You're going to want to be sure that you «shop» your life
insurance application around a «bit» prior to actually submitting your life insurance application with any one company so that you can get a general feel about which life insurance company is going to give you the greatest opportunity for success.
Not exact matches
If you just want out, know what you plan on doing next If you're canceling a whole life policy but you still need life
insurance, keep in mind that you will have to go through the
application process again to buy a new policy — and you'll probably want to pick term life
insurance this time
around.
This is one of the reasons it's important to use a life
insurance broker that can shop your
application around to different insurers: You never know who will get you the best deal on a policy.
But accelerated underwriting gets
around this by drawing from a lot of third party sources, like prescription checks and motor vehicle reports, to put together a comprehensive picture of your health and provide a policy that's the same low price as a standard term life
insurance policy but with a much faster
application process..
Plus, you can fill out the
application with us once, and we'll shop it
around to all the
insurance companies to get you quotes so you don't have to apply multiple times to get the best rate.
Over the past several years I've written thousands of life
insurance applications for
around $ 1 billion of life
insurance protection.
Our shopping your
application around to more than one
insurance company can only help you.
However, while filling an online
insurance application, there might not be any agent
around to oversee the information.
They can informally shop
around your
application with different
insurance companies before submitting a formal
application.
Once you have decided on the type of life
insurance you want and have read the above guidelines to prepare for your
application, the only thing left for you to do is shop
around.
Although most policies require a paramedical exam as part of the life
insurance application process, the testing (which centers
around height, weight, blood pressure, and basic blood and urine testing) might not detect when people are lying about certain medical conditions or substance use.
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