However, by law, the insurance that is required is not necessarily the coverage that protects
innocent accident victims from the injuries and damages sustained as a result of one's negligence.
Martin & Hillyer Associates is proud to contribute to OTLA's continuing legal education program and to contribute to the sharing of knowledge amongst personal injury lawyers working hard to
protect innocent accident victims.
To
prevent innocent accident victims from having to pay enormous medical bills for injuries they did not cause, the state of Florida requires all insurance companies to offer their customers uninsured motorist coverage equaling the amount of bodily injury coverage offered.
When I began practicing law, I noticed very quickly that the cards were stacked
against innocent accident victims and their families, in favour of large, deep pocketed insurance companies.
The assignment of future collateral insurance benefits will significantly reduce the «net» amount of money Mr. El - Khodr and all
other innocent accident victims will recover from all sources.
But they believe two key provisions will be seriously harmful to
innocent accident victims.
This legislation really has nothing to do with Fighting Fraud and only further reduces the legal entitlement to
innocent accident victims.
This is yet another step that will have the effect of taking money from
innocent accident victims and putting it into the pockets of large insurance companies.
Even with this stringent standard met, the ultimate claim is still subject to a punishing $ 30,000 deductible:
innocent accident victims are forced to hand that amount back to the insurance company, unless the award is over $ 100,000.
These changes benefit private auto insurers by reducing the amount of claims money they need to pay to
innocent accident victims.
For starters,
innocent accident victims can't claim damages for pain and suffering or medical and rehabilitation expenses unless they can prove that they have sustained a Threshold injury.
The Ontario Government, working with the insurance industry, has been passing more and more restrictive laws and regulations to cut down on damage awards to
innocent accident victims.