Whatever service CDS provides, i.e. real
insurance against credit default to real people who need it, will soon be provided in a regulated market where you have to hold reserve capital on the CDS you issue and trades are public.
Not exact matches
But instead of paying for a program — as you would a book or movie on Amazon — you'd get an incentive: a
credit, maybe, to be used
against your health
insurance premium, or a free download at Amazon, or a discounted checking account at Chase.
Geithner and Obama lobbied the IMF and ECB shamelessly to bail out Greece, simply so that it could pay bondholders, because U.S. banks had issued
credit default
insurance (CDS)
against Greek bonds and were on the hook for a big loss if a default occurred.
Are you referring to the
credit default swaps that U.S. banks hold, and the
insurance policies they have written
against European bond defaults?
Trade
credit insurance, as defined in this article, refers to
insurance against the failure to pay trade debts in connection with a specific transaction or a portfolio of transactions or operations.
Credit default swaps are held by some investors for
insurance against debt defaults.
Mortgage
insurance premiums paid monthly may be
credited against your annual federal income tax returns.
It's no longer actually meant to regulate the financial services industry as it pertains to the treatment of Main Street — it has been transformed into an advocacy for the banks,
credit card issuers,
insurance companies, mortgage originators and brokerage firms
against what it sees as overzealous regulation and job - killing oversight.
Moreover, these leverage levels took the assessment of rating agencies and
credit default swaps («
insurance»
against loan and other defaults) at their face value.
Hammond also said a provision in the House GOP plan to prohibit people from using the tax
credits to buy
insurance that covers abortion also bumps up
against a Cuomo administration policy requiring state - regulated health plans to cover such procedures.
In addition to trading greenhouse gases, Evolution helps broker deals for biofuels, natural gas, the uranium fuel for nuclear reactors, renewable energy
credits, air pollution permits for sulfur dioxide and nitrogen oxides, even
insurance against bad weather.
Delivery
insurance and protections
against damaged or lost products are major benefits of buying with a
credit card.
Under federal law, you're entitled to a free
credit report if a company takes adverse action
against you, such as denying your application for
credit,
insurance, or employment, and you ask for your
credit report within 60 days of receiving notice of the action.
Jana Castanon, community outreach coordinator for Apprisen Financial Advocates, a nonprofit consumer
credit counseling service, advises
against using a
credit card to pay
insurance premiums.
Mortgage
insurance is the first level of
credit protection
against the risk of loss on a mortgage in the event a borrower is not able to repay the loan and there is not sufficient equity in the home to cover the amount owed.
FCIA's Trade
Credit Insurance products protect you
against loss resulting from that non-payment.
Certain states have attempted to take action
against insurance companies using
credit scores.
Additionally, «we» or «us» shall mean any third party providing benefits, services, or products in connection with the Account (including but not limited to
credit reporting agencies, merchants that accept any
credit device issued under the Account, rewards programs and enrollment services,
credit insurance companies, debt collectors, and all of their officers, directors, employees, agents and representatives) if, and only if, such a third party is named by you as a co-defendant in any Claim you assert
against us.
It could be usernames and passwords, it could be
credit card numbers, it could even be medical information that may be used to file claims
against your health
insurance.
They bet on a collapse in the mortgage market by buying what are called
credit default swaps (CDS), a form of
insurance against bad loans.
According to data provided by CMA DataVision, the
credit specialists, the 10 - year
credit default swap spread — a form of
insurance contract
against issuer default — has risen steadily — from 1.6 basis points (0.016 %) in July 2007, to 16 basis points in March 2008, to 30 basis points in September, to over 40 basis points on October 27 — see the chart below for the spread history so far this year.
Anyone who uses a
credit report or another type of consumer report to deny your application for
credit,
insurance, or employment - or to take another adverse action
against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information.
The presence of an MVA helps protect the
insurance company
against early withdrawals from the annuity, and in turn, the MVA allows the
insurance company to generally
credit a higher interest rate to the annuity contract.
Some of that money you paid on the first closing for the mortgage
insurance premium can be
credited back
against the new mortgage
insurance premium.
Like the FDIC Deposit
Insurance Fund, NCUSIF provides insurance for savings at its member credit unions (98 % of credit unions across the country, including all federal credit unions, are members of NCUA) against failure of a member union (so far in 2008, 8 NCUA insured credit unions have
Insurance Fund, NCUSIF provides
insurance for savings at its member credit unions (98 % of credit unions across the country, including all federal credit unions, are members of NCUA) against failure of a member union (so far in 2008, 8 NCUA insured credit unions have
insurance for savings at its member
credit unions (98 % of
credit unions across the country, including all federal
credit unions, are members of NCUA)
against failure of a member union (so far in 2008, 8 NCUA insured
credit unions have failed).
BrightLife ® Grow is flexible premium universal life
insurance that offers interest
crediting linked to major market indexes, so you can participate in the limited upside potential of the equities markets with built - in guaranteed downside protection
against declines in the value of the applicable index.
You are also entitled to a free
credit report if a company takes adverse action
against you, such as denying a loan, application for
credit or
insurance, or employment, but you must request it within 60 days of receiving the notice of action.
And when a life
insurance loan is taken out
against the policy's cash value, the cash account still is
credited with the guaranteed rate and dividend.
Trip Cancellation
Insurance protects you and your family
against forfeited, non-refundable, unused payments, and deposits if your trip is interrupted or cancelled and you have purchased your common carrier tickets with your eligible CEFCU Mastercard
Credit Card.
You're entitled to a free
credit report if a company takes «adverse action»
against you, like denying your application for
credit,
insurance, or employment.
Credit card / bank forgery coverage: Your insurance policy safeguards against theft, but can also reimburse you for losses incurred if a thief burglarizes your home, steals your credit card or checkbook, and goes on a fraudulent spending
Credit card / bank forgery coverage: Your
insurance policy safeguards
against theft, but can also reimburse you for losses incurred if a thief burglarizes your home, steals your
credit card or checkbook, and goes on a fraudulent spending
credit card or checkbook, and goes on a fraudulent spending spree.
Simply put, Buffett has sold long - dated
insurance against the debt of specific companies (
credit default obligations or CDSs, expiring between 2009 and 2013) and
against declines in the world's major stock market indices (equity index put options, with the first expiration in 2019 and average maturity of 13.5 years).
In addition to this, large financial institutions, such as AIG started to sell another product called CDS (
credit default swaps), considered an
insurance product
against MBSs.
Among them are a home equity loan (or line of
credit), borrowing
against a life
insurance policy or a 401K retirement account.
Credit derivatives can be viewed
against insurance policies
against a default on a loan or a bond.
So, if you are an investor or you are an entrepreneur looking for additional funding, your life
insurance loan will not count
against you on your
credit report.
Some of the benefits that come with travel
credit cards include airline fee
credits, travel and emergency assistance, protection
against unauthorised charges, trip cancellation
insurance, travel accident
insurance, in - flight purchase discounts and car rental assistance.
Anyone who uses information from a CRA to take action
against you — such as denying an application for
credit,
insurance, or employment — must tell you, and give you the name, address, and phone number of the CRA that provided the consumer report, plus disclose your right to a free report after denial.
The percentage of rent that can be applied
against the mortgage payment will depend on each lender's policies, the mortgage
insurance (if any), and the overall
credit score of the applicant etc..
The rarest type of travel
insurance provided by
credit cards protects individuals
against damages resulting from trip cancellation or interruption.
By protecting the lender
against loan default, FHA mortgage
insurance encourages lenders to make loans to otherwise
credit worthy borrowers who might not be able to meet underwriting requirements that are conventional.
FHA mortgage
insurance also encourages lenders to make loans to otherwise
credit worthy projects and borrowers that might not be able to meet underwriting requirements that are conventional, protecting the lender
against loan default on mortgages for properties that meet certain minimum requirements — including single - family, manufactured homes, and multifamily properties, and some health - related facilities.
The legendary consumer watchdog group has come out
against credit monitoring and identity theft
insurance.
FHA mortgage
insurance also encourages lenders to make loans to otherwise
credit worthy projects and borrowers that might not be able to meet underwriting requirements that are conventional, protecting the lender
against loan default on mortgages for properties that meet certain minimum requirements — including single - family, manufactured homes, some health - related facilities, and multifamily properties.
You're also entitled to a free report if a company takes adverse action
against you, such as denying your application for
credit,
insurance, or employment, based on information in your report.
A: Under federal law, you're entitled to a free report if a company takes adverse action
against you, such as denying your application for
credit,
insurance, or employment, and you ask for your report within 60 days of receiving notice of the action.
You're entitled to a free report if a company takes «adverse action»
against you, like denying your application for
credit,
insurance, or employment.
Additionally, they may also purchase
credit default swaps on sovereign debt throughout the Eurozone, as
insurance against any possible debt defaults.
It's much harder to clean your
credit history than it is to mess it up in the first place, so checking it regularly can be
insurance against having a big mess to clean up down the track.
To reduce the indirect effects of such receivership on other institutions, it would be helpful to legislate a restriction on the use of
credit default swaps (essentially
insurance contracts
against the failure of a company's bonds), requiring that such swaps may be used for bona - fide hedging purposes only.