Sentences with phrase «insufficient liability insurance limits»
In Maryland, uninsured / underinsured motorist coverage applies in two general situations: (1) Uninsured: the at - fault driver has no liability insurance, and (2) Underinsured: where the at - fault driver has insufficient liability insurance limits (at - fault driver's policy limits are lower than the limits of your uninsured motorist coverage).
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Additionally, where a drunk driver's liability insurance limits are insufficient to cover all of a victim's damages, an injured person may also opt to file a lawsuit against the bar or restaurant that served alcohol to the driver prior to the crash.
Oftentimes, liability insurance limits are insufficient to cover all of an injured victim's damages.
When you add any of these amounts to $ 5,000, $ 50,000 and more for your legal defense, you may find that the liability limits of your insurance policies are insufficient to protect your resources.