Sentences with phrase «instead of term life»

If you need whole life insurance instead of term life, you can get a free quote for whole life insurance with guaranteed approval.

The only reason to consider mortgage protection insurance instead of term life insurance is if you can't meet the underwriting criteria for the latter.

For this reason, you may wish to purchase a permanent life insurance policy instead of term life, and lock in the rate that is available to you at your current age.

«A big mistake people make is to spend their insurance budget on a small amount of (permanent) whole life insurance instead of term life insurance,» says Bigoski, of The Bigoski Insurance Agency.

We're seeing that the best savings and smartest strategies are in buying a GUL at age 75 or older instead of a term life policy.

However, there is no hard and set rule as to when you should buy guaranteed issue life insurance instead of term life insurance.

There are some who may choose to get mortgage insurance instead of term life insurance, especially if you have health issues; such as, obesity, high blood pressure, smokers, diabetics, or have other health issues that keep you from getting preferred rates or in some cases keep you from getting approved for life insurance at all.

Not exact matches

Through some soul - searching, I figured out that I really wanted to enable people to live their lives on their terms instead of settling for a status quo that did not serve them.

SAFTU, the second - largest group of its kind in the country, instead proposes a living wage of R12, 500 per month — three times that of the intended minimum wage in monthly terms.

For example, if you own an accounting business and live in Austin, TX, you'd want to use a term like «Austin accounting services,» instead of simply «accounting services,» in your content.

In the cost - effectiveness analysis (GiveWell estimate of Living Goods cost effectiveness (November 2014)-RRB-, in all Sheets except for «U5MR (Jake's assumptions),» we use 5q0, or the probability of a child dying before his or her 5th birthday expressed in deaths per 1,000 live births assuming constant mortality rates throughout childhood, instead of the under - 5 mortality rate (under 5 deaths per person per year), because the original report on the RCT we received from Living Goods reported outcomes in terms of 5q0.

This makes it very different from a fixed mortgage, which instead carries the same rate of interest over the entire term or «life» of the loan.

While it would be difficult to take a lack of fresh credit strains as evidence of restored health in the banking and lending system, we can't rule out the possibility that the Rube Goldberg machine created by the Fed and the Treasury will be enough to take us through a period of years (or if we follow Japan's example, decades) where we will gradually bury the losses of the banking system, trading a short - lived period of adjustment instead for a long - term period of stagnant credit.

However, if you are a single doctor making $ 300,000 per year, did not have to address a meaningful debt burden, and only have $ 100,000 in investments at the age of forty, you have done something very wrong (most likely, you either lived at your means or traded stocks instead of thinking like an owner that made long - term investments) even if you have that same $ 100,000 in paper wealth because you had the skill set and personal opportunity costs to do so much more with your hand in life.

The term had its origin in the study of historical sources, chiefly the lives of the saints; and instead of emphasizing the unreliable or questionable character of the stories, it really suggests that a kernel of substantial fact is contained in them.

Moore proposes instead that if we accept Whitehead's conviction that as creativity operates in living things it aims at the enhancement of life, we then will interpret human behavior in terms of the will - to - life.

Among the Hebrews, God and his will were recognized as other in such a way that it became possible to understand what man ought to do in terms of the new understanding of God instead of in terms of the taboos that belong to the unconscious life.

Even as he's evoking insect life in terms that recall the domesticity of The Wind in the Willows, he wants to write about the natural world as if he had access to it independently of our perception of it in human terms» as if he were capable of seeing the Insect - in - Itself instead of the insect as seen by a man.

But if we reject the materialist, utilitarian vision and instead define our goals in terms of human values, then we are freed from the entropy trap and can create alternative futures to improve our quality of life.

Once we begin to think of our faith in terms of largeness instead of largess or in terms of measurable success or significant achievements or community stature or statistically significant gains or business models or congregational models or appropriate budget processes or cash flow direction or generally accepted accounting practices or independent audits or administrative requirements or managerial transparency or proper leadership roles and boundaries or membership trends or effective organizational structures or a current and accurate vision statement — at that point, we have become the money changers — we have lost our faith and deserve to be driven away for we are neither living nor sharing the Good News.

Now 30 years later we get another donor who instead of doing what is right for the school long term supposedly dictates terms to force the school to live within the same outdated footprint with the same outdated capacity and then he slaps his name on the building so the school continues to look like a small time program despite our recent on - the - court successes.

The title of the book alone tells you that Gerstner and Kutcher are not out to scare the reader, not out to make sensational, scientifically unproven, claims about the long - term effects of concussions, but that they prefer instead, like I, to live in the «land of the real.»

It's so important to find like - minded parents who can offer their «been there, done that» stories, emotional scaffolding, and specific suggestions for when you feel confused as to what to do about your child's behavior, or when you question whether this new thing you're trying, like positive discipline instead of spanking, for example, is going to work out in the long term, or how exactly to keep those family attachment bonds strong as your children grow, or how to move forward when your family encounters challenging life circumstances.

More and more, British home educators don't think in terms of bookwork anyway, seeing the whole of life as education instead.

Instead there is a week stretching ahead of me in which I must make up for all the time I didn't have in term time by making sure I'm up to date with work, fitting in all the life...

Instead of lumping groups of people together under vague terms like «alternative,» we should try to be specific — and respectful — about the many different ways to raise our kids, so that we can figure out who might have some new - to - us parenting intel that could make our families» lives way better.

The plans mean new tenants will lose the right to live in a council house for life and instead local authorities will be able set a fixed term tenancy of between two and five years.

Instead he will attack Osborne on the (perfectly valid) grounds of long - term and youth unemployment, as well as the decline in living standards caused by wages that grow slower than the rate of inflation.

«The major occupation of their Governor is securing 2nd term for Buhari instead of securing their lives,» he added.

ALBANY — Governor Andrew Cuomo vowed early in his administration to curb New York's practice of borrowing for short - term equipment purchases, arguing instead that the state should only bond for assets when their useful life is longer than the repayment term.

«In human terms, that would mean that instead of living to about 81 years old, the average American could live to be over 100.»

Instead of seeing your diet as an obstacle that you can forget about once you've gotten lean, think of it as a long - term transition to healthier behaviors that you'll use to stay lean for the rest of your life.

And long - term studies of monkeys indicate fasting may not necessarily increase the length of life, but instead may protect against a host of diseases.

It's not about a short term diet of deprivation and willpower that never lasts, but instead full weight loss success comes from becoming the YOU on the inside who would naturally and easily live healthy and fit on the outside.

Functional medicine measures health in terms of life quality and the presence of positive vitality instead of simply absence of disease.

Enhanced fat burning through green and white tea - brown fat cells play key role 13.07.2017 Two cups of green tea daily results in more brown fat 25.04.2017 Animal study: half cup of green tea daily is life extending 15.04.2017 Speed up interval - training fat loss with supplement containing caffeine and green tea 19.01.2016 Green tea boosts fat burning after interval training 30.10.2015 Chin - Shin Oolong Tea contains growth hormone booster 02.10.2015 Green tea healthier and more effective on empty stomach 01.09.2015 EGCG speeds up muscle recovery after period of inactivity 19.05.2015 Green tea inhibits breakdown of fast muscle fibres during long - term inactivity 18.05.2015 Five cups of green tea daily rejuvenates skin 10.09.2014 Quercetin boosts inhibitory effect of green tea for prostate cancer 27.01.2014 Slimming supplement containing ECGC, resveratrol and Grape Seed Extract shown to work in human study 12.01.2014 Tea protects prostate against testosterone 10.12.2013 Green tea speeds up muscle recovery after heavy training 11.11.2013 EGCG protects liver and kidneys, and extends life expectancy 04.08.2013 EGCG and caffeine supplement keeps the cold out 26.02.2013 N - oleyl - phosphatidyl - ethanolamine & EGCG combo makes weight - loss diet easier 03.02.2013 Green tea has a slightly anabolic effect on strength athletes 14.01.2013 Cup of green tea with a meal makes it easier to eat less 18.12.2012 Green tea keeps athletes fit as the years go by 24.10.2012 Mushrooms, green tea reduce chance of breast cancer by factor of 10 13.10.2012 Combination of strength training and green tea gives elderly more muscle mass 12.10.2012 One cup of green tea burns five grams of fat 02.09.2012 Tiny amount of caffeine can burn fat — when combined with tea phenols 27.08.2012 Tea for temporary T boost 24.04.2012 Grow old healthily with green tea 11.03.2012 Tea drinkers have stronger bones 25.02.2012 Lose weight with Pu - Erh tea 17.08.2011 Tea supplement boosts T levels in animal study 30.10.2010 Almost no green tea in green tea sodas 13.10.2010 Drink green tea instead of water — and live longer 24.05.2010 Green tea stackers don't work without exercise 13.05.2010 Metastudy: slimming supplements with green tea do work 27.03.2010 Black tea reduces muscle soreness after training 20.03.2010 Cold brewed white tea contains most antioxidants 04.01.2010 Cup of tea inhibits uptake of mercury from fish 04.12.2009 Polyphenols in juice and tea clear bacteria from your teeth 22.10.2009 Drink three cups of tea a day and add five years to your life 11.09.2009 Bad breath from proteins?

It allows you to use cash to pay for those random expenses or emergencies that arise in your financial life, instead of creating more debt or tapping into long - term investments.

Web - based communities like Adult Friend Finder are fantastic for all those looking to revamp their sex life with an adult partner instead of a long - term boyfriend or girlfriend.

Most of what they do is get clients to move past superficial requirements like perfect teeth or a certain height and focus instead on what actually plays into compatibility, like similar long - term goals and outlook on life.

Like previous Pixar worlds we've visited in Toy Story, A Bug's Life, Inside Out and Monsters Inc., there feels like there were some good intentions here in terms of creating ideas for the world of The Good Dinosaur The idea that dinosaurs have evolved past the point of humans and are now living in this Western landscape is never explored fully, and is instead sacrificed for the tried and tested «find our way home» story that has been a Pixar staple since Toy Story twenty years ago.

He was supposed to be receiving the script for a CGI children's film Mike White had written but instead was sent the story of a man coming to terms with his life as he takes his high school - age son on a tour of potential colleges while also grappling with the outsize successes of his own old college buddies.

Instead, the Muppets lived on in films long after «Muppet Show» signed off and continue to do so this day, having endured the deaths of Henson and other key personnel, a substantial sale of undisclosed terms, and multiple revivals.

Our goal should be hiring and retaining quality teachers that want to live, play, and worship in our communities long - term, instead of marking off days until a loan is forgiven and entrance to graduate school is accomplished.

Bob Woodward's latest book on the Bush administration (following Bush at War, 2002; and Plan of Attack, 2004) doesn't pick up where Plan of Attack left off but instead sweeps back to offer an overview of the Presidential life and times of George W. Bush, from the days when he first thought seriously about running for President, through the recruitment of his national security team, the wars in Afghanistan and Iraq, and his second term as President.

But if instead we define the «quality of life» in terms of life expectancy, happiness and well - being, then the data clearly shows that we, in the rich market...

Term insurance is typically the most affordable type of life insurance because it covers a specific period of time instead of providing «whole life» insurance.

However, by extending the loan term for another 30 years, you may end up paying more in interest over the life of the loan, since you're essentially paying interest on the house for 37 or 38 years instead of the original 30 - year term.

That way, you get both term life AND whole life, instead of having to choose one or the other.

We opted to pursue term life insurance instead as it offered more broad protection in the event of a death or major illness.

It's like a long - term disability insurance policy, but instead of just buying a separate long - term disability policy, it's a rider on your life insurance policy.