Sentences with phrase «insurance after a certain age»

But what your advisor might not tell you is that you actually don't need life insurance after a certain age.
We get many questions about coverage for seniors and travelers concerned about their ability to get travel insurance or travel medical insurance after a certain age.

Not exact matches

footnote ** IRA distributions received before you're age 59 1/2 may not be subject to the 10 % federal penalty tax if the distribution is due to your disability or death; is distributed by a reservist who was ordered or called to active duty after September 11, 2001, for more than 179 days; or is for a first - time home purchase (lifetime maximum: $ 10,000), postsecondary education expenses, substantially equal periodic payments taken under IRS guidelines, certain unreimbursed medical expenses, an IRS levy on the IRA, or health insurance premiums (after you've received at least 12 consecutive weeks of unemployment compensation).
What this table doesn't show is the astronomic rises in premium for renewals down the line, which is why most people cancel their policies after a certain age, or convert a portion of it to permanent insurance to lock in a level premium.
This optional rider allows your kid to opt for more life insurance at specific ages and after certain life events, such as marriage and having a child of their own.
Be aware though, like many other types of life insurance, mortgage protection insurance may not be available after a certain age.
With whole life insurance, you pay level premiums until you turn a certain age, after which you don't have to pay anymore: you'll remain covered or you can withdraw the accumulated cash value without paying a surrender fee.
A lot of insurance plans aren't available to some dogs after a certain age.
Go here to find out if carriers drop a pet after a certain age or more information about the perfect time to get pet insurance.
Most life insurance companies will let you renew your term life insurance after it expires, up to a certain age, like 95 for example.
With other universal life insurance policies your rates may just increase once you hit a certain age and this can be devastating considering you will be on a fixed income after retirement.
Many traditional life insurance policies expire after a certain number of years, or at a specific age.
As you can see, there is a quite a bit of variation when insurance companies have age cut - off points where certain types of term life insurance policies will no longer be sold after you reach a designated age.
The policyholder can purchase additional permanent insurance at certain ages, or after various life events like getting married or having a baby without medical examination.
With whole life insurance, you pay level premiums until you turn a certain age, after which you don't have to pay anymore: you'll remain covered or you can withdraw the accumulated cash value without paying a surrender fee.
Many travelers after a certain age think that they can't get travel insurance, but the travel insurance providers have caught on to the fact that retired baby boomers like to travel and they offer plans for seniors of all ages.
Like many other types of life insurance, mortgage protection insurance may not be available after a certain age.
Some life insurance policies can be designed to self - cannibalize themselves after a certain age.
Term life insurance policies only cover the policyholder for a certain, preset number of years, after which they expire and the policyholder will have to buy a new policy, often at increased premiums due to advanced age.
The underwriters at certain life insurance companies do not even care about an irregular heartbeat after age 55.
However, after a certain age, life insurance companies can't recover the cost of the premium you pay.
Some health insurance companies also impose restriction of health insurance renewal after a certain age and come with various criteria like medical check - up.
For example, even the top life insurance companies have cut off periods for certain ages, after which specific types of term life insurance are no longer available.
This optional rider allows your kid to opt for more life insurance at specific ages and after certain life events, such as marriage and having a child of their own.
An endowment life insurance policy is a form of insurance that «matures» after a certain length of time, typically 10, 15 or 20 years past the policy's purchase date, or when the insured reaches a specific age.
For example, term life insurance may not be available after a certain age with some insurers.
Depending on your situation, you may not need life insurance protection after you reach a certain age or stage in your life.
Unlike other types of insurance policies that either become very expensive or are no longer available after a certain age, coverage is guaranteed regardless of pre-existing conditions.
Automobile insurance companies tend to assume that after a certain age, a motorist is going to suffer from diminished mental and physical capacities.
If you buy a term life insurance policy, for example, you assume that your children will no longer be dependent upon you by a certain age and that you won't have a need for an insurance policy after a certain date.
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