Sentences with phrase «injury liability limits lower»

If SUM coverage has been purchased and you have an accident with another vehicle that is insured but has bodily injury liability limits lower than yours, or if such vehicle has no insurance at all, SUM coverage will be activated.

Not exact matches

With any lower liability limit than that, you might as well not even have the policy if there's a bodily injury loss, for example.

Since personal injury claims are often subjective in nature and valued much higher than property damage claims, insurance companies will do everything in their power to either deny liability, limit the value of your claim, or simply refuse to budge from their insultingly - low settlement offer.

Many of these unusual — search for other pockets — claims in US motor vehicle accident injury litigation exist because the limits of any applicable vehicle liability policy are low, assuming there is liability insurance at all.

MINNESOTA GOVERNOR»S «VETO TRIPLE - PLAY» Though voters last year sent new, reform - minded majorities to both bodies of the state legislature, Gov. Mark Dayton, a loyal servant of the plaintiffs» bar, vetoed bills that would have limited property owners» liability for trespassers» injuries, lowered the prejudgment interest rate and allowed defendants in auto - accident cases to adduce evidence as to whether plaintiffs were wearing their seatbelts.

Though voters last year sent new, reform - minded majorities to both bodies of the state legislature, Gov. Mark Dayton, a loyal servant of the plaintiffs» bar, vetoed bills that would have limited property owners» liability for trespassers» injuries, lowered the prejudgment interest rate and allowed defendants in auto - accident cases to adduce evidence as to whether plaintiffs were wearing their seatbelts.

With any lower liability limit than that, you might as well not even have the policy if there's a bodily injury loss, for example.

If you do carry bodily injury liability coverage, but with low limits, you still could be putting yourself at risk financially, since if you cause a serious accident where injury expenses exceed your limits you can be held responsible for the amount above your limits.

When the ridesharing app is open but a passenger has not been assigned, referred to as Period 1, Uber and Lyft offer low coverage limits for drivers: Liability coverage of 50 / 100/25, which translates into $ 50,000 for bodily injury per person, $ 100,000 for bodily injury per accident, and $ 25,000 for property damage.

Uninsured or Underinsured motorist coverage pays for injuries caused to a policyholder or passengers in his / her car resulting from an accident with a driver who is responsible for the injuries, but has no liability coverage or his / her insurance coverage has low limits.

Delaware's former minimum liability requirements of $ 15,000 per person, $ 30,000 per accident for bodily injury and $ 10,000 for property damage were rather low — only a couple of states had lower minimum bodily injury limits.

If you carry UMBI, most states require your limits for this coverage to be the same or lower than your bodily injury liability limits.

The limit is typically as much or lower than the per - person limit of the ATV policy's bodily injury liability insurance.

State auto insurance law requires that uninsured motorist policies be equal in value to drivers» liability policies unless they specifically choose to elect lower limits for bodily injury uninsured motorist coverage.