Sentences with phrase «injury liability policy»

If you are in a car accident and you injure another person then your bodily injury liability policy will handle those expenses.

Most state requirements are met with just a property damage and bodily injury liability policy.

New Jersey law requires you to carry a property damage liability policy with at least $ 5,000 worth of coverage and a bodily injury liability policy with limits of no less than $ 15,000 per person and $ 30,000 per accident.

Every driver in Tennessee must have at least these coverages: a bodily injury liability policy of $ 25,000 per injured person, up to a total of $ 50,000 per accident, and a property damage liability of $ 15,000.

The types of expenses a third - party can file against your bodily injury liability policy include:

Thus it may be beneficial to a person in Florida to consider increasing the coverage amounts on your property damage and bodily injury liability policies.

Medical payments and uninsured / underinsured motorist protection are not required in Colorado as they are in some states, but insurers are required by law to offer uninsured / underinsured motorist policies to drivers in an amount equal to the drivers» bodily injury liability policies or $ 100,000 per person and $ 300,000 per accident, whichever is the lesser of the two amounts [1].

Not exact matches

Your home and auto policies already offer some form of liability coverage in the event you're sued for bodily injury or property damage.

Bowman & Partners discussed its options with Business Insurance Now, an online agent that had previously sold the company a general liability policy offering protection against injury claims, property damage and other physical - world concerns.

Excess liability protection is usually in the form of combined single limits, which doesn't set aside a set amount for bodily injury or property damage that the standard auto policy does.

For the protection of members and all those involved in the management of registered and insured cycling events, British Cycling provides through its public liability insurance policy, an indemnity, limited to # 15 million (3) for legal liabilities arising from claims made against an event organiser, official or participant1 that involves either bodily injury or property damage to a third party.

N.J.S.A. 18A: 40 - 41.5 (2010) provides immunity from liability for school districts for the death or injury of a person due to the action or inaction of persons employed by or under contract with a youth sports team, provided there is an insurance policy of not less than $ 50,000 per person per incident, and a statement of compliance with the school district or nonpublic school's policies for the management of concussions and other head injuries.

Under this policy members are covered while acting in their capacity as administrators in youth sports activities if they become legally obligated to pay for claims arising out of wrongful acts in the running of the league or team, employment practices, person injury or publishers liability.

In California, school districts are required to obtain insurance against liability for death, personal injury, or property loss or damage.13 Some districts in California also include in their policies specific coverage for after - school hours or for school meal program employees.

Allstate is discounting by 10 percent each of three coverages that make up an auto policy: bodily injury, property damage and liability, and collision.

All commercial auto insurance policies in Connecticut will provide, at the very least, liability protection to cover injuries or property damage to others in the event that you or one of your drivers is responsible for an accident while driving a company car.

It's much cheaper than a conventional auto policy, as it does not cover damage to the car itself but merely covers liability and perhaps personal injury protection.

We used a slightly more comprehensive policy for the study, and added on uninsured motorist bodily injury liability and property damage to match.

Even injuries from your neighbor inhaling the smoke could be covered under the liability portion of your policy.

A typical motorcycle insurance policy includes liability insurance, which pays for any damages you cause to others, but it can also include coverage for your own bike and injuries.

Insurance policies were structured to include mandatory minimum liability limits of $ 25,000 per person and $ 50,000 per accident for bodily injury, and $ 25,000 for physical damage.

Your policy could respond from either medical payments to others or from liability, depending on the cost and severity of the injury.

Standard motorcycle insurance policies include bodily injury and property damage liability insurance, which riders are required to have in most states.

With any lower liability limit than that, you might as well not even have the policy if there's a bodily injury loss, for example.

When it comes to bodily injury and property damage liability coverage, the only major difference between motorcycle and auto insurance is that some motorcycle policies include an additional coverage: guest passenger liability insurance.

Especially when it comes to injury, a personal umbrella liability policy is crucial.

While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you to take a specific action which resulted in bodily injury or property damage to another person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.

But once you understand that your liability coverage is designed to pay for bodily injury or property damage that you do to someone else accidentally (i.e., through your negligence), you can then gain a better understanding of what the policy language means to your lifestyle.

Don't forget that liability coverage on your policy also covers bodily injury to others.

Because these costs can quickly soar to hundreds of thousands of dollars in the event of severe injuries, property damage or law suits, a good liability policy is highly recommended.

In this instance, it would actually be the aggrieved party who would generally start a claim, but personal liability on a renters insurance policy covers you for bodily injury or property damage that you do to someone else.

If you physically harm another person with your vehicle, it would fall under your auto insurance policy's bodily injury liability coverage.

Liability coverage on Annapolis renters insurance is there to make sure that if someone is harmed by your actions in the form of bodily injury or property damage, your policy will be able to make them whole from the loss.

Be sure to ask your member agent about ATV policies like comprehensive, bodily injury and property damage liability, and uninsured / underinsured motorists coverage to determine which of these options makes sense for your vehicle and use.

The liability coverage on your policy protects you if, through your negligence, you cause property damage or bodily injury to another person.

Liability coverage is the part of a home insurance policy that may pay court costs or other expenses if you're found responsible for an accident, such as someone drowning or suffering a serious injury after doing a cannonball into the shallow end of your pool.

However, a landlord policy is written to specifically protect against risks landlords are prone to face, such as increased injury liability and the loss of rental income.

Liability protection on your Printhouse Lofts renters insurance gives you peace of mind that if someone perceives you to be responsible for an injury or a wrong they've suffered, you have coverage and a defense from your policy.

South Carolina state requires three types of liability coverage in auto insurance policies in the state: bodily injury, property damage, and uninsured motorist.

Excess liability protection is usually in the form of combined single limits, which doesn't set aside a set amount for bodily injury or property damage that the standard auto policy does.

Basic dirt bike insurance policies include bodily injury and property damage liability coverage but there are a number of other optional coverages dirt bike owners should consider purchasing.

While having the policy doesn't prevent you from being sued per se for causing bodily injury or property damage, it does two important things if a liability claim arises.

Your insurer pays the maximum out under your standard policy for $ 15,000 in bodily injury liability for the driver, $ 10,000 for the passenger's medical expenses, and $ 5,000 under the property damage portion of your policy.

It's a kind of liability insurance that goes above and beyond the liability limits of your homeowner's policy, covering you against lawsuits for bodily injury or property damage that you or household family members cause to other people.

The averages are based on a married and employed 45 - year - old female who drives 12,000 miles per year with policy limits of $ 100,000 for injury liability for one person and $ 300,000 for all injuries.

Their coverage includes the typical bodily injury liability and property damage liability in its standard policies.

A policy that protects you and the lender from fire or flood, which damages the structure of the house; a liability, such as an injury to a visitor to your home; or damage to your personal property, such as your furniture, clothes or appliances.

For example, if you have bodily injury and property damage liability coverage, any damage you cause to someone's property is covered by your insurance policy, up to the limits of your policy.

A policy with liability coverage can save you the cost of court and legal fees should someone sue you in the event a guest or delivery person suffers injuries while in your rental unit, your dog or cat attacks the neighbor, or you cause damage to another person's property while the property is in your home.

An accident that results in serious injuries or death can easily exceed these coverage limits, so many California financial advisors recommend that you either purchase as much liability coverage as you can comfortably afford, or an umbrella insurance policy.