Marindependent Scott W. Johnson,
an insurance agent based in San Rafael, writes about the world of insurance with an eye on Marin and San Francisco.
P.J. Thompson, a life
insurance agent based in Massachusetts, said that in a few cases, his clients have been able to get rated as a non-smoker - similar to how life insurance companies treat «celebratory cigar» smokers.
Not exact matches
More from @Work: AT&T's $ 1 billion gambit: Retraining nearly half its workforce for jobs of the future Get ready, this year your next job interview may be with an A.I. robot «Autonomous weapons are among the world's dumbest ideas»: A.I. CEO At FCCI, a Sarasota, Florida -
based company that provides commercial property and casualty
insurance through independent
agents, 34 percent of the workforce is age 50 and older.
Generally, investment advisers are paid «level fees» that don't change
based on their advice, while brokers and
insurance agents are paid commissions that can vary
based on the funds they recommend.
Most notably, it allows
insurance agents or brokers to receive commissions, or other indirect compensation (e.g., 12b - 1 fees) that can vary
based on the advice given, as long as the «Best Interest Contract» Exemption (BICE) applies.
The now - endangered fiduciary rule is
based on a simple — and seemingly unarguable — principle: that in giving advice to clients with retirement funds, stockbrokers, registered investment advisers and
insurance agents must act in the best interests of their clients... It simply doesn't seem like a good business practice for Wall Street to tell its client - investors, «We put your interests second, after our firm's, but it's close.»
Today, non-fiduciary financial advisors — like brokers and
insurance agents — recommend investments to 401 (k) plan sponsors
based on a suitability standard of care.
All Web Leads is an Internet -
based provider of quality leads that connect financial and
insurance agents to consumers who are actively shopping for financial and
insurance products.
Goodwin is a commercial
insurance agent for Morgan Insurance Group, based in Martinsville,
insurance agent for Morgan
Insurance Group, based in Martinsville,
Insurance Group,
based in Martinsville, Indiana.
If the figures don't satisfy you, ask your
insurance agent about coverage
based on «actual loss sustained» (ALS), which provides unlimited additional - living - expense coverage for a limited period.
In addition to offering members low loan rates and high savings rates, Signal offers many other benefits to members, including a car buying service, assistance with home and real estate
agent search, assistance with
insurance, retirement, and financial planning, free financial seminars, and our new LinkRewards program that gives members rewards points
based on their banking relationship with the credit union.
As of end of March, 2015, SafeAuto is expanding into the independent
agent insurance business after acquiring AutoTex MGA, a Dallas
based special auto
insurance agency.
I know that some
insurance agents will give me that information
based on a program with information about the house - should I skip the places that require me to do it for myself or use the quote from the first
agent who will give it to me?
And because it is a «fixed» contract with the return on crediting
based upon an index,
insurance agents call sell them without a securities license.
Contact a Connecticut -
based agent with an office near you to learn more and to start comparing a variety of ATV
insurance quotes.
According to Tennessee -
based insurance agent Joseph Graves, the general rule of thumb is that homeowners should set their deductibles between 0.5 and 1 percent of the home's value.
A Trusted Choice member
agent will help you find the best deals on your boat
insurance based on your individual needs.
Independent
insurance agents in the Trusted Choice ® network may not be able to stop rising waters, but they can suggest coverage options
based on your location and risks, and can help you compare Fort Worth flood
insurance quotes.
If you're thinking of buying a cash value life
insurance policy, ask your
agent or company for a sales illustration, which is a computer projection of future premiums, cash values and death benefits
based on the current dividend scale (whole life) or current interest rates and current costs of
insurance (universal life).
In First Time Homebuyer's Guide, Merriman Advisor Geoff Curran gives some important advice to home buyers
based on his own experience and the help of mortgage brokers,
insurance agents, and inspectors.
To get trailer
insurance quotes
based on your unique needs, work with a local, independent
agent.
In this case, you should talk with your
insurance agent about reducing the replacement value, and subsequently lowering your premiums and percentage -
based deductibles.
This process also eliminates a lot of overhead for the
insurance companies by reducing the need for high commission -
based sales
agents, which allows them to offer you lower premiums.
Yet, to purchase the best policy and get the most benefit, you should always talk to your Trusted Choice
agent to help you decide whether gap
insurance is worthwhile,
based on your circumstances.
This large
base of customers and
agents allows 21st Century
Insurance to have access to the assets of the group.
Brauner recommends asking your
agent when you're shopping
insurance about what is and isn't covered in the
base policy - whether you specifically inspect for it or not - just in case.
These A.M. Best, Moody's, S&P and Fitch ratings are
based upon factors of concern to policyholders and
insurance agents and are not directed toward the protection of investors.
According to Jordan Holmes, a commercial and personal lines
agent for the Florida -
based Darr Schackow
Insurance agency, insuring property in Florida is already very expensive because of frequent tropical storms and hurricanes.
«(Your
insurance)
agent may be able to give some guidance on which insurers weigh (your credit -
based insurance score) more heavily than others,» Barry says.
Your
agent can help you get the
insurance that's right for you
based on your specific needs, wants and budget.
Contact a Trusted Choice member
agent near you to find out how you can obtain the perfect renters
insurance policy
based on your needs and budget.
To that end, discuss how to ensure that your renters liability
insurance really does cover all the
bases with a credentialed
agent.
These
agents have access to several life
insurance companies and can help you compare multiple term life
insurance rates
based on your specific needs.
Also, people who aren't so healthy can benefit from permanent
insurance through an
agent, because that may be the only way that they can obtain coverage on a reasonable
basis.
Please note that all of this is NOT saying you shouldn't invest - it's saying that you'll most always do better by doing - it - yourself (AKA DIY) using no - load mutual funds, or by hiring a fee - only financial advisor (instead of a commission -
based life
insurance agent).
Your
agent can research several different
insurance companies to get the best quotes
based on your specific situation.
In life
insurance,
agents must be licensed as securities brokers / dealers to sell variable annuities, which are similar to stock market -
based investments.
This is a must - have investment calculator for Fee -
Based financial advisors that compete with commission - based advisers and life insurance ag
Based financial advisors that compete with commission -
based advisers and life insurance ag
based advisers and life
insurance agents.
Adams notes that faxing is still used on a daily
basis in many professions: by real estate
agents and
insurance brokers, for example.
The contractual agreement can also be implied
based on the conduct and communications between the parties, their past dealings, or the
agent's or broker's knowledge of the insured's specific
insurance needs.
The Beantown -
based property and casualty insurer has announced plans to take public its
agent - brokered
insurance division in a $ 1.2 billion IPO.
Our expert family consultants present seminars and workshops to groups and associations (e.g., realty
agents, financial professionals,
insurance professionals, health professionals, etc) on a regular
basis throughout Ontario.
Insurance agents have been known to minimize the damages in car accidents or to directly deny paying a claim
based on a vague loophole.
Insurance Business America: Texas - based insurance tech company integrates with Compare.com July 28, 2016 The integration of a Texas - based insurance technology company and Compare.com will boost the performance of both carriers and independent agents, representatives with both compa
Insurance Business America: Texas -
based insurance tech company integrates with Compare.com July 28, 2016 The integration of a Texas - based insurance technology company and Compare.com will boost the performance of both carriers and independent agents, representatives with both compa
insurance tech company integrates with Compare.com July 28, 2016 The integration of a Texas -
based insurance technology company and Compare.com will boost the performance of both carriers and independent agents, representatives with both compa
insurance technology company and Compare.com will boost the performance of both carriers and independent
agents, representatives with both companies say.
Fill out our quick form on the right or our more detailed individual life
insurance quote form and one of our Los Angeles
based independent
agents will call you to go over your options.
'' COMPARE: Term life
insurance quotes
Agents make commissions
based on the type of policy and coverage amount you choose, something to keep in mind when considering their advice.
PolicyGenius is a web -
based life
insurance agent that works with some of the nation's top - rated
insurance companies.
Talk with your
insurance agent about how much different levels of coverage you need
based on what assets you have to protect.
As with all Allianz Travel
Insurance products, the Essential Plan has no non-compensable processing fees, which means licensed
agents get credit
based on 100 % of their customer's purchase.
An experienced life
insurance agent can decide which company to apply with
based on your specific information and lifestyle.