Sentences with phrase «injury liability coverage on your policy»

Considering the average hospital stay after an accident is around $ 60,000 it is probably a good idea to have a good amount of bodily injury liability coverage on your policy.

Not exact matches

Don't forget that liability coverage on your policy also covers bodily injury to others.

Liability coverage on Annapolis renters insurance is there to make sure that if someone is harmed by your actions in the form of bodily injury or property damage, your policy will be able to make them whole from the loss.

The liability coverage on your policy protects you if, through your negligence, you cause property damage or bodily injury to another person.

Liability protection on your Printhouse Lofts renters insurance gives you peace of mind that if someone perceives you to be responsible for an injury or a wrong they've suffered, you have coverage and a defense from your policy.

Homeowner's policies provide personal liability coverage that applies to non-auto accidents on and off your property if the injury or damage is cased by you, a member of your family, or your pet.

On the other hand, if you have an auto policy with bodily injury liability of $ 100,000 per person, $ 300,000 per accident, and $ 100,000 of property damage along with full coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,00On the other hand, if you have an auto policy with bodily injury liability of $ 100,000 per person, $ 300,000 per accident, and $ 100,000 of property damage along with full coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,00on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,000.

If someone slips, falls and is hurt on the premises, or if your overzealous dog or cat bites a visitor and sends them to the ER, your policy should contain medical coverage to cover injuries without a lawsuit being involved, and liability, in the event you are sued over a mishap.

Liability coverage on your policy comes to your defense if someone sues you because they thought you caused them injury or property damage, and will both defend you and pay for the loss.

Calculator assumptions are based on a hypothetical married and employed 45 - year - old female with high education, excellent credit, and no lapse in coverage with policy limits of $ 100,000 for injury liability for one person, $ 300,000 for all injuries, a $ 500 deductible on collision and comprehensive coverage, including uninsured motorist coverage, for vehicles from the following list: 2012 Toyota Camry, 2012 Honda CRV, 2012 Honda Civic, 2012 Ford F150, 2012 Toyota Prius.

This policy also provides liability coverage for injuries that occur in common areas or on - site facilities such as a gym or swimming pool.

Policy limits include $ 100,000 for injury liability, $ 300,000 for all injuries, a $ 500 deductible on collision and comprehensive coverage, and uninsured motorist coverage.

If you've been injured due to another person's negligence in operating an ATV or similar unit, there is usually insurance available to cover your injuries, including liability insurance on the specific recreational vehicle, homeowner's insurance, uninsured or underinsured coverage, and umbrella policies.

Her practice principally involves representing insurers in complex insurance disputes on a broad range of issues arising under primary and excess policies and reinsurance coverages, with particular emphasis on general liability coverage claims involving environmental and other long - tail liabilities, personal and advertising injury coverage and errors and omissions insurance and the «bad faith» issues arising from such disputes.

Also, without bodily injury liability coverage on your car insurance policy, you will be held personally responsible for any injuries you cause to others in an auto accident.

Averages for the default result are based on insurance for a married 40 - year - old male who commutes 12 miles to work each day, with policy limits of 100 / 300/100 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 100,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

Tennesseans must have bodily injury and property damage liability coverage on their car insurance policies before getting behind the wheel.

If you're a driver in the Badger State, you're required to have bodily injury and property damage liability as well as uninsured motorist coverage on your auto insurance policy.

Averages rates are based on full coverage insurance for a married 40 - year - old male who commutes 12 miles to work each day, with policy limits of 100 / 300/100 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 100,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

Averages are based on insurance for single 40 - year - old male and female driver who commutes 12 miles to work each day, with policy limits of 100 / 300/100 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 100,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

Rates are based on full coverage for a single, 40 - year - old male who commutes 12 miles to work each day, with policy limits of 100 / 300/50 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 50,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

Also, without bodily injury liability and property damage liability coverage on your car insurance policy, you will be held personally responsible for any injuries or damages you cause to others in an auto accident.

Calculator assumptions are based on a hypothetical married and employed 45 - year - old female with high education, excellent credit, and no lapse in coverage with policy limits of $ 100,000 for injury liability for one person, $ 300,000 for all injuries, a $ 500 deductible on collision and comprehensive coverage, including uninsured motorist coverage, for vehicles from the following list: 2012 Toyota Camry, 2012 Honda CRV, 2012 Honda Civic, 2012 Ford F150, 2012 Toyota Prius.

The liability coverage on a homeowner's insurance policy protects against damages for which you are found legally liable, such as injuries to others while on your property.

The following quotes for Hartford are built on a policy that includes $ 25,000 in coverage for bodily injury and property damage liability (which is above the minimum required amount for each state) as well as medical payments liability coverage as required in Maine.

Averages are based on insurance for a single 40 - year - old male who commutes 12 miles to work each day, with policy limits of 100 / 300/100 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 100,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

Assumptions included a $ 2,000 claim and policy limits of $ 100,000 for injury liability for one person, $ 300,000 for all injuries and a $ 500 deductible on collision and comprehensive coverage.

This policy provides the basic legal liability for coverage (as stated above), with additional add - ons such as medical payments coverage, and uninsured motorist bodily injury policies.

Averages are based on full coverage for a single 40 - year - old male who commutes 12 miles to work each day, with policy limits of 100 / 300/50 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 50,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

If another «party» in another vehicle or a pedestrian is injured due to your vehicle sliding on ice, your bodily injury liability coverage will cover the loss up to your policy's listed limits.

Dear Rainy, An umbrella policy was created to provide additional coverage when a lawsuit brought over injuries and / or property damage that you cause exceeds the liability limits on your car insurance, home insurance, boat insurance, etc..

In addition, a home insurance policy may provide liability coverage for accidents that occur on your property (including both property damage and bodily injuries incurred by visiting guests) and may even cover certain accidents that occur off your property.

Liability coverage on a boat insurance policy can help protect you from paying out of pocket if you're found responsible for someone else's injuries or damage to another person's property resulting from an accident you caused.

Thus it may be beneficial to a person in Florida to consider increasing the coverage amounts on your property damage and bodily injury liability policies.

In all states that offer uninsured motorist bodily injury, you must have bodily injury liability coverage as part of your car insurance policy to purchase UMBI coverage on your policy.

Averages for the default result on the average rates tool are based on full coverage insurance for a married 40 - year - old male who commutes 12 miles to work each day, with policy limits of 100 / 300/100 ($ 100,000 for injury liability per person, $ 300,000 per accident and $ 100,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

Business liability insurance coverage protects you, your business and your employees from claims involving bodily injury or property damage, up to the limits on your policy.

Policy limits include $ 100,000 for injury liability, $ 300,000 for all injuries, a $ 500 deductible on collision and comprehensive coverage, and uninsured motorist coverage.

Liability coverage on Annapolis renters insurance is there to make sure that if someone is harmed by your actions in the form of bodily injury or property damage, your policy will be able to make them whole from the loss.

The liability coverage on your policy protects you if, through your negligence, you cause property damage or bodily injury to another person.

Liability coverage on your policy isn't subject to perils, it's triggered by your negligence causing accidental injury or property damage to someone else.

But what's more compelling, perhaps, is the simple fact that having the option of personal injury protection allows the claimant (the covered party) to receive compensation for the cost of their own injuries from their own auto insurance coverage, a feature not found on liability policies» bodily injury provisions.

Calculator results are based on a hypothetical married and employed 45 - year - old female with high education, excellent credit, and no lapse in coverage with policy limits of $ 100,000 for injury liability for one person, $ 300,000 for all injuries, a $ 500 deductible on collision and comprehensive coverage, including uninsured motorist coverage, for vehicles from the following list: 2012 Toyota Camry, 2012 Honda CRV, 2012 Honda Civic, 2012 Ford F150, 2012 Toyota Prius.

Insurance companies require specific levels of liability coverage on your auto and home insurance policies before they will approve an umbrella policy — typically $ 300,000 per occurrence for personal liability, bodily injury and property damage liability on your homeowners insurance policy; $ 250,000 per person for bodily injury; and $ 500,000 per accident on your car insurance policy.

(1) Any rates, rating schedules, or rating manuals for the liability, personal injury protection, and collision coverages of a motor vehicle insurance policy filed with the office shall provide for an appropriate reduction in premium charges as to such coverages when the principal operator on the covered vehicle is an insured 55 years of age or older who has successfully completed a motor vehicle accident prevention course approved by the Department of Highway Safety and Motor Vehicles.

The state laws for minimum liability limits on South Carolina car insurance policies require at least $ 25,000 in bodily injury protection for each person injured, at least $ 50,000 in coverage per accident, and at least $ 25,000 insurance against the cost of property damage.

If someone slips, falls and is hurt on the premises, or if your overzealous dog or cat bites a visitor and sends them to the ER (which regrettably happened once to yours truly), your policy should contain medical coverage to cover injuries without a lawsuit being involved, and liability, in the event you are sued over a mishap.

Our hypothetical driver is a 40 - year - old male who commutes 12 miles to work each day, with policy limits of 100 / 300/50 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 50,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage.

For instance, if a visitor to your home gets injured while on your property or you accidentally injure someone while you are outside your home, your liability coverage can pay for damage or injury up to the limit of your policy.

Nationwide renter's insurance coverage options are available for personal liability to cover bodily injury or property damage to others (an additional personal umbrella policy endorsement is also available that will add more liability protection to your policy), water backup, credit card coverage (pays for unauthorized transactions on your credit / debit cards up to a specified limit), firearms coverage, coverage for high - value items (computers, jewelry, electronics, etc.), personal umbrella coverage, credit card payments, as well as theft protections for valuables stored away from home.