Obviously, if the pre existing injury and / or treatment is unrelated to
the injuries sustained in the auto accident, it will have no impact.
PIP covers reasonable and necessary medical expenses for
injuries sustained in an auto accident, up to three years from the date of the accident and up to $ 10,000.
But with the high number of uninsured drivers, an estimated 26 percent, according to the Insurance Research Council, keeping uninsured motorist coverage on your policy is a smart idea unless you have health insurance that you know will cover you for
injuries sustained in an auto accident.
If your health insurance isn't the best, or doesn't cover
injuries sustained in an auto accident, then higher amounts of PIP, $ 10,000 or more if offered, are a better choice.
MedPay offers medical coverage for
injuries sustained in an auto accident.
Michigan has the «purest» form of no - fault insurance, while other no - fault states only require motorists to carry PIP and make first - party claims for
injuries sustained in an auto accident.
Personal injury protection (PIP) helps cover
injuries sustained in an auto accident, regardless of fault.
Without PIP or MedPay, hopefully you have health insurance that pays for
injuries sustained in an auto accident.
Also your state's insurance regulator can give you information on your state's laws and which coverages your state insurers can offer that include death benefits for
injuries sustained in an auto accident.