Sentences with phrase «insurance against a disaster»

In general, it is rational to take out insurance against a disaster of unknown but non-zero likelihood and very high severity.
dsquared: «In general, it is rational to take out insurance against a disaster of unknown but non-zero likelihood and very high severity.»
Missoula renters insurance is also a good idea as insurance against any disaster caused by Mother Nature, including earthquakes, landslides, avalanches and tornadoes.

Not exact matches

According to a 2010 survey by Travelers Insurance, 94 percent of small - business owners are confident their business is protected against insurable risks, despite only 56 percent having disaster - recovery iInsurance, 94 percent of small - business owners are confident their business is protected against insurable risks, despite only 56 percent having disaster - recovery insuranceinsurance.
We provide training on how to: identify likely disaster risks, create a business continuity plan, protect vital documents and records, get proper insurance coverage, and physically strengthen structures so that they are more resilient against disaster and severe weather.
I do believe, however, that all investors should allocate some of their liquid funds to precious metals (usually 5 — 10 %) as insurance against financial disaster.
Renters insurance, which is a type of policy called an HO - 4, gives you some financial protection against natural disasters or common theft that can affect your living space and things.
These reluctant fish are nature's insurance against some home - stream disaster which might wipe out the run, and they follow the next winter, bearing seed which would re-establish their strain.
One hot topic in public health funding, he said, is the idea of working with the private insurance and reinsurance sectors to begin insuring against pandemics in the same way that these companies insure against natural disasters such as hurricanes.
They are our «insurance policy» against unforeseen disasters and, used sustainably, they also offer many of the best solutions to our most pressing challenges.»
Multiple experiments underway In a press conference hosted last month in Beijing, Xiang Junbo, head of the China Insurance Regulatory Commission, told reporters that the government intends to leverage insurance services in the fight against natural dInsurance Regulatory Commission, told reporters that the government intends to leverage insurance services in the fight against natural dinsurance services in the fight against natural disasters.
The municipal government already bought the insurance service for every citizen, and residents there are also encouraged to insure their life and property against natural disasters.
Many homeowners insurance policy will not protect against natural disasters such as flooding or hurricanes.
Hazard Insurance A home insurance policy that offers protection against common hazards such as fire or vandalism, and some natural dInsurance A home insurance policy that offers protection against common hazards such as fire or vandalism, and some natural dinsurance policy that offers protection against common hazards such as fire or vandalism, and some natural disasters.
We also have substantially increased our position in disaster insurance... We continue to be willing to give up a portion of our upside to protect against serious downside exposure.
Renters insurance, which is a type of policy called an HO - 4, gives you some financial protection against natural disasters or common theft that can affect your living space and things.
You should also review your various insurance policies to ensure that you are covered against various disasters.
Most home insurance policies have an open peril list of covered events that protect against most common disasters.
And depending where you live, it's worth exploring the need for — or requirements surrounding — flood insurance and other types of coverage against natural disasters.
Home insurance (also called building insurance) covers the cost of rebuilding or repairing your home and helps protect you against things that are out of your control, such as damage from natural disasters like storms, floods and bushfires.
Better yet, do you need to learn the basics on how to protect your home and possessions against fire, theft, natural disasters, as well as how to save money on your home insurance premiums?
As previously discussed, in order to be fully covered against disaster, you'll need plenty of added endorsements, increased coverage limits, and (potentially) an extra flood insurance policy.
You buy insurance to protect against disasters that could threaten your investment.
This policy document illustrates how well - designed climate risk insurance — when applied in conjunction with other disaster risk management measures and strategies — can protect people against climate shocks by acting as a safety net and buffer shortly after an extreme weather event.
In FY13, the Bank executed the first - ever capital markets insurance transaction covering tsunamis to help five Pacific Island countries (Marshall Islands, Samoa, Solomon Islands, Tonga, and Vanuatu) to insure themselves against natural disasters.
Sawada, Y. and S. Shimizutani, (2007), «Consumption Insurance against Natural Disasters: Evidence from the Great Hanshin - Awaji (Kobe) Earthquake.»
Environmental disasters, such as the offshore spill in Santa Barbara and the water quality problems in Flint, Michigan, coupled with more aggressive government regulation (prior to 2017), have also led insurance companies to demand higher premiums and deductibles, and to refuse types of coverage that used to be routinely available, such as «cost - cap» environmental coverage, which protects against cost overruns for the remediation of polluted sites.
Victims of Superstorm Sandy and other disasters of recent years learned too late that their homeowners or renters insurance policies offered no protection against flooding.
However, California renters insurance also protects you against those unexpected disasters that nobody can predict - an overflowing toilet or a kitchen fire.
For protection against other natural disasters, you should consider a flood insurance or earthquake insurance policy.
A broad form of Grand Rapids renters insurance allows you to cover your property against natural disasters.
The only way to get coverage against this type of disaster is by supplementing your mobile home insurance policy with an NFIP - backed flood insurance policy, which is available throughout the state of Washington.
Nationwide offers Georgia renters insurance that covers mishaps like theft, water backup damage, certain natural disasters and more so you can stay protected against the unknown.
Home insurance policy also protects against other hazards like gas cylinder explosion, fire due to electric short circuit as well as man - made disaster like burglary.
Homeowners Insurance (also Home Insurance, Hazard Insurance, HOI) is a form of insurance that indemnifies the insured property against loss from common disasters such as fire, lightning, storms, explosions, etc, as well as from theft, and vInsurance (also Home Insurance, Hazard Insurance, HOI) is a form of insurance that indemnifies the insured property against loss from common disasters such as fire, lightning, storms, explosions, etc, as well as from theft, and vInsurance, Hazard Insurance, HOI) is a form of insurance that indemnifies the insured property against loss from common disasters such as fire, lightning, storms, explosions, etc, as well as from theft, and vInsurance, HOI) is a form of insurance that indemnifies the insured property against loss from common disasters such as fire, lightning, storms, explosions, etc, as well as from theft, and vinsurance that indemnifies the insured property against loss from common disasters such as fire, lightning, storms, explosions, etc, as well as from theft, and vandalism.
The Private Car Insurance plan is a financial safeguard to protect the car against damages, theft and natural disasters.
As in the case of fire insurance, a standard insurance plan would only protect your property against disasters such as storm and tempest and, hence, you may have to opt for an add - on cover to shield your property against an act of God.
Renters insurance can protect against damage caused by other natural disasters, and it will protect against water damage caused by a busted pipe, but homeowners need separate flood insurance to make sure they're not subject to expensive damage caused by floods.
Better yet, do you need to learn the basics on how to protect your home and possessions against fire, theft, natural disasters, as well as how to save money on your home insurance premiums?
Homeowners insurance is a must if you're going to buy a house, securing you against robbery, property damage or injury to you or your family members, whether from natural disasters, fire or some other calamitous dilemma.
The Private Car Insurance protects the car against natural disasters and also covers against theft / robbery.
While there is little one can do against natural disasters, we can minimize its loss by buying a home insurance policy to protect both your home and belongings against any damages.
Commercial property insurance can cover your business assets against loss and damage caused by disasters, both natural and man - made, and property crimes.
Most home insurance policies have an open peril list of covered events that protect against most common disasters.
Auto insurance also protects your vehicle against theft, vandalism or a natural disaster such as a tornado or other weather related incidents.
You can also purchase a flood insurance policy so you can be sure you're protected against related flooding disasters.
Keep in mind that a separate flood insurance policy and an earthquake insurance policy will be necessary if you wish to have coverage against these natural disasters, because they are not included among the covered events in most mobile home insurance policies.
Additionally, Homeowner's insurance provides financial protection against disasters.
If you are interested in learning more about tornado insurance, or wish to purchase a policy that will provide you with coverage against this type of disaster, contact a local Trusted Choice agent today.
Collision insurance will compensate you for damages to your vehicle no matter who is at fault, and comprehensive insurance protects against all kinds of damages including natural disasters and theft.
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