Sentences with phrase «insurance against defaults»

Furthermore, insurance against defaults has gotten more expensive as measured by credit - default swap spreads for the big banks.

The cost of insurance against defaults by European banks reached an all - time record for that reason last Friday, and banks stopped lending to each other on the interbank market «portending an imminent collapse of the financial system.

Drillcos differ in that investors get control of land until a double - digit rate of return is met, providing insurance against a default.

Private mortgage insurance (PMI): Insurance against default issued by a private company on conventional mortgage loans.

Insurance Fee Fee passed on by the lender to the federal government as insurance against default.

You must weigh the cost of the insurance against the default risk.

Investors have taken out more insurance against default by Italy's government than against any other country's, according to DTCC, a firm that clears derivative trades.

Therefore the lender wants insurance against a default.

Not exact matches

Sears adds that many of his clients, who hire him to find the best mortgage rates available, are under the false impression that CMHC insurance actually protects them against default.

Mortgage insurance refers to any insurance policy that protects lenders against the risk of a borrower defaulting on a mortgage loan.

Geithner and Obama lobbied the IMF and ECB shamelessly to bail out Greece, simply so that it could pay bondholders, because U.S. banks had issued credit default insurance (CDS) against Greek bonds and were on the hook for a big loss if a default occurred.

Private mortgage insurance (PMI) is a special type of insurance policy that is paid by the borrower and protects lenders against loss if a borrower defaults.

Are you referring to the credit default swaps that U.S. banks hold, and the insurance policies they have written against European bond defaults?

Private Mortgage Insurance (PMI) is a special type of insurance policy, provided by private insurers, to protect a lender against loss if a borrower Insurance (PMI) is a special type of insurance policy, provided by private insurers, to protect a lender against loss if a borrower insurance policy, provided by private insurers, to protect a lender against loss if a borrower defaults.

The insurance protects the lender against losses resulting from borrower default.

Credit default swaps are held by some investors for insurance against debt defaults.

Mortgage insurance, in general, describes an insurance policy which protects lenders against loan default.

Probably 8 out of 10 would say no for two reason: (1) the rating agencies gave high ratings to their lending activites and (2) the insurance companies (e.g. AIG) were giving them what they thought was a solid insurance policy against default.

Moreover, these leverage levels took the assessment of rating agencies and credit default swaps («insurance» against loan and other defaults) at their face value.

Also referred to as «Traditional Mortgage Insurance» BPMI is insurance issued by a private company that protects the lender against loanInsurance» BPMI is insurance issued by a private company that protects the lender against loaninsurance issued by a private company that protects the lender against loan default.

• No private mortgage insurance: Since the VA backs these loans, there is no need for private mortgage insurance, which traditionally protects the lender against default.

They bet on a collapse in the mortgage market by buying what are called credit default swaps (CDS), a form of insurance against bad loans.

FHA mortgage insurance premiums (MIP) are payments made to the FHA to insure your loan against default.

Mortgage Insurance Premium Monthly payments made by a mortgage borrower to the Federal Housing Administration (FHA), or to a private lender for transmittal to the FHA, to protect against default on mortgage payments.

Mortgage loan insurance helps protects lenders against mortgage default, and enables consumers to purchase homes with as little as 5 % down payment — with interest rates comparable to those with a 20 % down payment.

Though they require as little as 3.5 percent down, the FHA loans are also more expensive because they require borrowers to pay steep insurance payments to protect against a default.

Private mortgage insurance (PMI)-- Protects the lender against a loss if a borrower defaults on the loan.

Private mortgage insurance protects the lender against any loss in the event of default on the mortgage loan.

Whatever service CDS provides, i.e. real insurance against credit default to real people who need it, will soon be provided in a regulated market where you have to hold reserve capital on the CDS you issue and trades are public.

According to data provided by CMA DataVision, the credit specialists, the 10 - year credit default swap spread — a form of insurance contract against issuer default — has risen steadily — from 1.6 basis points (0.016 %) in July 2007, to 16 basis points in March 2008, to 30 basis points in September, to over 40 basis points on October 27 — see the chart below for the spread history so far this year.

This insurance helps protect lenders against mortgage default; it does not protect you, the homebuyer.

Insurance that protects lenders against losses caused by a borrower's default on a mortgage loan.

Mortgage insurance refers to any insurance policy that protects lenders against the risk of a borrower defaulting on a mortgage loan.

A low down payment loan is considered a greater risk for the lender, and mortgage insurance protects the lender against their risk of loss due to default.

Private mortgage insurance and government mortgage insurance protect the lender against default and enable the lender to make a loan which the lender considers a higher risk.

MIP (Mortgage Insurance Premium) Insurance from FHA to the lender against incurring a loss on account of the borrower's default.

The United States government used five primary ways to influence mortgages: 1) regulations, 2) monetary policy, 3) insurance to protect against bank defaults, 4) pseudo-government agencies and 5) government departments.

Simply put, Buffett has sold long - dated insurance against the debt of specific companies (credit default obligations or CDSs, expiring between 2009 and 2013) and against declines in the world's major stock market indices (equity index put options, with the first expiration in 2019 and average maturity of 13.5 years).

In addition to this, large financial institutions, such as AIG started to sell another product called CDS (credit default swaps), considered an insurance product against MBSs.

This is insurance that is required on certain loans, such as mortgages offered by the U.S. Federal Housing Administration (FHA), to protect the lender against the risk that the borrower will default.

This insurance protects lenders against financial losses that result when homeowners default and stop making their mortgage payments.

Credit derivatives can be viewed against insurance policies against a default on a loan or a bond.

Insurance that protects the lender against loss caused by a borrower's default on a mortgage loan.

Private mortgage insurance typically covers the top 20 % of a home loan against borrower default (failure to pay).

Mortgage Insurance A contract that insures the lender against loss caused by a mortgagor's default on a government mortgage or conventional mortgage.

Private Mortgage Insurance (PMI) Mortgage insurance provided by a private mortgage insurance company to protect lenders against loss if a borrower Insurance (PMI) Mortgage insurance provided by a private mortgage insurance company to protect lenders against loss if a borrower insurance provided by a private mortgage insurance company to protect lenders against loss if a borrower insurance company to protect lenders against loss if a borrower defaults.

FHA insurance and a VA guaranty provide the mortgage lender an added measure of protection against default; the government will reimburse a portion of its losses if you don't repay the loan.

Note that FHA loans require mortgage insurance to protect lenders against losses that result from defaults on home mortgages.

To help guard against the risk of default, some disability income insurance providers offer an optional student loan rider to help young professionals make their loan payments for a fixed number of years (often 10 or 15 years) in the event they should become temporarily disabled.

Primary Mortgage Insurance is essentially to protect the lenders against defaults by the borrower.