"Injury protection" refers to measures or insurance coverage that helps prevent or compensate for injuries to a person. It can include safety precautions, such as wearing protective gear, as well as financial assistance for medical expenses or lost wages due to an injury.
Full definition
The minimum amount of
personal injury protection coverage on the standard coverage is two hundred and fifty thousand dollars worth of coverage.
No - fault laws, however, generally do not apply to motorcycles, which means you likely do not have to purchase personal
injury protection coverage for your motorcycle.
That rider had a policy that included
bodily injury protection of $ 100,000 per person / $ 300,000 per accident and $ 50,000 in property damage coverage.
The no - fault state requires drivers carry only $ 10,000 of personal
injury protection insurance and $ 10,000 of property damage liability insurance.
Consumer groups and the insurance providers recommend $ 100,000 for bodily
injury protection per individual, and $ 300,000 per accident.
On the other hand, personal
injury protection covers medical bills for you and your passengers no matter who caused the accident.
The study found that many of the above vehicles with the highest personal
injury protection claims also have the highest insurance claims for medical payments and bodily injury liability.
Personal
injury protection works like bodily injury liability, except that it covers your individual medical bills instead of the other persons.
Personal
injury protection pays for all of the policyholder's bodily medical costs that are the result of an automobile accident.
You will also need to include $ 50,000 of personal
injury protection which pays for medical related expenses to yourself and to your family members listed on your policy.
But typically personal
injury protection limits in no - fault states are quite low, so even a minor accident could leave you with expenses after a claim payment.
If you are disabled in an accident, personal
injury protection also covers your lost wages for three years up to a certain amount until you recover.
Other types of coverage are recommended but not mandated for additional coverage, including comprehensive coverage and personal
injury protection auto insurance.
Personal
injury protection car insurance provides coverage for the medical bills of you and your passengers if you are involved in an accident.
You can also receive up to 15 % off your medical payment or personal
injury protection premiums if you and your passengers always wear their seat belts.
Any time a motorist in the state applies for coverage, insurers must also offer uninsured bodily injury and property damage, underinsured bodily injury, and personal injury protection [1].
The big difference is personal
injury protection helps cover your individual costs and the costs of your passengers in the car at the time of the accident.
If you are looking for general liability to cover yourself and your occupants you may want to consider personal
injury protection liability.
In some states there are a range of choices involving personal
injury protection so check your state's requirements.
Personal
injury protection does not insure against damage caused to property, whether it is your own property or someone else's.
Now, you and your loved ones may be protected for up to $ 5,000 in accidental
injury protection just in case of an unforeseen accident.
From 2007 to 2012, the average claim for economic losses generated by traffic accidents increased by eight percent among personal
injury protection claimants and by four percent among bodily injury claimants.
Whether your child is in a league or playing hockey just for fun, a helmet is a crucial form of
head injury protection that shouldn't be ignored.
If you don't have health insurance, either privately or through your employer, any bills that exceed your state's personal
injury protection threshold are yours to pay.
Personal
injury protection really does present a number of definite advantages for covered policy holders in no - fault states.
It's recommended that you get a minimum of $ 300,000 per accident and $ 100,000 of
body injury protection per person.
For this reason, it is important for residents of each personal
injury protection state to take a closer look at their home state's auto insurance laws and become better acquainted with them.
Furthermore, if you can not afford to take time off work in the event of a serious accident, then a higher personal
injury protection amount is probably a good idea.
She has experience of looking after patients who require wound care, cardiac rehab, balance training and
back injury protection.
On top of this, you will also need to purchase uninsured motorist property damage and uninsured motorist
bodily injury protection as well.
Some states also require personal
injury protection insurance, uninsured or underinsured motorist protection and / or property protection.
Phrases with «injury protection»