policies.
Representation of a major international insurer in a Massachusetts statutory bad faith action in which the injured plaintiffs sought more than $ 40 million in compensatory and punitive damages against our client (primary insurer on business auto policy) for its alleged failure to promptly settle a catastrophic personal injury claim.
If the damages caused in the accident are above and beyond the limits of the blanket fleet policy, your personal injury lawyer may be able to pursue a claim against other potential defendants.
Under these conditions, your injury attorney may be able to help you file a personal injury claim against the responsible parties if your damages exceed the limits of your no - fault insurance policy.
Where a claim is advanced against a parent in negligence for injury suffered by his child, the family member exclusion clause in the parent's homeowner's policy was held to exclude coverage for the parent.
If your losses are greater than your PIP policy will allow, you may be able to file a personal injury claim against the at - fault driver.
Typically, once a Chicago personal injury lawyer gets involved in the case, they will explore the option of setting up a hit and run / uninsured motorist claim against the pedestrian victim's own auto insurance policy.
Art Kosieradzki settled a automobile accident injury claim against the at fault driver's insurance company as well as our client's underinsured policy within four months after the accident.
If your friend was injured and has on his auto policy personal injury protection (PIP), he would claim against his policy for this.
First, since you've clearly caused bodily injury through your negligence, the policy will pay to defend you against that claim or suit.
A general liability policy covers claims against you for bodily injury or property damage that arises out of your ownership or operation of mobile equipment.
In particular the premiums may rise based on the filings of previous claims against the policy, injury or any other factor that might increases the insurer's risk of being obligated to pay out under the insurance policy provided.
Bodily Injury Liability insurance, commonly referred to as «BIL», is the policy that will cover a driver against injury claims when they are the party determined to be at fault for an accident.
Pollution liability insurance policies cover claims from third parties against bodily injury and property damage caused by hazardous waste materials released during a company's business operations.
A State Farm ® Rental Dwelling policy can help pay for property damage, injury and liability claims made against you, even loss of rental income if your property is damaged by a covered loss.
Personal Accident — this insurance is a little less common than other forms of personal lines insurance but is designed to cover the purchaser of the insurance policy against forms of personal injury (of an accidental nature) that are not covered by other forms of personal lines insurance — for example both auto insurance and homeowners insurance may include some form of personal accident coverage but the terms under which they may be claimed are limited.
«It depends on the policy language, how the injuries were sustained and who the claim is brought against
If you are injured in an auto accident, or your car is damaged, due to someone else's negligence, you may be able to make a claim against that other person's auto insurance policy for bodily injury and property damage liability.
With both the basic and standard New Jersey car insurance policy, your medical bills and lost wages are paid up to your limits by your PIP coverage and then by any bodily injury liability claim or lawsuit brought against the at - fault driver.
In an at - fault accident, you will have to make a claim against the liability and comprehensive portions of your policy, which pay for the damage / injuries done to other drivers and the damage done to your vehicle, respectively.
If your negligence is the cause of bodily injury or property damage — as in the example of someone else's child above — the policy will pay for the loss and defend you against the claim.
In other words, when the injured person tries to sue you for the injuries your renters insurance can pay to defend you against that claim because the policy would pay for the loss if it were to be proven.
Your renters insurance policy also protects you and your family against certain bodily injury and property damage claims for which you are liable.
Your renters insurance policy also protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select.
Your condo insurance policy also protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select.
Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select.
Your renters insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select.
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