Drillcos differ in that investors get control of land until a double - digit rate of return is met, providing
insurance against a default.
Private mortgage insurance (PMI):
Insurance against default issued by a private company on conventional mortgage loans.
The cost of
insurance against defaults by European banks reached an all - time record for that reason last Friday, and banks stopped lending to each other on the interbank market «portending an imminent collapse of the financial system.
Insurance Fee Fee passed on by the lender to the federal government as
insurance against default.
You must weigh the cost of
the insurance against the default risk.
Investors have taken out more
insurance against default by Italy's government than against any other country's, according to DTCC, a firm that clears derivative trades.
Therefore the lender wants
insurance against a default.
Furthermore,
insurance against defaults has gotten more expensive as measured by credit - default swap spreads for the big banks.
Not exact matches
Sears adds that many of his clients, who hire him to find the best mortgage rates available, are under the false impression that CMHC
insurance actually protects them
against default.
Mortgage
insurance refers to any
insurance policy that protects lenders
against the risk of a borrower
defaulting on a mortgage loan.
Geithner and Obama lobbied the IMF and ECB shamelessly to bail out Greece, simply so that it could pay bondholders, because U.S. banks had issued credit
default insurance (CDS)
against Greek bonds and were on the hook for a big loss if a
default occurred.
Private mortgage
insurance (PMI) is a special type of
insurance policy that is paid by the borrower and protects lenders
against loss if a borrower
defaults.
Are you referring to the credit
default swaps that U.S. banks hold, and the
insurance policies they have written
against European bond
defaults?
Private Mortgage
Insurance (PMI) is a special type of insurance policy, provided by private insurers, to protect a lender against loss if a borrower
Insurance (PMI) is a special type of
insurance policy, provided by private insurers, to protect a lender against loss if a borrower
insurance policy, provided by private insurers, to protect a lender
against loss if a borrower
defaults.
The
insurance protects the lender
against losses resulting from borrower
default.
Credit
default swaps are held by some investors for
insurance against debt
defaults.
Mortgage
insurance, in general, describes an
insurance policy which protects lenders
against loan
default.
Probably 8 out of 10 would say no for two reason: (1) the rating agencies gave high ratings to their lending activites and (2) the
insurance companies (e.g. AIG) were giving them what they thought was a solid
insurance policy
against default.
Moreover, these leverage levels took the assessment of rating agencies and credit
default swaps («
insurance»
against loan and other
defaults) at their face value.
Also referred to as «Traditional Mortgage
Insurance» BPMI is insurance issued by a private company that protects the lender against loan
Insurance» BPMI is
insurance issued by a private company that protects the lender against loan
insurance issued by a private company that protects the lender
against loan
default.
• No private mortgage
insurance: Since the VA backs these loans, there is no need for private mortgage
insurance, which traditionally protects the lender
against default.
They bet on a collapse in the mortgage market by buying what are called credit
default swaps (CDS), a form of
insurance against bad loans.
FHA mortgage
insurance premiums (MIP) are payments made to the FHA to insure your loan
against default.
Mortgage
Insurance Premium Monthly payments made by a mortgage borrower to the Federal Housing Administration (FHA), or to a private lender for transmittal to the FHA, to protect
against default on mortgage payments.
Mortgage loan
insurance helps protects lenders
against mortgage
default, and enables consumers to purchase homes with as little as 5 % down payment — with interest rates comparable to those with a 20 % down payment.
Though they require as little as 3.5 percent down, the FHA loans are also more expensive because they require borrowers to pay steep
insurance payments to protect
against a
default.
Private mortgage
insurance (PMI)-- Protects the lender
against a loss if a borrower
defaults on the loan.
Private mortgage
insurance protects the lender
against any loss in the event of
default on the mortgage loan.
Whatever service CDS provides, i.e. real
insurance against credit
default to real people who need it, will soon be provided in a regulated market where you have to hold reserve capital on the CDS you issue and trades are public.
According to data provided by CMA DataVision, the credit specialists, the 10 - year credit
default swap spread — a form of
insurance contract
against issuer
default — has risen steadily — from 1.6 basis points (0.016 %) in July 2007, to 16 basis points in March 2008, to 30 basis points in September, to over 40 basis points on October 27 — see the chart below for the spread history so far this year.
This
insurance helps protect lenders
against mortgage
default; it does not protect you, the homebuyer.
Insurance that protects lenders
against losses caused by a borrower's
default on a mortgage loan.
Mortgage
insurance refers to any
insurance policy that protects lenders
against the risk of a borrower
defaulting on a mortgage loan.
A low down payment loan is considered a greater risk for the lender, and mortgage
insurance protects the lender
against their risk of loss due to
default.
Private mortgage
insurance and government mortgage
insurance protect the lender
against default and enable the lender to make a loan which the lender considers a higher risk.
MIP (Mortgage
Insurance Premium)
Insurance from FHA to the lender
against incurring a loss on account of the borrower's
default.
The United States government used five primary ways to influence mortgages: 1) regulations, 2) monetary policy, 3)
insurance to protect
against bank
defaults, 4) pseudo-government agencies and 5) government departments.
Simply put, Buffett has sold long - dated
insurance against the debt of specific companies (credit
default obligations or CDSs, expiring between 2009 and 2013) and
against declines in the world's major stock market indices (equity index put options, with the first expiration in 2019 and average maturity of 13.5 years).
In addition to this, large financial institutions, such as AIG started to sell another product called CDS (credit
default swaps), considered an
insurance product
against MBSs.
This is
insurance that is required on certain loans, such as mortgages offered by the U.S. Federal Housing Administration (FHA), to protect the lender
against the risk that the borrower will
default.
This
insurance protects lenders
against financial losses that result when homeowners
default and stop making their mortgage payments.
Credit derivatives can be viewed
against insurance policies
against a
default on a loan or a bond.
Insurance that protects the lender
against loss caused by a borrower's
default on a mortgage loan.
Private mortgage
insurance typically covers the top 20 % of a home loan
against borrower
default (failure to pay).
Mortgage
Insurance A contract that insures the lender
against loss caused by a mortgagor's
default on a government mortgage or conventional mortgage.
Private Mortgage
Insurance (PMI) Mortgage insurance provided by a private mortgage insurance company to protect lenders against loss if a borrower
Insurance (PMI) Mortgage
insurance provided by a private mortgage insurance company to protect lenders against loss if a borrower
insurance provided by a private mortgage
insurance company to protect lenders against loss if a borrower
insurance company to protect lenders
against loss if a borrower
defaults.
FHA
insurance and a VA guaranty provide the mortgage lender an added measure of protection
against default; the government will reimburse a portion of its losses if you don't repay the loan.
Note that FHA loans require mortgage
insurance to protect lenders
against losses that result from
defaults on home mortgages.
To help guard
against the risk of
default, some disability income
insurance providers offer an optional student loan rider to help young professionals make their loan payments for a fixed number of years (often 10 or 15 years) in the event they should become temporarily disabled.
Primary Mortgage
Insurance is essentially to protect the lenders
against defaults by the borrower.