Sentences with phrase «institutions lend them money»

what's called the fed funds rate: the rate at which financial institutions lend money to one another overnight.

(The «Fed» controls the rate at which financial institutions lend money to one another overnight, and that rate — currently set at.25 to.5 percent — influences other short - term interest rates, including those for savings accounts.)

The federal funds rate is the interest rate at which institutions lend money to one another on extremely short - term loans.

All of the money from these fees goes directly to the institution lending you the money.

Financial institutions lend money cautiously, and they try to identify applicants who will not pose risks.

Auto loan interest rates can vary greatly depending on the type of institution lending money, and choosing the right institution can help secure lowest rates.

If you don't know what private institutions lent you money, contact your college's financial aid office.

Banks and financial institutions lend them money based on certain criteria.

Personal loan is when a financial institution lends you money to care of an impending emergency or personal event.

Banks, community organizations and credit unions are still the institutions lending money.

When you buy your new home, the bank or financial institution lending you money in lieu of a bank loan will normally ask you to buy insurance.

Not exact matches

And this rate does affect banks and other financial institutions decision making in terms of how much they are willing to lend money for.

Big Wall Street banks have found a way to continue funneling money to high - risk borrowers — by lending to other institutions who make the so - called subprime loans.

These banks could play an important role in plugging the leaks of the local economy, providing another home for local savings, for example, slowing the outflow of money into London and international financial institutions, speculative lending, derivatives and other aspects of «financialisation».

FRM's are the most common type of mortgages issued by lending institutions and are what most people commonly associate with when they think about borrowing money to buy a new home.

Banks and other institutions could lend more money every time the Fed reduced rates, and this led consumers to feel more confident in borrowing more, but it stressed their actual financial system beyond repair in many cases, and it caused stress for those that didn't borrow because they felt priced out of the housing market.

The low incidence of shareholder lawsuits may cause insurers to ignore the risks of insuring the errors and omissions of corporate boards, and may encourage financial institutions to lend money to marginal borrowers that are bad credit risks.

By paying interest on excess reserves (IOER), the Fed rewards banks for keeping balances beyond what they need to meet their legal requirements; and by making overnight reverse repurchase agreements (ON - RRP) with various GSEs and money - market funds, it gets those institutions to lend funds to it.

However, there are limits on the amount of liability VA can assume, which usually affects the amount of money an institution will lend you.

Peer - to - peer lending (also known as person - to - person lending, peer - to - peer investing, and social lending; abbreviated frequently as P2P lending) is the practice of lending money to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.

When it comes to lending money, he says, banks and other financial institutions run like well - oiled machines, «but when it comes to calling those loans, they're not very experienced or, frankly, built for it.»

For example, in one emergency lending program, the Fed put out $ 9 trillion and over two - thirds of the money went to just three institutions: Citigroup, Morgan Stanley and Merrill Lynch.

[Subordination: The Note shall be subordinated to all indebtedness of the Company to banks, commercial finance lenders, insurance companies, [leasing or equipment financing institutions] or other lending institutions regularly engaged in the business of lending money -LSB-(excluding venture capital, investment banking or similar institutions which sometimes engage in lending activities but which are primarily engaged in investments in equity securities)-RSB-, which is for money borrowed, [or purchase or leasing of equipment in the case of lease or other equipment financing,] whether or not secured.]

And because credit unions are not - for - profit institutions, they also might offer better interest rates for members and be willing to lend money to those who don't have outstanding credit.

The established classification from Wikipedia is «the practice of lending money to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.»

Kiva's lenders were actually backstopping microfinance institutions, and since Kiva and other online giving and lending models pride themselves on their transparency, Mr. Roodman and others suggested it might better explain what its lenders» money — about $ 100 million over four years — was really doing.

This is the short - term interest rate at which U.S financial institutions (such as banks, credit unions, and others in the Federal Reserve system) lend money to each other overnight in order to meet mandated reserve levels.

Chief among these are institutions that lend money to new small business entrepreneurs, who sometimes need only micro-loans, and lend at low rates for sufficient periods of time.

Its goal was to lend money to governments or to government - supported institutions for projects that would be sufficiently profitable that the loan could be repaid and the national economy enriched.

In the murky world of finance there plenty of private and public financial institutions who ready to lend the money once they see how asset rich one is.

In fact, history has shown that immense amounts of money flow into African countries every year from foreign lending institutions has not provided development for local people.

Despite increase in our debt profile, it is still believed that Nigeria can borrow from the International financial institutions and use it to reflate the economy by quickly taking the advantage of the credibility of President Muhamadu Buhari which is a good leverage because some international financial institutions are ready to lend us money for infrastructural development.

Besides saving time with these and other features like the trade appraisal tool, our finance staff is highly trained and well networked with local and regional lending institutions that will save you money by competing for your loan — which means great low rates and terms for practically any budget or credit rating.

Other lenders may actually borrow money from larger financial institutions to lend out to their customers, or they use depositor's funds.

This will let you enjoy a lower rate than you could get from any of the commercial lending institutions and the person could also get a better return than they would get by investing the money in those financial institutions or at the bank.

Remember too, there are other ways to borrow money from a lending institution.

There are non-banking institutions that are able to lend money to bad credit borrowers.

It is always a better option to leave the risk with financial lending institutions, if you have any doubts whatsoever of paying back the money borrowed from those close to you.

In situations like this you will be able to borrow money at a lower rate than you could get from any of the financial lending institutions and the person lending you the money could also get a better return than they would get by investing their money in those same institutions or at the bank.

Though lending institutions bear some blame for sloppy underwriting, it amazes me that marginal borrowers that are less than responsible can think that they can own a home, or that people who have been less than provident in saving, think that they can rescue their retirement position by borrowing a lot of money to buy a number of properties in order to rent them out.

Person - to - person or peer - to - peer (P2P) transactions were the way to borrow and lend money and supplies long before banks and other institutions existed...

In fact, once news reports started circulating the globe that the entire world was in an economic recession, there was a plethora of people who rushed to their lending institutions and borrowed massive amounts of money that they are now having a difficult time repaying.

Quantitative easing increases the money supply by flooding financial institutions with capital, in an effort to promote increased lending and liquidity.

At the time, many financial institutions had stopped lending money to people who didn't have perfect credit scores.

The increases reflect the climate of the North American bond market, where financial institutions borrow money to lend to mortgage customers.

The money garnered from the transaction was then put back into the financial institution's lending pool and doled out to students again in the form of education loans.

Depository institutions make money by borrowing short and lending long; they collect the spread in between.

An overseas financial institution would have a difficult time legally getting the money if you defaulted on the loan, so it isn't in their best interest to lend it to you.

If you plan to borrow money from a bank, credit union or other lending institution, you already know you must be prepared to sign a legal contract outlining your obligations to the lender: On time payments until the loan is paid in full.

This for - profit service involves the bank lending a sum of money to a customer and then charging interest as the loaned amount is repaid back to the institution.