Sentences with phrase «insufficient income»

With insufficient income, you are vulnerable to financial stress should any unexpected expense arise.

They may not realize that it is also generally possible to carry over a loss that is unused because of insufficient income.

One - third of entrepreneurs don't currently have a retirement savings plan, citing insufficient income as the top reason why.

These include issues such as a low credit score, excessive debt, or insufficient income for the amount you are trying to borrow.

A deferment is a temporary suspension of repayment and can de granted if insufficient income or an economic struggle is determined.

Having a cosigner is necessary in certain cases, when there is a lack of credit, bad credit, or insufficient income from the borrower.

Many part - timers therefore can be generally categorized as being potentially more desperate than established, competent full - timers in their quest to bolster their already insufficient incomes.

Our typical client owns 5 or more units, and has been turned down by the bank due to insufficient income shown on their tax returns.

Their top reasons for not saving for retirement include insufficient income (37 percent), using previous savings to invest in their business (21 percent) and planning to sell their business to fund their retirement (18 percent).

Spousal support serves an important role in helping a divorcing spouse with insufficient income make the transition to...

A special local food institution, that has been serving the community for 30 years, their aim is to support people living on insufficient incomes, by providing greater access to fresh, healthy food, social networks and resources — while working to educate the public about issues of poverty in Montreal.

A recent GOBankingRates survey of Americans» 2015 savings goals found that more than a third of respondents think insufficient income is the biggest obstacle to their savings goals.

Where the managers periodic charge is to be taken from the income generated by the fund and there is insufficient income within the fund to meet that charge, the balance will be deducted from the fund's capital and to that extent will constrain capital growth.

If your financial difficulty is of a more long - term nature, such as a low - paying job that yields insufficient income to repay the debt and there's no possibility of getting a better job, consider one of the alternate repayment plans for federal loans such as extended repayment, income - contingent repayment or income - based repayment.

Many of the applicants you will get have been turned down at the big apartment complex around the corner because they have a broken lease / background check issues / unapproved pets / insufficient income etc..

If the debt coverage ratio is smaller than 1, it indicates that the property produces insufficient income to cover both operating expenses and the mortgage payment, which is what lenders want to avoid.

If your loan application was rejected because of insufficient income to afford the house you want or you have insufficient funds for closing costs and a down payment, you could consider loan programs for low to moderate income borrowers with lower down payment requirements, such as an FHA loan or VA loan.

Spousal support serves an important role in helping a divorcing spouse with insufficient income make the transition to single life.

The most common barriers to meeting savings goals included insufficient income (69 per cent), followed by high expenses (67 per cent) and management of debt (50 per cent).

The non-veteran's income can not be used to compensate for the veteran's insufficient income.

Previous research has demonstrated that insufficient income, limited transportation, inadequate housing, and food insecurity can limit access to and ongoing engagement in the care and treatment of people living with HIV and AIDS, as well as their adherence to medical routines.

When asked what they would do if they were unable to retire as planned due to insufficient income, «retire later» was the top response among the possible adjustments pre-retirees would make.

If your loan application was rejected because of your insufficient income to afford the house you want or you have insufficient funds for closing costs and a down payment, you could consider loan programs for low - to moderate - income borrowers with lower down payment requirements.

Insufficient income or insufficient funds for down payment.

Insufficient Income: In order to be eligible for a loan, an applicant must earn a certain minimum amount, depending upon his nature of employment.

That could be a major advantage if a bank turned you down for a loan due to insufficient income.

Private lenders look at equity in a property rather than credit score, allowing them to loan to low credit, insufficient income and other circumstances that wouldn't qualify for a normal bank loan.

So it's possible for one lender to reject a loan application due to insufficient income and / or excessive debt, while another approves that same borrower.

Insufficient Income: Do you earn sufficient income that will ensure that you will be able to meet your monthly mortgage repayment obligations without defaulting?

In turn, lenders were motivated to create more of these products, so they loosened their standards and granted more loans to people with poor credit and insufficient income.

Whether you're a student who isn't earning a full - time income, a new graduate facing a lower - than - expected income, or someone who has spent years earning an insufficient income, you may be able to apply some of the ideas to start growing wealth in your situation.

The non-veteran's income can not be used to compensate for the veteran's insufficient income.

The problem could either be insufficient income, or excessive spending.

However, if you are in relatively good health later in life with many years to live but have insufficient income to pay back a loan, you may be better off taking a withdrawal instead of taking a loan that you are unlikely to repay and that will incur costs over time in the form of interest expense.

Subprime mortgage offerings are generally the same as standard loan programs, but geared toward borrowers with low credit scores, insufficient income and / or a high debt - to - income ratio that aren't able to qualify with traditional lenders.

A low appraised value, insufficient income or credit invalidates the usage of the Roll Down program.

Many of our clients have bad credit or insufficient income and we specialize in getting mortgages in these circumstances.

First, it can help you identify any problems that might prevent you from getting a loan (bad credit, insufficient income, too much debt, etc.).

These subprime borrowers, as they were called, had low credit scores, insufficient income, or other problems that prevented them from qualifying for a loan under normal standards.

Individuals who have insufficient income may not receive a pre-approved offer, but may be able to meet our requirements to open a credit card account if they own qualifying bank accounts, savings, or other assets.

Generally, it is not illegal for a landlord to not rent to you because you have poor credit or insufficient income to cover the rent or another qualified applicant submitted an application before you.

Credit counseling is ideal for any consumer struggling with credit card debt, insufficient income, or overspending.

Depending on your income, some creditors may start rejecting your request for an increase due to insufficient income.

The majority (61 percent) of survey respondents say that if they were or are unable to retire as planned due to insufficient income, they have adjusted or would adjust their plans to delay their retirement, with the survey's youngest respondents (aged 18 to 24 years) most likely to say they would keep working (74 percent).

It could be an indication that you have insufficient income to support your lifestyle.

However, if you are in relatively good health later in life with many years to live but have insufficient income to pay back a loan, you may be better off taking a withdrawal instead of taking a loan that you are unlikely to repay and that will incur costs over time in the form of interest expense.

The biggest financial concern for retirement age Americans is having insufficient income and assets during retirement.